United Overseas Insurance (HAM:IZB) Long-Term Debt: €0.00 Mil (As of Dec. 2025)

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HAM:IZB United Overseas Insurance Ltd HAM:IZB
73 GF Score
Price €5.80
GF Value €5.69
! 3 Warning Signs
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What is United Overseas Insurance Long-Term Debt?

United Overseas Insurance HAM:IZB 73 Long-Term Debt is €0.00 Mil as of Dec. 2025. GuruFocus rates HAM:IZB with a GF Score™ of 73/100 and a GF Value™ of €5.69. The stock has 3 warning signs investors should review.

United Overseas Insurance's Long-Term Debt for the quarter that ended in Dec. 2025 was €0.00 Mil.

United Overseas Insurance  (HAM:IZB) Long-Term Debt Explanation

Long-Term Debt is the sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer. Long-Term Debt includes notes payable, bonds payable, mortgage loans, convertible debt, subordinated debt and other types of long term debt.

United Overseas Insurance Long-Term Debt Related Terms

United Overseas Insurance Long-Term Debt Historical Data

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The historical data trend for United Overseas Insurance's Long-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

United Overseas Insurance Long-Term Debt Chart

United Overseas Insurance Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Long-Term Debt
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United Overseas Insurance Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Long-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00
HAM:IZB
73GF Score
United Overseas Insurance Ltd HAM:IZB
Long-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Long-Term Debt →
What does a Long-Term Debt of €0.00 Mil mean?
United Overseas Insurance (HAM:IZB) has a Long-Term Debt of €0.00 Mil as of Dec. 2025.
Is United Overseas Insurance's Long-Term Debt too high?
United Overseas Insurance's current Long-Term Debt is €0.00 Mil. Overall, United Overseas Insurance has a GF Score™ of 73/100, reflecting its overall financial health beyond just this single metric.
How does United Overseas Insurance's Long-Term Debt compare to CB and PGR?
United Overseas Insurance's Long-Term Debt of €0.00 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Debt for an Insurance company?
A good Long-Term Debt depends on the Insurance industry context. However, Long-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Debt mean?
A high Long-Term Debt can signal that a stock is expensive relative to its fundamentals. United Overseas Insurance's current Long-Term Debt is €0.00 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is United Overseas Insurance stock overvalued right now?
United Overseas Insurance (HAM:IZB) has a current Long-Term Debt of €0.00 Mil. The stock's GF Value™ is €5.69, compared to a current price of €5.80 — trading 1.9% above its estimated fair value. The current Long-Term Debt is €0.00 Mil. United Overseas Insurance's overall GF Score™ is 73/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Debt calculated?
Long-Term Debt is calculated from a company's financial statements. For United Overseas Insurance (HAM:IZB), the current Long-Term Debt is €0.00 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is United Overseas Insurance (HAM:IZB) Overvalued in 2026?

Based on GuruFocus' analysis, United Overseas Insurance stock appears to be overvalued. The current stock price of €5.80 is trading 1.9% above its estimated GF Value™ of €5.69.

Key valuation signals for HAM:IZB:

  • Long-Term Debt: €0.00 Mil
  • GF Value™: €5.69 vs. price of €5.80 (1.9% above fair value)
  • GF Score™: 73/100 with 3 warning signs

No single metric tells the full story. See the HAM:IZB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

United Overseas Insurance Business Description

Other Exchanges U13:Singapore
Address 146 Robinson Road, Number 02 - 01 UOI Building, Singapore, SGP, 068909
United Overseas Insurance Ltd is a Singapore-based company engaged in the underwriting of general insurance business and reinsurance. The company's general insurance products cover a broad spectrum of classes of insurance, among which are fire, marine, motor, engineering, general accident, and liability business. The company's segments include Singapore Insurance Fund (SIF), which is for insurance business relating to Singapore policies, Offshore Insurance Fund (OIF), which is for insurance business relating to offshore policies, and Shareholders' Fund (SHF), which relates to the company's investment activities of its non-insurance funds. It derives key revenue from the SIF segment. The group has a business presence in Singapore, ASEAN countries, and other countries.
73GF Score

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Long-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€5.80
Price
€5.69
GF Value