BVFL (BV Financial) EPS without NRI: $1.39 (TTM As of Mar. 2026)

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BVFL BV Financial Inc BVFL
70 GF Score
Price $21.49
GF Value $19.37
Valuation Modestly Overvalued
! 5 Warning Signs
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What is BV Financial EPS without NRI?

BV Financial BVFL -0.97% 70 EPS without NRI is $1.39 as of Mar. 2026. GuruFocus rates BVFL with a GF Score™ of 70/100 and a GF Value™ of $19.37 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,416 Banks companies, BV Financial ranks worse than 62.01% on this metric.

BV Financial's earnings per share without non-recurring items for the three months ended in Mar. 2026 was $0.13. Its earnings per share without non-recurring items for the trailing twelve months (TTM) ended in Mar. 2026 was $1.39.

During the past 12 months, BV Financial's average earnings per share (NRI) Growth Rate was 31.20% per year. During the past 3 years, the average earnings per share (NRI) Growth Rate was 3.30% per year. During the past 5 years, the average earnings per share (NRI) Growth Rate was 9.60% per year. During the past 10 years, the average earnings per share (NRI) Growth Rate was 0.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using Earnings per share without Non-Recurring Items (NRI) data.

The historical rank and industry rank for BV Financial's EPS without NRI or its related term are showing as below:

BVFL' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: -45   Med: 33.55   Max: 250.6
Current: 3.3

During the past 13 years, BV Financial's highest 3-Year average Earnings Per Share (NRI) Growth Rate was 250.60% per year. The lowest was -45.00% per year. And the median was 33.55% per year.

BVFL's 3-Year EPS without NRI Growth Rate is ranked worse than
62.01% of 1416 companies
in the Banks industry
Industry Median: 7.25 vs BVFL: 3.30

BV Financial's EPS (Diluted) for the three months ended in Mar. 2026 was $0.13. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was $1.39.

BV Financial's EPS (Basic) for the three months ended in Mar. 2026 was $0.13. Its EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 was $1.40.


BV Financial  (NAS:BVFL) EPS without NRI Explanation

EPS without NRI removes onetime and unusual items from EPS, to provide investors with a more accurate measure of the company’s true earnings. The earnings are adjusted for items that are irregular or unusual in nature, and/or are non-recurring. This is calculated using Net Income (Continuing Operations) plus/minus any tax affected unusual Items and Goodwill Impairments/Write Offs. This can be used to fairly measure a company's profitability.


Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.


BV Financial EPS without NRI Related Terms


BV Financial EPS without NRI Historical Data

* Premium members only.

The historical data trend for BV Financial's EPS without NRI can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BV Financial EPS without NRI Chart

BV Financial Annual Data
Trend Jun09 Jun17 Jun18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EPS without NRI
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.34 1.30 1.40 1.09 1.43

BV Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EPS without NRI Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.21 0.29 0.41 0.56 0.13

BVFL vs OAKC, EBMT, LYBC: EPS without NRI Comparison

For the Banks - Regional subindustry, BV Financial's PE Ratio without NRI, along with its competitors' market caps and PE Ratio without NRI data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


BV Financial PE Ratio without NRI vs Banks Industry

For the Banks industry and Financial Services sector, BV Financial's PE Ratio without NRI distribution charts can be found below:

* The bar in red indicates where BV Financial's PE Ratio without NRI falls into.


BVFL
70GF Score
BV Financial Inc BVFL
EPS without NRI is just one metric. See GF Score™, valuation, warning signs, and more.
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BV Financial EPS without NRI Calculation

Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Earnings Per Share without Non-Recurring Items is the amount of earnings without non-recurring items per outstanding share of the company's stock.

EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $1.39

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS without NRI →
What does a EPS without NRI of $1.39 mean?
BV Financial (BVFL) has a EPS without NRI of $1.39 as of Mar. 2026. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on BV Financial and its competitors. According to the industry distribution chart, BV Financial ranks #878 out of 1416 companies in the Banks industry, placing it in the top 62%.
Is BV Financial's EPS without NRI too high?
BV Financial's current EPS without NRI is $1.39. The Banks industry median EPS without NRI is 7.25. BV Financial's value of $1.39 is 80.8% below this industry median. Based on the distribution chart, BV Financial ranks #878 out of 1416 companies in the Banks industry, which is below the industry midpoint. Overall, BV Financial has a GF Score™ of 70/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does BV Financial's EPS without NRI compare to OAKC and EBMT?
According to the Banks industry distribution chart, BV Financial ranks #878 out of 1416 companies for EPS without NRI. This places BV Financial in the lower half of its industry. The industry median EPS without NRI is 7.25. BV Financial's value of $1.39 is 80.8% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS without NRI for a Banks company?
The median EPS without NRI among Banks companies is 7.25, based on 1,416 companies in the industry. Companies in the top quartile (top 25%) have a EPS without NRI significantly above this median, while those in the bottom quartile fall well below. However, EPS without NRI should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BV Financial's current EPS without NRI of $1.39 is 80.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS without NRI mean?
A high EPS without NRI can signal that a stock is expensive relative to its fundamentals. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on BV Financial and its competitors. For the Banks industry, the median EPS without NRI is 7.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BV Financial's current EPS without NRI is $1.39. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BV Financial stock overvalued right now?
Based on GuruFocus' analysis, BV Financial (BVFL) is currently considered Modestly Overvalued. The stock's GF Value™ is $19.37, compared to a current price of $21.49 — trading 10.9% above its estimated fair value. The current EPS without NRI is $1.39 and 80.8% below the Banks industry median of 7.25. BV Financial's overall GF Score™ is 70/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS without NRI calculated?
EPS without NRI is calculated from a company's financial statements. For BV Financial (BVFL), the current EPS without NRI is $1.39 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BV Financial (BVFL) Overvalued in 2026?

Based on GuruFocus' analysis, BV Financial stock appears to be overvalued. The current stock price of $21.49 is trading 10.9% above its estimated GF Value™ of $19.37. GuruFocus considers BV Financial to be Modestly Overvalued.

Key valuation signals for BVFL:

  • EPS without NRI: $1.39
  • GF Value™: $19.37 vs. price of $21.49 (10.9% above fair value)
  • GF Score™: 70/100 with 5 warning signs
  • Industry Position: 80.8% below the Banks median (#878 of 1416)

No single metric tells the full story. See the BVFL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


BV Financial Business Description

Address 7114 North Point Road, Baltimore, MD, USA, 21219
BV Financial Inc is a federally-chartered savings and loan holding company engaged in offering traditional financial services to consumers and businesses. The company offers savings, interest checking, money market, personal and business checking, non-interest checking, education savings, small business checking, and business checking and certificates of deposit and IRA certificates of deposit. It operates in one segment commercial banking. The company's sources of revenue are derived from interest and dividends earned on loans and investment securities.
70GF Score

Get the complete analysis for BVFL

EPS without NRI is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$21.49
Price
$19.37
GF Value