Banco De Bogota (BOG:BOGOTA) 3-Year RORE % : 70.91% (As of Mar. 2026)


BOG:BOGOTA Banco De Bogota SA BOG:BOGOTA
15 GF Score
Price COP37,360.00
GF Value COP31,141.61
Valuation Modestly Overvalued
! 2 Warning Signs
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What is Banco De Bogota 3-Year RORE %?

Banco De Bogota BOG:BOGOTA -1.01% 15 3-Year RORE % is 70.91 as of Mar. 2026. GuruFocus rates BOG:BOGOTA with a GF Score™ of 15/100 and a GF Value™ of COP31,141.61 (Modestly Overvalued). The stock has 2 warning signs investors should review. Among 1,473 Banks companies, Banco De Bogota ranks better than 93.35% on this metric.

Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments. Banco De Bogota's 3-Year RORE % for the quarter that ended in Mar. 2026 was 70.91%.

The industry rank for Banco De Bogota's 3-Year RORE % or its related term are showing as below:

BOG:BOGOTA's 3-Year RORE % is ranked better than
93.35% of 1473 companies
in the Banks industry
Industry Median: 9.87 vs BOG:BOGOTA: 70.91

Banco De Bogota  (BOG:BOGOTA) 3-Year RORE % Explanation

Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.

There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.

Be Aware

Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.


Banco De Bogota 3-Year RORE % Related Terms


Banco De Bogota 3-Year RORE % Historical Data

* Premium members only.

The historical data trend for Banco De Bogota's 3-Year RORE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco De Bogota 3-Year RORE % Chart

Banco De Bogota Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
3-Year RORE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 28.32 37.14 -48.79 -94.70 27.06

Banco De Bogota Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
3-Year RORE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -95.38 -50.50 -43.52 27.06 70.91

BOG:BOGOTA vs PNC, USB: 3-Year RORE % Comparison

For the Banks - Regional subindustry, Banco De Bogota's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banco De Bogota 3-Year RORE % vs Banks Industry

For the Banks industry and Financial Services sector, Banco De Bogota's 3-Year RORE % distribution charts can be found below:

* The bar in red indicates where Banco De Bogota's 3-Year RORE % falls into.


BOG:BOGOTA
15GF Score
Banco De Bogota SA BOG:BOGOTA
3-Year RORE % is just one metric. See GF Score™, valuation, warning signs, and more.
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Banco De Bogota 3-Year RORE % Calculation

Banco De Bogota's 3-Year RORE % for the quarter that ended in Mar. 2026 is calculated as:

3-Year RORE %=( Most Recent EPS (Diluted)- First Period EPS (Diluted) )/( Cumulative EPS (Diluted) for 3-year -Cumulative Dividends per Share for 3-year )
=( 3703.297-1880.924 )/( 8823.057-6253 )
=1822.373/2570.057
=70.91 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Mar. 2026 and 3-year before.

Frequently Asked Questions Learn more about 3-Year RORE % →
What does a 3-Year RORE % of 70.91 mean?
Banco De Bogota (BOG:BOGOTA) has a 3-Year RORE % of 70.91 as of Mar. 2026. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Banco De Bogota and its competitors. According to the industry distribution chart, Banco De Bogota ranks #98 out of 1473 companies in the Banks industry, placing it in the top 6.7%.
Is Banco De Bogota's 3-Year RORE % too high?
Banco De Bogota's current 3-Year RORE % is 70.91. The Banks industry median 3-Year RORE % is 9.87. Banco De Bogota's value of 70.91 is 618.4% above this industry median. Based on the distribution chart, Banco De Bogota ranks #98 out of 1473 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Banco De Bogota has a GF Score™ of 15/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco De Bogota's 3-Year RORE % compare to PNC and USB?
According to the Banks industry distribution chart, Banco De Bogota ranks #98 out of 1473 companies for 3-Year RORE %. This places Banco De Bogota in the top 7% of its industry — outperforming the majority of peers. The industry median 3-Year RORE % is 9.87. Banco De Bogota's value of 70.91 is 618.4% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year RORE % for a Banks company?
The median 3-Year RORE % among Banks companies is 9.87, based on 1,473 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco De Bogota's current 3-Year RORE % of 70.91 is 618.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year RORE % mean?
A high 3-Year RORE % can signal that a stock is expensive relative to its fundamentals. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Banco De Bogota and its competitors. For the Banks industry, the median 3-Year RORE % is 9.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco De Bogota's current 3-Year RORE % is 70.91. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco De Bogota stock overvalued right now?
Based on GuruFocus' analysis, Banco De Bogota (BOG:BOGOTA) is currently considered Modestly Overvalued. The stock's GF Value™ is COP31,141.61, compared to a current price of COP37,360.00 — trading 20% above its estimated fair value. The current 3-Year RORE % is 70.91 and 618.4% above the Banks industry median of 9.87. Banco De Bogota's overall GF Score™ is 15/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year RORE % calculated?
3-Year RORE % is calculated from a company's financial statements. For Banco De Bogota (BOG:BOGOTA), the current 3-Year RORE % is 70.91 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco De Bogota (BOG:BOGOTA) Overvalued in 2026?

Based on GuruFocus' analysis, Banco De Bogota stock appears to be overvalued. The current stock price of COP37,360.00 is trading 20% above its estimated GF Value™ of COP31,141.61. GuruFocus considers Banco De Bogota to be Modestly Overvalued.

Key valuation signals for BOG:BOGOTA:

  • 3-Year RORE %: 70.91
  • GF Value™: COP31,141.61 vs. price of COP37,360.00 (20% above fair value)
  • GF Score™: 15/100 with 2 warning signs
  • Industry Position: 618.4% above the Banks median (#98 of 1473)

No single metric tells the full story. See the BOG:BOGOTA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banco De Bogota Business Description

Address 36th street No. 7-47, Piso 15, Bogota, COL, 3436
Banco De Bogota SA is a lending institution that provides financial services at different maturities which include loans, capital leases, commercial, consumer and mortgage lending, and microcredit. It has a portfolio of bonds and equity investments, including a stake in subsidiaries and other firms. It also operates on the currency and derivatives markets. The objectives of the group in terms of managing its capital focus on, complying with the capital requirements defined by the Colombian government for the Bank and its financial subsidiaries in Colombia and by foreign governments in countries where the Bank has financial subsidiaries and maintaining an adequate equity structure that allows the group to generate value for its shareholders.
15GF Score

Get the complete analysis for BOG:BOGOTA

3-Year RORE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

COP37,360.00
Price
COP31,141.61
GF Value