AOREF (American Overseas Group) Scaled Net Operating Assets: 0.11 (As of Jun. 2009)


What is American Overseas Group Scaled Net Operating Assets?

American Overseas Group AOREF Scaled Net Operating Assets is 0.11 as of Jun. 2009.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

American Overseas Group's operating assets for the quarter that ended in Jun. 2009 was $465.10 Mil. American Overseas Group's operating liabilities for the quarter that ended in Jun. 2009 was $390.38 Mil. American Overseas Group's Total Assets for the quarter that ended in Mar. 2009 was $700.94 Mil. Therefore, American Overseas Group's scaled net operating assets (SNOA) for the quarter that ended in Jun. 2009 was 0.11.

American Overseas Group Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

American Overseas Group's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2008 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2008 )
=(Operating Assets (A: Dec. 2008 )-Operating Liabilities (A: Dec. 2008 ))/Total Assets (A: Dec. 2007 )
=(565.519-444.924)/860.265
=0.14

where

Operating Assets(A: Dec. 2008 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=574.282 - 8.763
=565.519

Operating Liabilities(A: Dec. 2008 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=484.924 - 40 - 0
=444.924

American Overseas Group's Scaled Net Operating Assets (SNOA) for the quarter that ended in Jun. 2009 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Jun. 2009 )
=(Operating Assets (Q: Jun. 2009 )-Operating Liabilities (Q: Jun. 2009 ))/Total Assets (Q: Mar. 2009 )
=(465.097-390.382)/700.944
=0.11

where

Operating Assets(Q: Jun. 2009 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=467.736 - 2.639
=465.097

Operating Liabilities(Q: Jun. 2009 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=425.382 - 35 - 0
=390.382

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.11 mean?
American Overseas Group (AOREF) has a Scaled Net Operating Assets of 0.11 as of Jun. 2009. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on American Overseas Group and its competitors.
Is American Overseas Group's Scaled Net Operating Assets too high?
American Overseas Group's current Scaled Net Operating Assets is 0.11.
How does American Overseas Group's Scaled Net Operating Assets compare to OXBR and BCRH?
American Overseas Group's Scaled Net Operating Assets of 0.11 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for an Insurance company?
A good Scaled Net Operating Assets depends on the Insurance industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on American Overseas Group and its competitors. American Overseas Group's current Scaled Net Operating Assets is 0.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is American Overseas Group stock overvalued right now?
American Overseas Group (AOREF) has a current Scaled Net Operating Assets of 0.11. The current Scaled Net Operating Assets is 0.11. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For American Overseas Group (AOREF), the current Scaled Net Operating Assets is 0.11 as of Jun. 2009. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

American Overseas Group Business Description

Address Cumberland House 6th Floor 1 Victoria Street, Hamilton, BMU, HM 11
American Overseas Group Ltd is a provider of insurance services. Its business consists of U.S.-based property and casualty insurance companies that provide non-standard auto insurance through specialty managing general agents; A Barbados domiciled affiliate reinsurance company that assumes and reinsures a small portion of the U.S. sourced nonstandard auto business; and U.S based management services company. The company is organized into two operating segments: property/casualty insurance/reinsurance and corporate/other.