AOREF (American Overseas Group) LT-Debt-to-Total-Asset: 0.08 (As of Jun. 2009)


What is American Overseas Group LT-Debt-to-Total-Asset?

American Overseas Group AOREF LT-Debt-to-Total-Asset is 0.08 as of Jun. 2009.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. American Overseas Group's long-term debt to total assests ratio for the quarter that ended in Jun. 2009 was 0.08.

American Overseas Group's long-term debt to total assets ratio increased from Jun. 2008 (0.05) to Jun. 2009 (0.08). It may suggest that American Overseas Group is progressively becoming more dependent on debt to grow their business.

American Overseas Group  (OTCPK:AOREF) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

American Overseas Group LT-Debt-to-Total-Asset Related Terms

American Overseas Group LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for American Overseas Group's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

American Overseas Group LT-Debt-to-Total-Asset Chart

American Overseas Group Annual Data
Trend Dec01 Dec02 Dec03 Dec04 Dec05 Dec06 Dec07 Dec08
LT-Debt-to-Total-Asset
Get a 7-Day Free Trial 0.08 0.07 0.06 0.05 0.07

American Overseas Group Quarterly Data
Dec03 Dec04 Mar05 Jun05 Sep05 Dec05 Mar06 Jun06 Sep06 Dec06 Mar07 Jun07 Sep07 Dec07 Mar08 Jun08 Sep08 Dec08 Mar09 Jun09
LT-Debt-to-Total-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.05 0.05 0.07 0.06 0.08

American Overseas Group LT-Debt-to-Total-Asset Calculation

American Overseas Group's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2008 is calculated as

LT Debt to Total Assets (A: Dec. 2008 )=Long-Term Debt & Capital Lease Obligation (A: Dec. 2008 )/Total Assets (A: Dec. 2008 )
=40/574.282
=0.07

American Overseas Group's Long-Term Debt to Total Asset Ratio for the quarter that ended in Jun. 2009 is calculated as

LT Debt to Total Assets (Q: Jun. 2009 )=Long-Term Debt & Capital Lease Obligation (Q: Jun. 2009 )/Total Assets (Q: Jun. 2009 )
=35/467.736
=0.07

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →
What does a LT-Debt-to-Total-Asset of 0.08 mean?
American Overseas Group (AOREF) has a LT-Debt-to-Total-Asset of 0.08 as of Jun. 2009. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on American Overseas Group and its competitors.
Is American Overseas Group's LT-Debt-to-Total-Asset too high?
American Overseas Group's current LT-Debt-to-Total-Asset is 0.08.
How does American Overseas Group's LT-Debt-to-Total-Asset compare to OXBR and BCRH?
American Overseas Group's LT-Debt-to-Total-Asset of 0.08 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for an Insurance company?
A good LT-Debt-to-Total-Asset depends on the Insurance industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on American Overseas Group and its competitors. American Overseas Group's current LT-Debt-to-Total-Asset is 0.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is American Overseas Group stock overvalued right now?
American Overseas Group (AOREF) has a current LT-Debt-to-Total-Asset of 0.08. The current LT-Debt-to-Total-Asset is 0.08. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For American Overseas Group (AOREF), the current LT-Debt-to-Total-Asset is 0.08 as of Jun. 2009. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

American Overseas Group Business Description

Address Cumberland House 6th Floor 1 Victoria Street, Hamilton, BMU, HM 11
American Overseas Group Ltd is a provider of insurance services. Its business consists of U.S.-based property and casualty insurance companies that provide non-standard auto insurance through specialty managing general agents; A Barbados domiciled affiliate reinsurance company that assumes and reinsures a small portion of the U.S. sourced nonstandard auto business; and U.S based management services company. The company is organized into two operating segments: property/casualty insurance/reinsurance and corporate/other.