BVFL (BV Financial) Tariff Resilience Score: 9/10 (As of Jul. 10, 2026)


BVFL BV Financial Inc BVFL
70 GF Score
Price $21.05
GF Value $19.38
Valuation Fairly Valued
! 5 Warning Signs
View Full Analysis

What is BV Financial Tariff Resilience Score?

BV Financial BVFL -0.21% 70 Tariff Resilience Score is 9 as of Jul. 10, 2026. GuruFocus rates BVFL with a GF Score™ of 70/100 and a GF Value™ of $19.38 (Fairly Valued). The stock has 5 warning signs investors should review. Among 1,604 Banks companies, BV Financial ranks better than 99.25% on this metric.

BV Financial has the Tariff Resilience Score of 9, which implies that the company might have Highly Resilient.

BV Financial has BV Financial, as a financial institution, has negligible direct exposure to tariffs. Its operations are primarily domestic, insulating it from international trade fluctuations.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes BV Financial might have Highly Resilient.

BV Financial  (NAS:BVFL) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

BV Financial Tariff Resilience Score Related Terms

BVFL vs OAKC, EBMT, LYBC: Tariff Resilience Score Comparison

For the Banks - Regional subindustry, BV Financial's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

BV Financial Tariff Resilience Score vs Banks Industry

For the Banks industry and Financial Services sector, BV Financial's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where BV Financial's Tariff Resilience Score falls into.


BVFL
70GF Score
BV Financial Inc BVFL
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
What does a Tariff Resilience Score of 9 mean?
BV Financial (BVFL) has a Tariff Resilience Score of 9 as of Jul. 10, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, BV Financial ranks #12 out of 1604 companies in the Banks industry, placing it in the top 0.7%.
Is BV Financial's Tariff Resilience Score too high?
BV Financial's current Tariff Resilience Score is 9. Based on the distribution chart, BV Financial ranks #12 out of 1604 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, BV Financial has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does BV Financial's Tariff Resilience Score compare to OAKC and EBMT?
According to the Banks industry distribution chart, BV Financial ranks #12 out of 1604 companies for Tariff Resilience Score. This places BV Financial in the top 1% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for a Banks company?
A good Tariff Resilience Score depends on the Banks industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. BV Financial's current Tariff Resilience Score is 9. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BV Financial stock overvalued right now?
Based on GuruFocus' analysis, BV Financial (BVFL) is currently considered Fairly Valued. The stock's GF Value™ is $19.38, compared to a current price of $21.05 — trading 8.6% above its estimated fair value. The current Tariff Resilience Score is 9. BV Financial's overall GF Score™ is 70/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For BV Financial (BVFL), the current Tariff Resilience Score is 9 as of Jul. 10, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BV Financial (BVFL) Overvalued in 2026?

Based on GuruFocus' analysis, BV Financial stock appears to be overvalued. The current stock price of $21.05 is trading 8.6% above its estimated GF Value™ of $19.38. GuruFocus considers BV Financial to be Fairly Valued.

Key valuation signals for BVFL:

  • Tariff Resilience Score: 9
  • GF Value™: $19.38 vs. price of $21.05 (8.6% above fair value)
  • GF Score™: 70/100 with 5 warning signs

No single metric tells the full story. See the BVFL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

BV Financial Business Description

Address 7114 North Point Road, Baltimore, MD, USA, 21219
BV Financial Inc is a federally-chartered savings and loan holding company engaged in offering traditional financial services to consumers and businesses. The company offers savings, interest checking, money market, personal and business checking, non-interest checking, education savings, small business checking, and business checking and certificates of deposit and IRA certificates of deposit. It operates in one segment commercial banking. The company's sources of revenue are derived from interest and dividends earned on loans and investment securities.
70GF Score

Get the complete analysis for BVFL

Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$21.05
Price
$19.38
GF Value