FHN (First Horizon) GF Value Rank: 6 (As of Jul. 11, 2026) — 14% Below Median


FHN First Horizon Corp FHN
69 GF Score
Price $25.74
GF Value $21.38
Valuation Modestly Overvalued
! 5 Warning Signs
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What is First Horizon GF Value Rank?

First Horizon FHN +0.19% 69 GF Value Rank is 6 as of Jul. 11, 2026, which is 14% below its 10-year median of 7.00. GuruFocus rates FHN with a GF Score™ of 69/100 and a GF Value™ of $21.38 (Modestly Overvalued). The stock has 5 warning signs investors should review.

First Horizon has the GF Value Rank of 6.

GF Value Rank evaluates the exclusive GuruFocus valuation and performance of a stock, rated on a scale from 1 to 10. It is determined by the price-to-GF-Value (P/GF Value) ratio, a proprietary metric calculated based on historical multiples along with an adjustment factor based on a company's past returns and growth and future estimates of the business' performance.

GuruFocus found that for valuation, we cannot simply give stocks a better GF Value rank simply because they have a lower P/GF Value ratio. Backtesting shows that over the long term, the two worst-performing groups are the most expensive group (with the highest P/GF Value ratio) and the least expensive group (with the lowest P/GF Value ratio).

We can understand why the most expensive group underperforms. We were initially puzzled by the underperformance of the least expensive group, but we realized there is a reason why some stocks are super cheap. If they look too undervalued, it is often because the businesses behind them are poor quality. The market realized this and gave them low valuations. In a way, the market is efficient.

After multiple backtesting analyses, we granted the stocks in third-cheapest percentile the highest GF Value rank, as they have performed the best over a full market cycle. Stock performance is actually not as sensitive to valuation as it is to growth and profitability. On average, the companies in the 20%-50% valuation groups have similar performances. Therefore, we should avoid the most expensive and the least expensive stocks. We can be more tolerant of valuation.

A higher score indicates a stock with a relatively low valuation and substantial potential for outperformance. Conversely, a lower score often reflects stocks that are either highly overvalued or deeply undervalued, both of which tend to underperform.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.

First Horizon GF Value Rank Related Terms

FHN vs WBS, UMBF, WTFC: GF Value Rank Comparison

For the Banks - Regional subindustry, First Horizon's GF Value Rank, along with its competitors' market caps and GF Value Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

First Horizon GF Value Rank vs Banks Industry

For the Banks industry and Financial Services sector, First Horizon's GF Value Rank distribution charts can be found below:

* The bar in red indicates where First Horizon's GF Value Rank falls into.


FHN
69GF Score
First Horizon Corp FHN
GF Value Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about GF Value Rank →
What does a GF Value Rank of 6 mean?
First Horizon (FHN) has a GF Value Rank of 6 as of Jul. 11, 2026. GF Value Rank is given based on historical multiples along with past returns, growth and future estimates of the business' performance. View historical data on First Horizon and its competitors. This is 14% below median its historical median of 7.00. Over the past decade, First Horizon's GF Value Rank has ranged from 1.00 to 10.00.
Is First Horizon's GF Value Rank too high?
First Horizon's current GF Value Rank of 6 is 14% below median its 10-year median of 7.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 10.00. Overall, First Horizon has a GF Score™ of 69/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does First Horizon's GF Value Rank compare to WBS and UMBF?
First Horizon's GF Value Rank of 6 can be compared against companies in the Banks industry. Historically, First Horizon's own GF Value Rank has ranged from 1.00 to 10.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Value Rank for a Banks company?
A good GF Value Rank depends on the Banks industry context. However, GF Value Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Value Rank mean?
A high GF Value Rank can signal that a stock is expensive relative to its fundamentals. GF Value Rank is given based on historical multiples along with past returns, growth and future estimates of the business' performance. View historical data on First Horizon and its competitors. First Horizon's current GF Value Rank is 6, which is 14% below median its own 10-year median of 7.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Horizon stock overvalued right now?
Based on GuruFocus' analysis, First Horizon (FHN) is currently considered Modestly Overvalued. The stock's GF Value™ is $21.38, compared to a current price of $25.74 — trading 20.4% above its estimated fair value. The current GF Value Rank is 6, which is 14% below median its 10-year median of 7.00. First Horizon's overall GF Score™ is 69/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Value Rank calculated?
GF Value Rank is calculated from a company's financial statements. For First Horizon (FHN), the current GF Value Rank is 6 as of Jul. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Horizon (FHN) Overvalued in 2026?

Based on GuruFocus' analysis, First Horizon stock appears to be overvalued. The current stock price of $25.74 is trading 20.4% above its estimated GF Value™ of $21.38. GuruFocus considers First Horizon to be Modestly Overvalued.

Key valuation signals for FHN:

  • GF Value Rank: 6 (14% below median its 10-year median of 7.00)
  • GF Value™: $21.38 vs. price of $25.74 (20.4% above fair value)
  • GF Score™: 69/100 with 5 warning signs

No single metric tells the full story. See the FHN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

First Horizon Business Description

Address 165 Madison Avenue, Memphis, TN, USA, 38103
First Horizon Corp is the parent company of First Tennessee Bank, a prominent regional bank with about 200 branches around Tennessee. The company's reportable segments are: Commercial, Consumer & Wealth, Wholesale, and Corporate. The majority of its revenue is generated from Commercial, Consumer & Wealth. The Commercial, Consumer & Wealth segment offers financial products and services, including traditional lending and deposit taking, to commercial and consumer clients in the southern USA and other selected markets. The Wholesale segment delivers industry-specific products and services, while the Corporate segment provides internal support functions like finance, risk, and audit.
69GF Score

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GF Value Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$25.74
Price
$21.38
GF Value