AOREF (American Overseas Group) Net Margin %: -55.57% (As of Jun. 2009)


What is American Overseas Group Net Margin %?

American Overseas Group AOREF Net Margin % is -55.57% as of Jun. 2009.

Net margin is calculated as Net Income divided by its Revenue. American Overseas Group's Net Income for the three months ended in Jun. 2009 was $-4.57 Mil. American Overseas Group's Revenue for the three months ended in Jun. 2009 was $8.22 Mil. Therefore, American Overseas Group's net margin for the quarter that ended in Jun. 2009 was -55.57%.

The historical rank and industry rank for American Overseas Group's Net Margin % or its related term are showing as below:


AOREF's Net Margin % is not ranked *
in the Insurance industry.
Industry Median: 9.29
* Ranked among companies with meaningful Net Margin % only.

American Overseas Group  (OTCPK:AOREF) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.

American Overseas Group Net Margin % Related Terms

American Overseas Group Net Margin % Historical Data

* Premium members only.

The historical data trend for American Overseas Group's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

American Overseas Group Net Margin % Chart

American Overseas Group Annual Data
Trend Dec01 Dec02 Dec03 Dec04 Dec05 Dec06 Dec07 Dec08
Net Margin %
Get a 7-Day Free Trial 45.10 34.55 56.97 257.69 -143.33

American Overseas Group Quarterly Data
Dec03 Dec04 Mar05 Jun05 Sep05 Dec05 Mar06 Jun06 Sep06 Dec06 Mar07 Jun07 Sep07 Dec07 Mar08 Jun08 Sep08 Dec08 Mar09 Jun09
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 67.78 -175.19 -127.39 -7.80 -55.57

AOREF vs OXBR, BCRH, MHLD: Net Margin % Comparison

For the Insurance - Reinsurance subindustry, American Overseas Group's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

American Overseas Group Net Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, American Overseas Group's Net Margin % distribution charts can be found below:

* The bar in red indicates where American Overseas Group's Net Margin % falls into.


American Overseas Group Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

American Overseas Group's Net Margin for the fiscal year that ended in Dec. 2008 is calculated as

Net Margin=Net Income (A: Dec. 2008 )/Revenue (A: Dec. 2008 )
=-159.459/111.25
=-143.33 %

American Overseas Group's Net Margin for the quarter that ended in Jun. 2009 is calculated as

Net Margin=Net Income (Q: Jun. 2009 )/Revenue (Q: Jun. 2009 )
=-4.568/8.22
=-55.57 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Margin % →
What does a Net Margin % of -55.57% mean?
American Overseas Group (AOREF) has a Net Margin % of -55.57% as of Jun. 2009. Net margin is the ratio of total net income to net sales. View historical data on American Overseas Group and its competitors.
Is American Overseas Group's Net Margin % too high?
American Overseas Group's current Net Margin % is -55.57%.
How does American Overseas Group's Net Margin % compare to OXBR and BCRH?
American Overseas Group's Net Margin % of -55.57% can be compared against companies in the Insurance industry. The industry median Net Margin % is 9.29. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for an Insurance company?
The median Net Margin % among Insurance companies is 9.29, based on 503 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on American Overseas Group and its competitors. For the Insurance industry, the median Net Margin % is 9.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. American Overseas Group's current Net Margin % is -55.57%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is American Overseas Group stock overvalued right now?
American Overseas Group (AOREF) has a current Net Margin % of -55.57%. The current Net Margin % is -55.57%. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For American Overseas Group (AOREF), the current Net Margin % is -55.57% as of Jun. 2009. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

American Overseas Group Business Description

Address Cumberland House 6th Floor 1 Victoria Street, Hamilton, BMU, HM 11
American Overseas Group Ltd is a provider of insurance services. Its business consists of U.S.-based property and casualty insurance companies that provide non-standard auto insurance through specialty managing general agents; A Barbados domiciled affiliate reinsurance company that assumes and reinsures a small portion of the U.S. sourced nonstandard auto business; and U.S based management services company. The company is organized into two operating segments: property/casualty insurance/reinsurance and corporate/other.