Banco Bilbao Vizcaya Argentaria (HAM:BOY) Dividend Payout Ratio: 0.00 (As of Mar. 2026)


HAM:BOY Banco Bilbao Vizcaya Argentaria SA HAM:BOY
71 GF Score
Price €21.94
GF Value €12.44
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Banco Bilbao Vizcaya Argentaria Dividend Payout Ratio?

Banco Bilbao Vizcaya Argentaria HAM:BOY +0.78% 71 Dividend Payout Ratio is 0.00 as of Mar. 2026. GuruFocus rates HAM:BOY with a GF Score™ of 71/100 and a GF Value™ of €12.44 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,170 Banks companies, Banco Bilbao Vizcaya Argentaria ranks worse than 62.82% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Banco Bilbao Vizcaya Argentaria's Dividend Payout Ratio for the months ended in Mar. 2026 was 0.00.

The historical rank and industry rank for Banco Bilbao Vizcaya Argentaria's Dividend Payout Ratio or its related term are showing as below:

HAM:BOY' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.2   Med: 0.34   Max: 0.67
Current: 0.4

During the past 13 years, the highest Dividend Payout Ratio of Banco Bilbao Vizcaya Argentaria was 0.67. The lowest was 0.20. And the median was 0.34.

HAM:BOY's Dividend Payout Ratio is ranked worse than
62.82% of 1170 companies
in the Banks industry
Industry Median: 0.32 vs HAM:BOY: 0.40

As of today (2026-07-02), the Dividend Yield % of Banco Bilbao Vizcaya Argentaria is 4.19%.

During the past 13 years, the highest Trailing Annual Dividend Yield of Banco Bilbao Vizcaya Argentaria was 16.29%. The lowest was 0.96%. And the median was 5.15%.

Banco Bilbao Vizcaya Argentaria's Dividends per Share for the months ended in Mar. 2026 was €0.00.

During the past 12 months, Banco Bilbao Vizcaya Argentaria's average Dividends Per Share Growth Rate was 7.40% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 27.80% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 43.50% per year. During the past 10 years, the average Dividends Per Share Growth Rate was 8.00% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Banco Bilbao Vizcaya Argentaria was 69.80% per year. The lowest was -19.00% per year. And the median was 5.40% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

Banco Bilbao Vizcaya Argentaria (HAM:BOY) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

Banco Bilbao Vizcaya Argentaria Dividend Payout Ratio Related Terms

Banco Bilbao Vizcaya Argentaria Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Banco Bilbao Vizcaya Argentaria's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco Bilbao Vizcaya Argentaria Dividend Payout Ratio Chart

Banco Bilbao Vizcaya Argentaria Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.20 0.29 0.30 0.35 0.39

Banco Bilbao Vizcaya Argentaria Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.90 0.00 0.76 0.00

HAM:BOY vs JPM, BAC, WFC: Dividend Payout Ratio Comparison

For the Banks - Diversified subindustry, Banco Bilbao Vizcaya Argentaria's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Banco Bilbao Vizcaya Argentaria Dividend Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Banco Bilbao Vizcaya Argentaria's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Banco Bilbao Vizcaya Argentaria's Dividend Payout Ratio falls into.


HAM:BOY
71GF Score
Banco Bilbao Vizcaya Argentaria SA HAM:BOY
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Banco Bilbao Vizcaya Argentaria Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

Banco Bilbao Vizcaya Argentaria's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Dec. 2025 )/ EPS without NRI (A: Dec. 2025 )
=0.73/ 1.883
=0.39

Banco Bilbao Vizcaya Argentaria's Dividend Payout Ratio for the quarter that ended in Mar. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Mar. 2026 )/ EPS without NRI (Q: Mar. 2026 )
=0/ 0.51
=0.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 0.00 mean?
Banco Bilbao Vizcaya Argentaria (HAM:BOY) has a Dividend Payout Ratio of 0.00 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Banco Bilbao Vizcaya Argentaria and its competitors. Over the past decade, Banco Bilbao Vizcaya Argentaria's Dividend Payout Ratio has ranged from 0.20 to 0.67. According to the industry distribution chart, Banco Bilbao Vizcaya Argentaria ranks #735 out of 1170 companies in the Banks industry, placing it in the top 62.8%.
Is Banco Bilbao Vizcaya Argentaria's Dividend Payout Ratio too high?
Banco Bilbao Vizcaya Argentaria's current Dividend Payout Ratio is 0.00. Over the past 10 years, this metric has ranged from a low of 0.20 to a high of 0.67. Based on the distribution chart, Banco Bilbao Vizcaya Argentaria ranks #735 out of 1170 companies in the Banks industry, which is below the industry midpoint. Overall, Banco Bilbao Vizcaya Argentaria has a GF Score™ of 71/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco Bilbao Vizcaya Argentaria's Dividend Payout Ratio compare to JPM and BAC?
According to the Banks industry distribution chart, Banco Bilbao Vizcaya Argentaria ranks #735 out of 1170 companies for Dividend Payout Ratio. This places Banco Bilbao Vizcaya Argentaria in the lower half of its industry. The industry median Dividend Payout Ratio is 0.32. Historically, Banco Bilbao Vizcaya Argentaria's own Dividend Payout Ratio has ranged from 0.20 to 0.67 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,170 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Banco Bilbao Vizcaya Argentaria and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco Bilbao Vizcaya Argentaria's current Dividend Payout Ratio is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Bilbao Vizcaya Argentaria stock overvalued right now?
Based on GuruFocus' analysis, Banco Bilbao Vizcaya Argentaria (HAM:BOY) is currently considered Significantly Overvalued. The stock's GF Value™ is €12.44, compared to a current price of €21.94 — trading 76.4% above its estimated fair value. The current Dividend Payout Ratio is 0.00. Banco Bilbao Vizcaya Argentaria's overall GF Score™ is 71/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Banco Bilbao Vizcaya Argentaria (HAM:BOY), the current Dividend Payout Ratio is 0.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco Bilbao Vizcaya Argentaria (HAM:BOY) Overvalued in 2026?

Based on GuruFocus' analysis, Banco Bilbao Vizcaya Argentaria stock appears to be overvalued. The current stock price of €21.94 is trading 76.4% above its estimated GF Value™ of €12.44. GuruFocus considers Banco Bilbao Vizcaya Argentaria to be Significantly Overvalued.

Key valuation signals for HAM:BOY:

  • Dividend Payout Ratio: 0.00
  • GF Value™: €12.44 vs. price of €21.94 (76.4% above fair value)
  • GF Score™: 71/100 with 7 warning signs

No single metric tells the full story. See the HAM:BOY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Banco Bilbao Vizcaya Argentaria Business Description

Address Plaza San Nicolas, 4, Bilbao, ESP, 48005
Despite its Spanish origins, Banco Bilbao Vizcaya Argentaria generates only around one-fourth of its profits in Spain. We expect that on a normalized basis, BBVA's market-leading Mexican bank should contribute half of its earnings, while its Turkish operation should account for another 15%. The balance of BBVA's earnings comes from smaller operations in South America. BBVA is overwhelmingly a retail and commercial bank, with corporate and investment banking forming a minor part of the overall business. BBVA also offers insurance and investment products through its banking networks.
71GF Score

Get the complete analysis for HAM:BOY

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€21.94
Price
€12.44
GF Value