FHN (First Horizon) Long-Term Debt: $1,318 Mil (As of Mar. 2026)


FHN First Horizon Corp FHN
68 GF Score
Price $25.68
GF Value $21.35
Valuation Modestly Overvalued
! 5 Warning Signs
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What is First Horizon Long-Term Debt?

First Horizon FHN -1.42% 68 Long-Term Debt is $1,318 Mil as of Mar. 2026. GuruFocus rates FHN with a GF Score™ of 68/100 and a GF Value™ of $21.35 (Modestly Overvalued). The stock has 5 warning signs investors should review.

First Horizon's Long-Term Debt for the quarter that ended in Mar. 2026 was $1,318 Mil.

First Horizon's quarterly Long-Term Debt declined from Sep. 2025 ($1,328 Mil) to Dec. 2025 ($1,274 Mil) but then increased from Dec. 2025 ($1,274 Mil) to Mar. 2026 ($1,318 Mil).

First Horizon's annual Long-Term Debt declined from Dec. 2023 ($1,150 Mil) to Dec. 2024 ($1,148 Mil) but then increased from Dec. 2024 ($1,148 Mil) to Dec. 2025 ($1,274 Mil).

First Horizon  (NYSE:FHN) Long-Term Debt Explanation

Long-Term Debt is the sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer. Long-Term Debt includes notes payable, bonds payable, mortgage loans, convertible debt, subordinated debt and other types of long term debt.

First Horizon Long-Term Debt Related Terms

First Horizon Long-Term Debt Historical Data

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The historical data trend for First Horizon's Long-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First Horizon Long-Term Debt Chart

First Horizon Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Long-Term Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1,590.00 1,597.00 1,150.00 1,148.00 1,274.00

First Horizon Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Long-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1,691.00 1,342.00 1,328.00 1,274.00 1,318.00
FHN
68GF Score
First Horizon Corp FHN
Long-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Long-Term Debt →
What does a Long-Term Debt of $1,318 Mil mean?
First Horizon (FHN) has a Long-Term Debt of $1,318 Mil as of Mar. 2026.
Is First Horizon's Long-Term Debt too high?
First Horizon's current Long-Term Debt is $1,318 Mil. Overall, First Horizon has a GF Score™ of 68/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does First Horizon's Long-Term Debt compare to WBS and UMBF?
First Horizon's Long-Term Debt of $1,318 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Debt for a Banks company?
A good Long-Term Debt depends on the Banks industry context. However, Long-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Debt mean?
A high Long-Term Debt can signal that a stock is expensive relative to its fundamentals. First Horizon's current Long-Term Debt is $1,318 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Horizon stock overvalued right now?
Based on GuruFocus' analysis, First Horizon (FHN) is currently considered Modestly Overvalued. The stock's GF Value™ is $21.35, compared to a current price of $25.68 — trading 20.3% above its estimated fair value. The current Long-Term Debt is $1,318 Mil. First Horizon's overall GF Score™ is 68/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Debt calculated?
Long-Term Debt is calculated from a company's financial statements. For First Horizon (FHN), the current Long-Term Debt is $1,318 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Horizon (FHN) Overvalued in 2026?

Based on GuruFocus' analysis, First Horizon stock appears to be overvalued. The current stock price of $25.68 is trading 20.3% above its estimated GF Value™ of $21.35. GuruFocus considers First Horizon to be Modestly Overvalued.

Key valuation signals for FHN:

  • Long-Term Debt: $1,318 Mil
  • GF Value™: $21.35 vs. price of $25.68 (20.3% above fair value)
  • GF Score™: 68/100 with 5 warning signs

No single metric tells the full story. See the FHN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

First Horizon Business Description

Address 165 Madison Avenue, Memphis, TN, USA, 38103
First Horizon Corp is the parent company of First Tennessee Bank, a prominent regional bank with about 200 branches around Tennessee. The company's reportable segments are: Commercial, Consumer & Wealth, Wholesale, and Corporate. The majority of its revenue is generated from Commercial, Consumer & Wealth. The Commercial, Consumer & Wealth segment offers financial products and services, including traditional lending and deposit taking, to commercial and consumer clients in the southern USA and other selected markets. The Wholesale segment delivers industry-specific products and services, while the Corporate segment provides internal support functions like finance, risk, and audit.
68GF Score

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Long-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$25.68
Price
$21.35
GF Value