United Overseas Insurance's ROE % for the quarter that ended in Dec. 2025 was 9.42%. United Overseas Insurance's PB Ratio for the quarter that ended in Dec. 2025 was 0.88.
United Overseas Insurance's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 was 10.70%.
United Overseas Insurance ROE % Adjusted to Book Value Related Terms
United Overseas Insurance ROE % Adjusted to Book Value Historical Data
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The historical data trend for United Overseas Insurance's ROE % Adjusted to Book Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
United Overseas Insurance ROE % Adjusted to Book Value Chart
HAM:IZB vs CB, PGR, TRV: ROE % Adjusted to Book Value Comparison
For the Insurance - Property & Casualty subindustry, United Overseas Insurance's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
United Overseas Insurance ROE % Adjusted to Book Value vs Insurance Industry
For the Insurance industry and Financial Services sector, United Overseas Insurance's ROE % Adjusted to Book Value distribution charts can be found below:
* The bar in red indicates where United Overseas Insurance's ROE % Adjusted to Book Value falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a ROE % Adjusted to Book Value of 10.70% mean?
United Overseas Insurance (HAM:IZB) has a ROE % Adjusted to Book Value of 10.70% as of Dec. 2025. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on United Overseas Insurance and its competitors.
Is United Overseas Insurance's ROE % Adjusted to Book Value too high?
United Overseas Insurance's current ROE % Adjusted to Book Value is 10.70%. Overall, United Overseas Insurance has a GF Score™ of 73/100, reflecting its overall financial health beyond just this single metric.
How does United Overseas Insurance's ROE % Adjusted to Book Value compare to CB and PGR?
United Overseas Insurance's ROE % Adjusted to Book Value of 10.70% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for an Insurance company?
A good ROE % Adjusted to Book Value depends on the Insurance industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on United Overseas Insurance and its competitors. United Overseas Insurance's current ROE % Adjusted to Book Value is 10.70%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is United Overseas Insurance stock overvalued right now?
United Overseas Insurance (HAM:IZB) has a current ROE % Adjusted to Book Value of 10.70%. The stock's GF Value™ is €5.62, compared to a current price of €5.50 — trading 2.1% below its estimated fair value. The current ROE % Adjusted to Book Value is 10.70%. United Overseas Insurance's overall GF Score™ is 73/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For United Overseas Insurance (HAM:IZB), the current ROE % Adjusted to Book Value is 10.70% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is United Overseas Insurance (HAM:IZB) Overvalued in 2026?
Based on GuruFocus' analysis, United Overseas Insurance stock appears to be undervalued.
The current stock price of €5.50 is trading 2.1% below its estimated GF Value™ of €5.62.
Key valuation signals for HAM:IZB:
ROE % Adjusted to Book Value: 10.70%
GF Value™: €5.62 vs. price of €5.50 (2.1% below fair value)
No single metric tells the full story. See the HAM:IZB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
United Overseas Insurance Ltd is a Singapore-based company engaged in the underwriting of general insurance business and reinsurance. The company's general insurance products cover a broad spectrum of classes of insurance, among which are fire, marine, motor, engineering, general accident, and liability business. The company's segments include Singapore Insurance Fund (SIF), which is for insurance business relating to Singapore policies, Offshore Insurance Fund (OIF), which is for insurance business relating to offshore policies, and Shareholders' Fund (SHF), which relates to the company's investment activities of its non-insurance funds. It derives key revenue from the SIF segment. The group has a business presence in Singapore, ASEAN countries, and other countries.
73GF Score
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