The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Banco Bilbao Vizcaya Argentaria's share price is €21.87.
Banco Bilbao Vizcaya Argentaria's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was €6.69. Hence, Banco Bilbao Vizcaya Argentaria's PS Ratio for today is 3.27.
Warning Sign:
Banco Bilbao Vizcaya Argentaria SA stock PS Ratio (=3.28) is close to 10-year high of 3.4.
The historical rank and industry rank for Banco Bilbao Vizcaya Argentaria's PS Ratio or its related term are showing as below:
HAM:BOY'
s PS Ratio Range Over the Past 10 Years
Min: 0.68 Med: 1.62 Max: 3.4
Current: 3.28
During the past 13 years, Banco Bilbao Vizcaya Argentaria's highest PS Ratio was 3.40. The lowest was 0.68. And the median was 1.62.
HAM:BOY's PS Ratio is ranked worse than 57.52% of 1516
companies
in the Banks industry
Industry Median: 3
vs HAM:BOY: 3.28
During the past 13 years, Banco Bilbao Vizcaya Argentaria's highest 3-Year average Revenue per Share Growth Rate was 29.50% per year. The lowest was -12.70% per year. And the median was 1.75% per year.
Back to Basics: PS Ratio
Banco Bilbao Vizcaya Argentaria (HAM:BOY) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
Banco Bilbao Vizcaya Argentaria PS Ratio Related Terms
Banco Bilbao Vizcaya Argentaria PS Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Diversified subindustry, Banco Bilbao Vizcaya Argentaria's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banco Bilbao Vizcaya Argentaria PS Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Banco Bilbao Vizcaya Argentaria's PS Ratio distribution charts can be found below:
* The bar in red indicates where Banco Bilbao Vizcaya Argentaria's PS Ratio falls into.
Banco Bilbao Vizcaya Argentaria PS Ratio Calculation
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Banco Bilbao Vizcaya Argentaria's Share Price of today is €21.87. Banco Bilbao Vizcaya Argentaria's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €6.69.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Banco Bilbao Vizcaya Argentaria (HAM:BOY) has a PS Ratio of 3.27 as of Jul. 09, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Banco Bilbao Vizcaya Argentaria and its competitors. This is 102% above median its historical median of 1.62. Over the past decade, Banco Bilbao Vizcaya Argentaria's PS Ratio has ranged from 0.68 to 3.40. According to the industry distribution chart, Banco Bilbao Vizcaya Argentaria ranks #872 out of 1516 companies in the Banks industry, placing it in the top 57.5%.
Is Banco Bilbao Vizcaya Argentaria's PS Ratio too high?
Banco Bilbao Vizcaya Argentaria's current PS Ratio of 3.27 is 102% above median its 10-year median of 1.62. Over the past 10 years, this metric has ranged from a low of 0.68 to a high of 3.40. The Banks industry median PS Ratio is 3.00. Banco Bilbao Vizcaya Argentaria's value of 3.27 is 9% above this industry median. Based on the distribution chart, Banco Bilbao Vizcaya Argentaria ranks #872 out of 1516 companies in the Banks industry, which is below the industry midpoint. Overall, Banco Bilbao Vizcaya Argentaria has a GF Score™ of 72/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco Bilbao Vizcaya Argentaria's PS Ratio compare to JPM and BAC?
According to the Banks industry distribution chart, Banco Bilbao Vizcaya Argentaria ranks #872 out of 1516 companies for PS Ratio. This places Banco Bilbao Vizcaya Argentaria in the lower half of its industry. The industry median PS Ratio is 3.00. Banco Bilbao Vizcaya Argentaria's value of 3.27 is 9% above this benchmark. Historically, Banco Bilbao Vizcaya Argentaria's own PS Ratio has ranged from 0.68 to 3.40 over the past decade. While the company's 10-year median is 1.62 vs. the industry median of 3.00, Banco Bilbao Vizcaya Argentaria has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 3.00, based on 1,516 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco Bilbao Vizcaya Argentaria's current PS Ratio of 3.27 is 9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Banco Bilbao Vizcaya Argentaria and its competitors. For the Banks industry, the median PS Ratio is 3.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco Bilbao Vizcaya Argentaria's current PS Ratio is 3.27, which is 102% above median its own 10-year median of 1.62. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Bilbao Vizcaya Argentaria stock overvalued right now?
Based on GuruFocus' analysis, Banco Bilbao Vizcaya Argentaria (HAM:BOY) is currently considered Significantly Overvalued. The stock's GF Value™ is €12.47, compared to a current price of €21.87 — trading 75.4% above its estimated fair value. The current PS Ratio is 3.27, which is 102% above median its 10-year median of 1.62 and 9% above the Banks industry median of 3.00. Banco Bilbao Vizcaya Argentaria's overall GF Score™ is 72/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Banco Bilbao Vizcaya Argentaria (HAM:BOY), the current PS Ratio is 3.27 as of Jul. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banco Bilbao Vizcaya Argentaria (HAM:BOY) Overvalued in 2026?
Based on GuruFocus' analysis, Banco Bilbao Vizcaya Argentaria stock appears to be overvalued.
The current stock price of €21.87 is trading 75.4% above its estimated GF Value™ of €12.47.
GuruFocus considers Banco Bilbao Vizcaya Argentaria to be Significantly Overvalued.
Key valuation signals for HAM:BOY:
PS Ratio: 3.27 (102% above median its 10-year median of 1.62)
GF Value™: €12.47 vs. price of €21.87 (75.4% above fair value)
Industry Position: 9% above the Banks median (#872 of 1516)
No single metric tells the full story. See the HAM:BOY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banco Bilbao Vizcaya Argentaria Business Description
Despite its Spanish origins, Banco Bilbao Vizcaya Argentaria generates only around one-fourth of its profits in Spain. We expect that on a normalized basis, BBVA's market-leading Mexican bank should contribute half of its earnings, while its Turkish operation should account for another 15%. The balance of BBVA's earnings comes from smaller operations in South America. BBVA is overwhelmingly a retail and commercial bank, with corporate and investment banking forming a minor part of the overall business. BBVA also offers insurance and investment products through its banking networks.
72GF Score
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