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Kruk (WAR:KRU) E10 : zł31.51 (As of Dec. 2024)


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What is Kruk E10?

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Kruk's adjusted earnings per share data for the three months ended in Dec. 2024 was zł5.590. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is zł31.51 for the trailing ten years ended in Dec. 2024.

During the past 12 months, Kruk's average E10 Growth Rate was 20.00% per year. During the past 3 years, the average E10 Growth Rate was 28.70% per year. During the past 5 years, the average E10 Growth Rate was 28.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Kruk was 35.00% per year. The lowest was 17.00% per year. And the median was 27.65% per year.

As of today (2025-03-18), Kruk's current stock price is zł409.80. Kruk's E10 for the quarter that ended in Dec. 2024 was zł31.51. Kruk's Shiller PE Ratio of today is 13.01.

During the past 13 years, the highest Shiller PE Ratio of Kruk was 28.08. The lowest was 6.21. And the median was 16.12.


Kruk E10 Historical Data

The historical data trend for Kruk's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Kruk E10 Chart

Kruk Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 10.67 14.79 20.92 26.26 31.51

Kruk Quarterly Data
Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 26.26 27.81 28.95 30.93 31.51

Competitive Comparison of Kruk's E10

For the Credit Services subindustry, Kruk's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Kruk's Shiller PE Ratio Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, Kruk's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Kruk's Shiller PE Ratio falls into.



Kruk E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Kruk's adjusted earnings per share data for the three months ended in Dec. 2024 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Dec. 2024 (Change)*Current CPI (Dec. 2024)
=5.59/154.6602*154.6602
=5.590

Current CPI (Dec. 2024) = 154.6602.

Kruk Quarterly Data

per share eps CPI Adj_EPS
201503 2.840 100.041 4.391
201506 3.270 100.448 5.035
201509 2.930 99.634 4.548
201512 2.440 99.471 3.794
201603 3.370 98.983 5.266
201606 2.780 99.552 4.319
201609 4.030 99.064 6.292
201612 3.380 100.366 5.208
201703 6.030 101.018 9.232
201706 5.290 101.180 8.086
201709 3.860 101.343 5.891
201712 0.150 102.564 0.226
201803 4.710 102.564 7.102
201806 5.110 103.378 7.645
201809 4.650 103.378 6.957
201812 2.630 103.785 3.919
201903 5.080 104.274 7.535
201906 3.570 105.983 5.210
201909 4.010 105.983 5.852
201912 1.640 107.123 2.368
202003 -3.270 109.076 -4.637
202006 2.210 109.402 3.124
202009 2.800 109.320 3.961
202012 2.430 109.565 3.430
202103 6.540 112.658 8.978
202106 13.740 113.960 18.647
202109 8.920 115.588 11.935
202112 6.470 119.088 8.403
202203 12.400 125.031 15.339
202206 12.370 131.705 14.526
202209 9.590 135.531 10.944
202212 6.350 139.113 7.060
202303 11.650 145.950 12.345
202306 14.480 147.009 15.234
202309 11.170 146.113 11.823
202312 11.060 147.741 11.578
202403 16.550 149.044 17.174
202406 12.910 150.997 13.223
202409 17.380 153.439 17.518
202412 5.590 154.660 5.590

Add all the adjusted EPS together and divide 10 will get our e10.


Kruk  (WAR:KRU) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Kruk's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=409.80/31.51
=13.01

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Kruk was 28.08. The lowest was 6.21. And the median was 16.12.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Kruk E10 Related Terms

Thank you for viewing the detailed overview of Kruk's E10 provided by GuruFocus.com. Please click on the following links to see related term pages.


Kruk Business Description

Traded in Other Exchanges
Address
ul. Wolowska 8, Wroclaw, POL, 51-116
Kruk SA is the leader in the debt collection industry. It manages debts purchased on its own account and contracted by third parties. The group manages bank debt (the main client category), debts owed to loan brokers, insurance companies, leasing firms, fixed-line and mobile phone operators, cable TV companies, digital TV platforms and FMCG companies. The Group manages debt in three segments consumer debts, mortgage debts and corporate debts. Consumer debts include retail and unsecured. Mortgage debts include retail, and secured. Corporate debts include mortgage-backed and non-mortgage-backed. Geographically the company operates in segments Poland, Romania, Italy, Spain, and Other foreign markets.

Kruk Headlines

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