American Overseas Group (American Overseas Group) Cash-to-Debt : 0.08 (As of Jun. 2009)

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What is American Overseas Group Cash-to-Debt?

Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. American Overseas Group's cash to debt ratio for the quarter that ended in Jun. 2009 was 0.08.

If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, American Overseas Group couldn't pay off its debt using the cash in hand for the quarter that ended in Jun. 2009.

The historical rank and industry rank for American Overseas Group's Cash-to-Debt or its related term are showing as below:

AOREF's Cash-to-Debt is not ranked ^*
in the Insurance industry.
Industry Median: 1.835
* Ranked among companies with meaningful Cash-to-Debt only.

American Overseas Group Cash-to-Debt Historical Data

The historical data trend for American Overseas Group's Cash-to-Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

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American Overseas Group Cash-to-Debt Chart

American Overseas Group Annual Data

Trend

Dec01

Dec02

Dec03

Dec04

Dec05

Dec06

Dec07

Dec08

Cash-to-Debt

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0.15

0.89

0.31

0.22

American Overseas Group Quarterly Data
	Dec03	Dec04	Mar05	Jun05	Sep05	Dec05	Mar06	Jun06	Sep06	Dec06	Mar07	Jun07	Sep07	Dec07	Mar08	Jun08	Sep08	Dec08	Mar09	Jun09
Cash-to-Debt	Get a 7-Day Free Trial															0.35	0.05	0.22	0.10	0.08

Competitive Comparison of American Overseas Group's Cash-to-Debt

For the Insurance - Reinsurance subindustry, American Overseas Group's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

American Overseas Group's Cash-to-Debt Distribution in the Insurance Industry

For the Insurance industry and Financial Services sector, American Overseas Group's Cash-to-Debt distribution charts can be found below:

* The bar in red indicates where American Overseas Group's Cash-to-Debt falls into.

American Overseas Group Cash-to-Debt Calculation

This is the ratio of a company's Balance Sheet Cash And Cash Equivalents to its debt. The debt includes the Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation. This ratio measures the financial strength of a company. This ratio is updated quarterly.

American Overseas Group's Cash to Debt Ratio for the fiscal year that ended in Dec. 2008 is calculated as:

Cash to Debt Ratio	=	Balance Sheet Cash And Cash Equivalents	/	Total Debt
	=	Balance Sheet Cash And Cash Equivalents	/	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)
	=	8.763	/	(0	+	40)
	=	0.22

American Overseas Group's Cash to Debt Ratio for the quarter that ended in Jun. 2009 is calculated as:

Cash to Debt Ratio	=	Balance Sheet Cash And Cash Equivalents	/	Total Debt
	=	Balance Sheet Cash And Cash Equivalents	/	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)
	=	2.639	/	(0	+	35)
	=	0.08

American Overseas Group (OTCPK:AOREF) Cash-to-Debt Explanation

If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.

American Overseas Group Cash-to-Debt Related Terms

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American Overseas Group (American Overseas Group) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Insurance » American Overseas Group Ltd (OTCPK:AOREF) » Definitions » Cash-to-Debt

Comparable Companies

Traded in Other Exchanges

N/A

Address

Cumberland House 6th Floor 1 Victoria Street, Hamilton, BMU, HM 11

Website

https://www.aoreltd.com

American Overseas Group Ltd is a Barbados-based insurance and reinsurance group with tax residency in the United Kingdom. The company's core business has transitioned from financial guaranty reinsurance, mostly of public finance and structured finance debt obligations, to writing nonstandard auto insurance through its Texas-based subsidiary.

Executives

Edward U Gilpin	officer: Chief Financial Officer	134 HOMMELVILLE ROAD, SAUGERTIES NY 12477
Bradley M Shuster	director	2100 POWELL STREET, 12TH FLOOR, EMERYVILLE CA 94608
Joseph M Donovan	director	2929 ARCH STREET, 17TH FLOOR, PHILADELPHIA PA 19104-2870
David L Boyle	director	C/O AMBAC FINANCIAL GROUP INC, 1 STATE STREET PLAZA, NEW YORK NY 10004
Allan S Bufferd	director
Cummings Robert F Jr	10 percent owner	C/O MOORE CORP, ONE CANTARBURG GREET, STAMFORD CT 006901
Joseph H Wender	10 percent owner	2855 GAZELLE COURT, CARLSBAD CA 92010
Robert Hamwee	10 percent owner	C/O NEW MOUNTAIN FINANCE CORPORATION, 787 7TH AVENUE, 48TH FLOOR, NEW YORK NY 10019
Eckert Alfred C Iii	10 percent owner	12 EAST 49TH STREET SUITE 3200 NEW YORK NY 10017
Richard M Hayden	10 percent owner
Transatlantic Holdings Inc	10 percent owner	80 PINE STREET NEW YORK NY 10005
Kyle Waldhauer	10 percent owner	30 ROCKEFELLER PLAZA, NEW YORK NY 10112
Thomas V Inglesby	10 percent owner	535 MADISON AVENUE, NEW YORK NY 10022