United Overseas Insurance (HAM:IZB) PEG Ratio: N/A (As of Jul. 08, 2026)


HAM:IZB United Overseas Insurance Ltd HAM:IZB
74 GF Score
Price €5.55
GF Value €5.62
! 3 Warning Signs
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What is United Overseas Insurance PEG Ratio?

PE Ratio without NRI / 5-Year EBITDA Growth Rate*

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use is the 5-Year EBITDA growth rate. As of today, United Overseas Insurance's PE Ratio without NRI is 7.89. United Overseas Insurance's 5-Year EBITDA growth rate is 0.00%. Therefore, United Overseas Insurance's PEG Ratio for today is N/A.

* The 5-Year EBITDA Growth Rate is the 5-year average EBITDA per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.


The historical rank and industry rank for United Overseas Insurance's PEG Ratio or its related term are showing as below:



HAM:IZB's PEG Ratio is not ranked *
in the Insurance industry.
Industry Median: 0.88
* Ranked among companies with meaningful PEG Ratio only.

Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.


United Overseas Insurance  (HAM:IZB) PEG Ratio Explanation

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.


United Overseas Insurance PEG Ratio Related Terms


United Overseas Insurance PEG Ratio Historical Data

* Premium members only.

The historical data trend for United Overseas Insurance's PEG Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

United Overseas Insurance PEG Ratio Chart

United Overseas Insurance Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PEG Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

United Overseas Insurance Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
PEG Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

HAM:IZB vs CB, PGR, TRV: PEG Ratio Comparison

For the Insurance - Property & Casualty subindustry, United Overseas Insurance's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


United Overseas Insurance PEG Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, United Overseas Insurance's PEG Ratio distribution charts can be found below:

* The bar in red indicates where United Overseas Insurance's PEG Ratio falls into.


HAM:IZB
74GF Score
United Overseas Insurance Ltd HAM:IZB
PEG Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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United Overseas Insurance PEG Ratio Calculation

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The ratio we use is the 5-Year EBITDA growth rate.

United Overseas Insurance's PEG Ratio for today is calculated as

PEG Ratio=PE Ratio without NRI/5-Year EBITDA Growth Rate*
=7.8947368421053/0.00
=N/A

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Note: The 5-Year EBITDA Growth Rate is the 5-year average EBITDA per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.

Is United Overseas Insurance (HAM:IZB) Overvalued in 2026?

Based on GuruFocus' analysis, United Overseas Insurance stock appears to be undervalued. The current stock price of €5.55 is trading 1.2% below its estimated GF Value™ of €5.62.

Key valuation signals for HAM:IZB:

  • PEG Ratio: N/A
  • GF Value™: €5.62 vs. price of €5.55 (1.2% below fair value)
  • GF Score™: 74/100 with 3 warning signs

No single metric tells the full story. See the HAM:IZB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


United Overseas Insurance Business Description

Other Exchanges U13:Singapore
Address 146 Robinson Road, Number 02 - 01 UOI Building, Singapore, SGP, 068909
United Overseas Insurance Ltd is a Singapore-based company engaged in the underwriting of general insurance business and reinsurance. The company's general insurance products cover a broad spectrum of classes of insurance, among which are fire, marine, motor, engineering, general accident, and liability business. The company's segments include Singapore Insurance Fund (SIF), which is for insurance business relating to Singapore policies, Offshore Insurance Fund (OIF), which is for insurance business relating to offshore policies, and Shareholders' Fund (SHF), which relates to the company's investment activities of its non-insurance funds. It derives key revenue from the SIF segment. The group has a business presence in Singapore, ASEAN countries, and other countries.
74GF Score

Get the complete analysis for HAM:IZB

PEG Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€5.55
Price
€5.62
GF Value