Kruk (WAR:KRU) Long-Term Debt: zł6,794 Mil (As of Jun. 2026)

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WAR:KRU Kruk SA WAR:KRU
83 GF Score
Price zł397.90
GF Value zł581.56
Valuation Possible Value Trap
! 6 Warning Signs
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What is Kruk Long-Term Debt?

Kruk WAR:KRU +0.91% 83 Long-Term Debt is zł6,794 Mil as of Jun. 2026. GuruFocus rates WAR:KRU with a GF Score™ of 83/100 and a GF Value™ of zł581.56 (Possible Value Trap). The stock has 6 warning signs investors should review.

Kruk's Long-Term Debt for the quarter that ended in Jun. 2026 was zł6,794 Mil.

Kruk's quarterly Long-Term Debt increased from Dec. 2025 (zł6,848 Mil) to Mar. 2026 (zł6,906 Mil) but then declined from Mar. 2026 (zł6,906 Mil) to Jun. 2026 (zł6,794 Mil).

Kruk's annual Long-Term Debt increased from Dec. 2023 (zł0 Mil) to Dec. 2024 (zł6,317 Mil) and increased from Dec. 2024 (zł6,317 Mil) to Dec. 2025 (zł6,848 Mil).

Kruk  (WAR:KRU) Long-Term Debt Explanation

Long-Term Debt is the sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer. Long-Term Debt includes notes payable, bonds payable, mortgage loans, convertible debt, subordinated debt and other types of long term debt.

Kruk Long-Term Debt Related Terms

Kruk Long-Term Debt Historical Data

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The historical data trend for Kruk's Long-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Kruk Long-Term Debt Chart

Kruk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Long-Term Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2,242.38 3,463.69 0.00 6,316.85 6,848.15

Kruk Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Long-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6,281.82 6,744.53 6,848.15 6,905.53 6,794.17
WAR:KRU
83GF Score
Kruk SA WAR:KRU
Long-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Long-Term Debt →
What does a Long-Term Debt of zł6,794 Mil mean?
Kruk (WAR:KRU) has a Long-Term Debt of zł6,794 Mil as of Jun. 2026.
Is Kruk's Long-Term Debt too high?
Kruk's current Long-Term Debt is zł6,794 Mil. Overall, Kruk has a GF Score™ of 83/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Kruk's Long-Term Debt compare to V and MA?
Kruk's Long-Term Debt of zł6,794 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Debt for a Credit Services company?
A good Long-Term Debt depends on the Credit Services industry context. However, Long-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Debt mean?
A high Long-Term Debt can signal that a stock is expensive relative to its fundamentals. Kruk's current Long-Term Debt is zł6,794 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kruk stock overvalued right now?
Based on GuruFocus' analysis, Kruk (WAR:KRU) is currently considered Possible Value Trap. The stock's GF Value™ is zł581.56, compared to a current price of zł397.90 — trading 31.6% below its estimated fair value. The current Long-Term Debt is zł6,794 Mil. Kruk's overall GF Score™ is 83/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Debt calculated?
Long-Term Debt is calculated from a company's financial statements. For Kruk (WAR:KRU), the current Long-Term Debt is zł6,794 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Kruk (WAR:KRU) Overvalued in 2026?

Based on GuruFocus' analysis, Kruk stock appears to be undervalued. The current stock price of zł397.90 is trading 31.6% below its estimated GF Value™ of zł581.56. GuruFocus considers Kruk to be Possible Value Trap.

Key valuation signals for WAR:KRU:

  • Long-Term Debt: zł6,794 Mil
  • GF Value™: zł581.56 vs. price of zł397.90 (31.6% below fair value)
  • GF Score™: 83/100 with 6 warning signs

No single metric tells the full story. See the WAR:KRU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Kruk Business Description

Other Exchanges KRKKF:USA83I:Germany
Address ul. Wolowska 8, Wroclaw, POL, 51-116
Kruk SA is the leader in the debt collection industry. It manages debts purchased on its own account and contracted by third parties. The group manages bank debt (the main client category), debts owed to loan brokers, insurance companies, leasing firms, fixed-line and mobile phone operators, cable TV companies, digital TV platforms and FMCG companies. The Group manages debt in three segments consumer debts, mortgage debts and corporate debts. Consumer debts include retail and unsecured. Mortgage debts include retail, and secured. Corporate debts include mortgage-backed and non-mortgage-backed. Geographically the company operates in segments Poland, Romania, Italy, Spain, and Other foreign markets.
83GF Score

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Long-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł397.90
Price
zł581.56
GF Value