OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.
Banco Bilbao Vizcaya Argentaria OCF Yield % Explanation
Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Banco Bilbao Vizcaya Argentaria OCF Yield % Related Terms
Banco Bilbao Vizcaya Argentaria OCF Yield % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Diversified subindustry, Banco Bilbao Vizcaya Argentaria's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banco Bilbao Vizcaya Argentaria OCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Banco Bilbao Vizcaya Argentaria's OCF Yield % distribution charts can be found below:
* The bar in red indicates where Banco Bilbao Vizcaya Argentaria's OCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banco Bilbao Vizcaya Argentaria (HAM:BOY) has a OCF Yield % of 12.52 as of Jun. 30, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Banco Bilbao Vizcaya Argentaria and its competitors. This is 362% above median its historical median of 2.71. According to the industry distribution chart, Banco Bilbao Vizcaya Argentaria ranks #559 out of 1504 companies in the Banks industry, placing it in the top 37.2%.
Is Banco Bilbao Vizcaya Argentaria's OCF Yield % too high?
Banco Bilbao Vizcaya Argentaria's current OCF Yield % of 12.52 is 362% above median its 10-year median of 2.71. The Banks industry median OCF Yield % is 9.34. Banco Bilbao Vizcaya Argentaria's value of 12.52 is 34.1% above this industry median. Based on the distribution chart, Banco Bilbao Vizcaya Argentaria ranks #559 out of 1504 companies in the Banks industry, which is above the industry midpoint. Overall, Banco Bilbao Vizcaya Argentaria has a GF Score™ of 72/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco Bilbao Vizcaya Argentaria's OCF Yield % compare to JPM and BAC?
According to the Banks industry distribution chart, Banco Bilbao Vizcaya Argentaria ranks #559 out of 1504 companies for OCF Yield %. This puts Banco Bilbao Vizcaya Argentaria in the upper half of its industry. The industry median OCF Yield % is 9.34. Banco Bilbao Vizcaya Argentaria's value of 12.52 is 34.1% above this benchmark. While the company's 10-year median is 2.71 vs. the industry median of 9.34, Banco Bilbao Vizcaya Argentaria has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.34, based on 1,504 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco Bilbao Vizcaya Argentaria's current OCF Yield % of 12.52 is 34.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Banco Bilbao Vizcaya Argentaria and its competitors. For the Banks industry, the median OCF Yield % is 9.34 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco Bilbao Vizcaya Argentaria's current OCF Yield % is 12.52, which is 362% above median its own 10-year median of 2.71. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Bilbao Vizcaya Argentaria stock overvalued right now?
Based on GuruFocus' analysis, Banco Bilbao Vizcaya Argentaria (HAM:BOY) is currently considered Significantly Overvalued. The stock's GF Value™ is €12.42, compared to a current price of €21.47 — trading 72.9% above its estimated fair value. The current OCF Yield % is 12.52, which is 362% above median its 10-year median of 2.71 and 34.1% above the Banks industry median of 9.34. Banco Bilbao Vizcaya Argentaria's overall GF Score™ is 72/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Banco Bilbao Vizcaya Argentaria (HAM:BOY), the current OCF Yield % is 12.52 as of Jun. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banco Bilbao Vizcaya Argentaria (HAM:BOY) Overvalued in 2026?
Based on GuruFocus' analysis, Banco Bilbao Vizcaya Argentaria stock appears to be overvalued.
The current stock price of €21.47 is trading 72.9% above its estimated GF Value™ of €12.42.
GuruFocus considers Banco Bilbao Vizcaya Argentaria to be Significantly Overvalued.
Key valuation signals for HAM:BOY:
OCF Yield %: 12.52 (362% above median its 10-year median of 2.71)
GF Value™: €12.42 vs. price of €21.47 (72.9% above fair value)
Industry Position: 34.1% above the Banks median (#559 of 1504)
No single metric tells the full story. See the HAM:BOY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banco Bilbao Vizcaya Argentaria Business Description
Despite its Spanish origins, Banco Bilbao Vizcaya Argentaria generates only around one-fourth of its profits in Spain. We expect that on a normalized basis, BBVA's market-leading Mexican bank should contribute half of its earnings, while its Turkish operation should account for another 15%. The balance of BBVA's earnings comes from smaller operations in South America. BBVA is overwhelmingly a retail and commercial bank, with corporate and investment banking forming a minor part of the overall business. BBVA also offers insurance and investment products through its banking networks.
72GF Score
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