Banco Bilbao Vizcaya Argentaria (HAM:BOY) ROC (Joel Greenblatt) %: % (As of Mar. 2026)

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HAM:BOY Banco Bilbao Vizcaya Argentaria SA HAM:BOY
73 GF Score
Price €22.03
GF Value €12.60
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Banco Bilbao Vizcaya Argentaria ROC (Joel Greenblatt) %?

Banco Bilbao Vizcaya Argentaria HAM:BOY -1.78% 73 ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus rates HAM:BOY with a GF Score™ of 73/100 and a GF Value™ of €12.60 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 46 Banks companies, Banco Bilbao Vizcaya Argentaria ranks worse than 2173910.87% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

HAM:BOY
73GF Score
Banco Bilbao Vizcaya Argentaria SA HAM:BOY
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a ROC (Joel Greenblatt) % of % mean?
Banco Bilbao Vizcaya Argentaria (HAM:BOY) has a ROC (Joel Greenblatt) % of % as of Mar. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Banco Bilbao Vizcaya Argentaria and its competitors. According to the industry distribution chart, Banco Bilbao Vizcaya Argentaria ranks #999999 out of 46 companies in the Banks industry.
Is Banco Bilbao Vizcaya Argentaria's ROC (Joel Greenblatt) % too high?
Banco Bilbao Vizcaya Argentaria's current ROC (Joel Greenblatt) % is %. Based on the distribution chart, Banco Bilbao Vizcaya Argentaria ranks #999999 out of 46 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Banco Bilbao Vizcaya Argentaria has a GF Score™ of 73/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco Bilbao Vizcaya Argentaria's ROC (Joel Greenblatt) % compare to JPM and BAC?
According to the Banks industry distribution chart, Banco Bilbao Vizcaya Argentaria ranks #999999 out of 46 companies for ROC (Joel Greenblatt) %. This places Banco Bilbao Vizcaya Argentaria in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 63.39. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Banks company?
The median ROC (Joel Greenblatt) % among Banks companies is 63.39, based on 46 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Banco Bilbao Vizcaya Argentaria and its competitors. For the Banks industry, the median ROC (Joel Greenblatt) % is 63.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco Bilbao Vizcaya Argentaria's current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Bilbao Vizcaya Argentaria stock overvalued right now?
Based on GuruFocus' analysis, Banco Bilbao Vizcaya Argentaria (HAM:BOY) is currently considered Significantly Overvalued. The stock's GF Value™ is €12.60, compared to a current price of €22.03 — trading 74.8% above its estimated fair value. The current ROC (Joel Greenblatt) % is %. Banco Bilbao Vizcaya Argentaria's overall GF Score™ is 73/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For Banco Bilbao Vizcaya Argentaria (HAM:BOY), the current ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco Bilbao Vizcaya Argentaria (HAM:BOY) Overvalued in 2026?

Based on GuruFocus' analysis, Banco Bilbao Vizcaya Argentaria stock appears to be overvalued. The current stock price of €22.03 is trading 74.8% above its estimated GF Value™ of €12.60. GuruFocus considers Banco Bilbao Vizcaya Argentaria to be Significantly Overvalued.

Key valuation signals for HAM:BOY:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: €12.60 vs. price of €22.03 (74.8% above fair value)
  • GF Score™: 73/100 with 7 warning signs

No single metric tells the full story. See the HAM:BOY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Banco Bilbao Vizcaya Argentaria Business Description

Address Plaza San Nicolas, 4, Bilbao, ESP, 48005
Despite its Spanish origins, Banco Bilbao Vizcaya Argentaria generates only around one-fourth of its profits in Spain. We expect that on a normalized basis, BBVA's market-leading Mexican bank should contribute half of its earnings, while its Turkish operation should account for another 15%. The balance of BBVA's earnings comes from smaller operations in South America. BBVA is overwhelmingly a retail and commercial bank, with corporate and investment banking forming a minor part of the overall business. BBVA also offers insurance and investment products through its banking networks.
73GF Score

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ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€22.03
Price
€12.60
GF Value