Banco De BogotaBOG:BOGOTA -0.05%7 Net Margin % is 18.16% as of Mar. 2026, which is 10% below its 10-year median of 20.26. GuruFocus rates BOG:BOGOTA with a GF Score™ of 7/100 and a GF Value™ of COP31,105.27 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,526 Banks companies, Banco De Bogota ranks worse than 73.72% on this metric.
Net margin is calculated as Net Income divided by its Revenue. Banco De Bogota's Net Income for the
three
months ended in Mar. 2026 was COP312,600 Mil. Banco De Bogota's Revenue for the
three
months ended in Mar. 2026 was COP1,721,100 Mil. Therefore, Banco De Bogota's net margin for the quarter that ended in Mar. 2026 was 18.16%.
The historical rank and industry rank for Banco De Bogota's Net Margin % or its related term are showing as below:
BOG:BOGOTA'
s Net Margin % Range Over the Past 10 Years
Min: 14.7 Med: 20.26 Max: 78.82
Current: 18.45
BOG:BOGOTA's Net Margin % is ranked worse than 73.72% of 1526
companies
in the Banks industry
Industry Median: 26.97
vs BOG:BOGOTA: 18.45
Banco De Bogota (BOG:BOGOTA) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Banco De Bogota Net Margin % Related Terms
Banco De Bogota Net Margin % Historical Data
* Premium members only.
The historical data trend for Banco De Bogota's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Banco De Bogota's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banco De Bogota Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Banco De Bogota's Net Margin % distribution charts can be found below:
* The bar in red indicates where Banco De Bogota's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banco De Bogota (BOG:BOGOTA) has a Net Margin % of 18.16% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Banco De Bogota and its competitors. This is 10% below median its historical median of 20.26. Over the past decade, Banco De Bogota's Net Margin % has ranged from 14.70 to 78.82. According to the industry distribution chart, Banco De Bogota ranks #1125 out of 1526 companies in the Banks industry, placing it in the top 73.7%.
Is Banco De Bogota's Net Margin % too high?
Banco De Bogota's current Net Margin % of 18.16% is 10% below median its 10-year median of 20.26. Over the past 10 years, this metric has ranged from a low of 14.70 to a high of 78.82. The Banks industry median Net Margin % is 26.97. Banco De Bogota's value of 18.16% is 32.7% below this industry median. Based on the distribution chart, Banco De Bogota ranks #1125 out of 1526 companies in the Banks industry, which is below the industry midpoint. Overall, Banco De Bogota has a GF Score™ of 7/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco De Bogota's Net Margin % compare to PNC?
According to the Banks industry distribution chart, Banco De Bogota ranks #1125 out of 1526 companies for Net Margin %. This places Banco De Bogota in the lower half of its industry. The industry median Net Margin % is 26.97. Banco De Bogota's value of 18.16% is 32.7% below this benchmark. Historically, Banco De Bogota's own Net Margin % has ranged from 14.70 to 78.82 over the past decade. While the company's 10-year median is 20.26 vs. the industry median of 26.97, Banco De Bogota has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.97, based on 1,526 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco De Bogota's current Net Margin % of 18.16% is 32.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Banco De Bogota and its competitors. For the Banks industry, the median Net Margin % is 26.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco De Bogota's current Net Margin % is 18.16%, which is 10% below median its own 10-year median of 20.26. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco De Bogota stock overvalued right now?
Based on GuruFocus' analysis, Banco De Bogota (BOG:BOGOTA) is currently considered Modestly Overvalued. The stock's GF Value™ is COP31,105.27, compared to a current price of COP38,400.00 — trading 23.5% above its estimated fair value. The current Net Margin % is 18.16%, which is 10% below median its 10-year median of 20.26 and 32.7% below the Banks industry median of 26.97. Banco De Bogota's overall GF Score™ is 7/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Banco De Bogota (BOG:BOGOTA), the current Net Margin % is 18.16% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banco De Bogota (BOG:BOGOTA) Overvalued in 2026?
Based on GuruFocus' analysis, Banco De Bogota stock appears to be overvalued.
The current stock price of COP38,400.00 is trading 23.5% above its estimated GF Value™ of COP31,105.27.
GuruFocus considers Banco De Bogota to be Modestly Overvalued.
Key valuation signals for BOG:BOGOTA:
Net Margin %: 18.16% (10% below median its 10-year median of 20.26)
GF Value™: COP31,105.27 vs. price of COP38,400.00 (23.5% above fair value)
Industry Position: 32.7% below the Banks median (#1125 of 1526)
No single metric tells the full story. See the BOG:BOGOTA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banco De Bogota SA is a lending institution that provides financial services at different maturities which include loans, capital leases, commercial, consumer and mortgage lending, and microcredit. It has a portfolio of bonds and equity investments, including a stake in subsidiaries and other firms. It also operates on the currency and derivatives markets. The objectives of the group in terms of managing its capital focus on, complying with the capital requirements defined by the Colombian government for the Bank and its financial subsidiaries in Colombia and by foreign governments in countries where the Bank has financial subsidiaries and maintaining an adequate equity structure that allows the group to generate value for its shareholders.
7GF Score
Get the complete analysis for BOG:BOGOTA
Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
BOG:BOGOTA has been successfully added to your 
