Banco Bilbao Vizcaya Argentaria (HAM:BOY) Long-Term Debt: €87,564 Mil (As of Mar. 2026)

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HAM:BOY Banco Bilbao Vizcaya Argentaria SA HAM:BOY
72 GF Score
Price €22.43
GF Value €12.49
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Banco Bilbao Vizcaya Argentaria Long-Term Debt?

Banco Bilbao Vizcaya Argentaria HAM:BOY +1.13% 72 Long-Term Debt is €87,564 Mil as of Mar. 2026. GuruFocus rates HAM:BOY with a GF Score™ of 72/100 and a GF Value™ of €12.49 (Significantly Overvalued). The stock has 7 warning signs investors should review.

Banco Bilbao Vizcaya Argentaria's Long-Term Debt for the quarter that ended in Mar. 2026 was €87,564 Mil.

Banco Bilbao Vizcaya Argentaria's quarterly Long-Term Debt increased from Sep. 2025 (€82,667 Mil) to Dec. 2025 (€87,839 Mil) but then declined from Dec. 2025 (€87,839 Mil) to Mar. 2026 (€87,564 Mil).

Banco Bilbao Vizcaya Argentaria's annual Long-Term Debt increased from Dec. 2023 (€72,685 Mil) to Dec. 2024 (€74,463 Mil) and increased from Dec. 2024 (€74,463 Mil) to Dec. 2025 (€87,839 Mil).

Banco Bilbao Vizcaya Argentaria  (HAM:BOY) Long-Term Debt Explanation

Long-Term Debt is the sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer. Long-Term Debt includes notes payable, bonds payable, mortgage loans, convertible debt, subordinated debt and other types of long term debt.

Banco Bilbao Vizcaya Argentaria Long-Term Debt Related Terms

Banco Bilbao Vizcaya Argentaria Long-Term Debt Historical Data

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The historical data trend for Banco Bilbao Vizcaya Argentaria's Long-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco Bilbao Vizcaya Argentaria Long-Term Debt Chart

Banco Bilbao Vizcaya Argentaria Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Long-Term Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 59,159.00 58,718.00 72,685.00 74,463.00 87,839.00

Banco Bilbao Vizcaya Argentaria Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Long-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 71,987.00 76,590.00 82,667.00 87,839.00 87,564.00
HAM:BOY
72GF Score
Banco Bilbao Vizcaya Argentaria SA HAM:BOY
Long-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Long-Term Debt →
What does a Long-Term Debt of €87,564 Mil mean?
Banco Bilbao Vizcaya Argentaria (HAM:BOY) has a Long-Term Debt of €87,564 Mil as of Mar. 2026.
Is Banco Bilbao Vizcaya Argentaria's Long-Term Debt too high?
Banco Bilbao Vizcaya Argentaria's current Long-Term Debt is €87,564 Mil. Overall, Banco Bilbao Vizcaya Argentaria has a GF Score™ of 72/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco Bilbao Vizcaya Argentaria's Long-Term Debt compare to JPM and BAC?
Banco Bilbao Vizcaya Argentaria's Long-Term Debt of €87,564 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Debt for a Banks company?
A good Long-Term Debt depends on the Banks industry context. However, Long-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Debt mean?
A high Long-Term Debt can signal that a stock is expensive relative to its fundamentals. Banco Bilbao Vizcaya Argentaria's current Long-Term Debt is €87,564 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Bilbao Vizcaya Argentaria stock overvalued right now?
Based on GuruFocus' analysis, Banco Bilbao Vizcaya Argentaria (HAM:BOY) is currently considered Significantly Overvalued. The stock's GF Value™ is €12.49, compared to a current price of €22.43 — trading 79.6% above its estimated fair value. The current Long-Term Debt is €87,564 Mil. Banco Bilbao Vizcaya Argentaria's overall GF Score™ is 72/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Debt calculated?
Long-Term Debt is calculated from a company's financial statements. For Banco Bilbao Vizcaya Argentaria (HAM:BOY), the current Long-Term Debt is €87,564 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco Bilbao Vizcaya Argentaria (HAM:BOY) Overvalued in 2026?

Based on GuruFocus' analysis, Banco Bilbao Vizcaya Argentaria stock appears to be overvalued. The current stock price of €22.43 is trading 79.6% above its estimated GF Value™ of €12.49. GuruFocus considers Banco Bilbao Vizcaya Argentaria to be Significantly Overvalued.

Key valuation signals for HAM:BOY:

  • Long-Term Debt: €87,564 Mil
  • GF Value™: €12.49 vs. price of €22.43 (79.6% above fair value)
  • GF Score™: 72/100 with 7 warning signs

No single metric tells the full story. See the HAM:BOY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Banco Bilbao Vizcaya Argentaria Business Description

Address Plaza San Nicolas, 4, Bilbao, ESP, 48005
Despite its Spanish origins, Banco Bilbao Vizcaya Argentaria generates only around one-fourth of its profits in Spain. We expect that on a normalized basis, BBVA's market-leading Mexican bank should contribute half of its earnings, while its Turkish operation should account for another 15%. The balance of BBVA's earnings comes from smaller operations in South America. BBVA is overwhelmingly a retail and commercial bank, with corporate and investment banking forming a minor part of the overall business. BBVA also offers insurance and investment products through its banking networks.
72GF Score

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Long-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€22.43
Price
€12.49
GF Value