Kruk (WAR:KRU) Margin of Safety % (DCF FCF Based): N/A (As of Jul. 04, 2026)


WAR:KRU Kruk SA WAR:KRU
83 GF Score
Price zł421.80
GF Value zł604.72
Valuation Possible Value Trap
! 7 Warning Signs
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What is Kruk Margin of Safety % (DCF FCF Based)?

Margin of Safety % (DCF FCF Based) = (Intrinsic Value: DCF (FCF Based) - Current Price) / Intrinsic Value: DCF (FCF Based).

Note: Discounted FCF model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2026-07-04), Kruk's Predictability Rank is 3-Stars. Kruk's intrinsic value calculated from the Discounted FCF model is zł1283.85 and current share price is zł421.80. Consequently,

Kruk's Margin of Safety % (DCF FCF Based) using Discounted FCF model is N/A.

WAR:KRU vs V, MA, AXP: Margin of Safety % (DCF FCF Based) Comparison

For the Credit Services subindustry, Kruk's Margin of Safety % (DCF FCF Based), along with its competitors' market caps and Margin of Safety % (DCF FCF Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Kruk Margin of Safety % (DCF FCF Based) vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Kruk's Margin of Safety % (DCF FCF Based) distribution charts can be found below:

* The bar in red indicates where Kruk's Margin of Safety % (DCF FCF Based) falls into.


WAR:KRU
83GF Score
Kruk SA WAR:KRU
Margin of Safety % (DCF FCF Based) is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Kruk Margin of Safety % (DCF FCF Based) Calculation

Kruk's Margin of Safety % (DCF FCF Based) for today is calculated as

Margin of Safety % (DCF FCF Based)=(Intrinsic Value: DCF (FCF Based)-Current Price)/Intrinsic Value: DCF (FCF Based)
=(-67.47-421.80)/-67.47
=N/A

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted FCF model with default parameters. The calculation method is the same as Discounted Earnings model except free cash flow are used in the calculation instead of earnings per share.

Is Kruk (WAR:KRU) Overvalued in 2026?

Based on GuruFocus' analysis, Kruk stock appears to be undervalued. The current stock price of zł421.80 is trading 30.2% below its estimated GF Value™ of zł604.72. GuruFocus considers Kruk to be Possible Value Trap.

Key valuation signals for WAR:KRU:

  • Margin of Safety % (DCF FCF Based): N/A
  • GF Value™: zł604.72 vs. price of zł421.80 (30.2% below fair value)
  • GF Score™: 83/100 with 7 warning signs

No single metric tells the full story. See the WAR:KRU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Kruk Business Description

Other Exchanges KRKKF:USA83I:Germany
Address ul. Wolowska 8, Wroclaw, POL, 51-116
Kruk SA is the leader in the debt collection industry. It manages debts purchased on its own account and contracted by third parties. The group manages bank debt (the main client category), debts owed to loan brokers, insurance companies, leasing firms, fixed-line and mobile phone operators, cable TV companies, digital TV platforms and FMCG companies. The Group manages debt in three segments consumer debts, mortgage debts and corporate debts. Consumer debts include retail and unsecured. Mortgage debts include retail, and secured. Corporate debts include mortgage-backed and non-mortgage-backed. Geographically the company operates in segments Poland, Romania, Italy, Spain, and Other foreign markets.
83GF Score

Get the complete analysis for WAR:KRU

Margin of Safety % (DCF FCF Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł421.80
Price
zł604.72
GF Value