Banco De Bogota (BOG:BOGOTA) LT-Debt-to-Total-Asset: 0.13 (As of Mar. 2026)


BOG:BOGOTA Banco De Bogota SA BOG:BOGOTA
4 GF Score
Price COP37,700.00
GF Value COP31,123.44
Valuation Modestly Overvalued
! 3 Warning Signs
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What is Banco De Bogota LT-Debt-to-Total-Asset?

Banco De Bogota BOG:BOGOTA -2.33% 4 LT-Debt-to-Total-Asset is 0.13 as of Mar. 2026. GuruFocus rates BOG:BOGOTA with a GF Score™ of 4/100 and a GF Value™ of COP31,123.44 (Modestly Overvalued). The stock has 3 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Banco De Bogota's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.13.

Banco De Bogota's long-term debt to total assets ratio declined from Mar. 2025 (0.16) to Mar. 2026 (0.13). It may suggest that Banco De Bogota is progressively becoming less dependent on debt to grow their business.


Banco De Bogota  (BOG:BOGOTA) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.


Banco De Bogota LT-Debt-to-Total-Asset Related Terms


Banco De Bogota LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for Banco De Bogota's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco De Bogota LT-Debt-to-Total-Asset Chart

Banco De Bogota Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
LT-Debt-to-Total-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.15 0.19 0.17 0.14 0.11

Banco De Bogota Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
LT-Debt-to-Total-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.16 0.16 0.18 0.11 0.13
BOG:BOGOTA
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Banco De Bogota SA BOG:BOGOTA
LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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Banco De Bogota LT-Debt-to-Total-Asset Calculation

Banco De Bogota's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )=Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )/Total Assets (A: Dec. 2025 )
=16830403/156164359
=0.11

Banco De Bogota's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )=Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )/Total Assets (Q: Mar. 2026 )
=18640800/142238300
=0.13

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →
What does a LT-Debt-to-Total-Asset of 0.13 mean?
Banco De Bogota (BOG:BOGOTA) has a LT-Debt-to-Total-Asset of 0.13 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Banco De Bogota and its competitors.
Is Banco De Bogota's LT-Debt-to-Total-Asset too high?
Banco De Bogota's current LT-Debt-to-Total-Asset is 0.13. Overall, Banco De Bogota has a GF Score™ of 4/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco De Bogota's LT-Debt-to-Total-Asset compare to PNC and USB?
Banco De Bogota's LT-Debt-to-Total-Asset of 0.13 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for a Banks company?
A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Banco De Bogota and its competitors. Banco De Bogota's current LT-Debt-to-Total-Asset is 0.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco De Bogota stock overvalued right now?
Based on GuruFocus' analysis, Banco De Bogota (BOG:BOGOTA) is currently considered Modestly Overvalued. The stock's GF Value™ is COP31,123.44, compared to a current price of COP37,700.00 — trading 21.1% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.13. Banco De Bogota's overall GF Score™ is 4/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Banco De Bogota (BOG:BOGOTA), the current LT-Debt-to-Total-Asset is 0.13 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco De Bogota (BOG:BOGOTA) Overvalued in 2026?

Based on GuruFocus' analysis, Banco De Bogota stock appears to be overvalued. The current stock price of COP37,700.00 is trading 21.1% above its estimated GF Value™ of COP31,123.44. GuruFocus considers Banco De Bogota to be Modestly Overvalued.

Key valuation signals for BOG:BOGOTA:

  • LT-Debt-to-Total-Asset: 0.13
  • GF Value™: COP31,123.44 vs. price of COP37,700.00 (21.1% above fair value)
  • GF Score™: 4/100 with 3 warning signs

No single metric tells the full story. See the BOG:BOGOTA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banco De Bogota Business Description

Address 36th street No. 7-47, Piso 15, Bogota, COL, 3436
Banco De Bogota SA is a lending institution that provides financial services at different maturities which include loans, capital leases, commercial, consumer and mortgage lending, and microcredit. It has a portfolio of bonds and equity investments, including a stake in subsidiaries and other firms. It also operates on the currency and derivatives markets. The objectives of the group in terms of managing its capital focus on, complying with the capital requirements defined by the Colombian government for the Bank and its financial subsidiaries in Colombia and by foreign governments in countries where the Bank has financial subsidiaries and maintaining an adequate equity structure that allows the group to generate value for its shareholders.
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LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

COP37,700.00
Price
COP31,123.44
GF Value