Banco De Bogota (BOG:BOGOTA) ROE %: 7.42% (As of Mar. 2026) — 43% Below Median


BOG:BOGOTA Banco De Bogota SA BOG:BOGOTA
7 GF Score
Price COP38,400.00
GF Value COP31,102.24
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Banco De Bogota ROE %?

Banco De Bogota BOG:BOGOTA -0.05% 7 ROE % is 7.42% as of Mar. 2026, which is 43% below its 10-year median of 12.96. GuruFocus rates BOG:BOGOTA with a GF Score™ of 7/100 and a GF Value™ of COP31,102.24 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,523 Banks companies, Banco De Bogota ranks worse than 66.51% on this metric.

ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. Banco De Bogota's annualized net income for the quarter that ended in Mar. 2026 was COP1,250,400 Mil. Banco De Bogota's average Total Stockholders Equity over the quarter that ended in Mar. 2026 was COP16,845,796 Mil. Therefore, Banco De Bogota's annualized ROE % for the quarter that ended in Mar. 2026 was 7.42%.

The historical rank and industry rank for Banco De Bogota's ROE % or its related term are showing as below:

BOG:BOGOTA' s ROE % Range Over the Past 10 Years
Min: 6.06   Med: 12.96   Max: 28.68
Current: 7.79

During the past 13 years, Banco De Bogota's highest ROE % was 28.68%. The lowest was 6.06%. And the median was 12.96%.

BOG:BOGOTA's ROE % is ranked worse than
66.51% of 1523 companies
in the Banks industry
Industry Median: 10.22 vs BOG:BOGOTA: 7.79

Banco De Bogota  (BOG:BOGOTA) ROE % Explanation

ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.

The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:

ROE %(Q: Mar. 2026 )
=Net Income/Total Stockholders Equity
=1250400/16845796
=(Net Income / Revenue )*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(1250400 / 6884400)*(6884400 / 149201329.5)*(149201329.5 / 16845796)
=Net Margin %*Asset Turnover*Equity Multiplier
=18.16 %*0.0461*8.8569
=ROA %*Equity Multiplier
=0.84 %*8.8569
=7.42 %

With this breakdown, it is clear that if a company grows its Net Profit Margin, its Asset Turnover, or its Leverage, it can grow its ROE %.

The factors that affect a company's ROE % can also be illustrated with the five-step DuPont Analysis:

ROE %(Q: Mar. 2026 )
=Net Income/Total Stockholders Equity
=1250400/16845796
=(Net Income / Pre-Tax Income) * (Pre-Tax Income / Revenue) * (Revenue / Total Assets) * (Total Assets / Total Stockholders Equity)
= (1250400 / 1925200) * (1925200 / 6884400) * (6884400 / 149201329.5) * (149201329.5 / 16845796)
= Tax Burden * Pretax Margin % * Asset Turnover * Equity Multiplier
= 0.6495 * 27.96 % * 0.0461 * 8.8569
=7.42 %

Note: The net income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net Income is used.

Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.


Banco De Bogota ROE % Related Terms


Banco De Bogota ROE % Historical Data

* Premium members only.

The historical data trend for Banco De Bogota's ROE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco De Bogota ROE % Chart

Banco De Bogota Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 18.81 13.66 6.06 6.71 7.47

Banco De Bogota Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.44 10.32 9.10 4.22 7.42

BOG:BOGOTA vs PNC: ROE % Comparison

For the Banks - Regional subindustry, Banco De Bogota's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banco De Bogota ROE % vs Banks Industry

For the Banks industry and Financial Services sector, Banco De Bogota's ROE % distribution charts can be found below:

* The bar in red indicates where Banco De Bogota's ROE % falls into.


BOG:BOGOTA
7GF Score
Banco De Bogota SA BOG:BOGOTA
ROE % is just one metric. See GF Score™, valuation, warning signs, and more.
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Banco De Bogota ROE % Calculation

Banco De Bogota's annualized ROE % for the fiscal year that ended in Dec. 2025 is calculated as

ROE %=Net Income (A: Dec. 2025 )/( (Total Stockholders Equity (A: Dec. 2024 )+Total Stockholders Equity (A: Dec. 2025 ))/ count )
=1270063/( (16778405+17231192)/ 2 )
=1270063/17004798.5
=7.47 %

Banco De Bogota's annualized ROE % for the quarter that ended in Mar. 2026 is calculated as

ROE %=Net Income (Q: Mar. 2026 )/( (Total Stockholders Equity (Q: Dec. 2025 )+Total Stockholders Equity (Q: Mar. 2026 ))/ count )
=1250400/( (17231192+16460400)/ 2 )
=1250400/16845796
=7.42 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Mar. 2026) net income data. ROE % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROE % →
What does a ROE % of 7.42% mean?
Banco De Bogota (BOG:BOGOTA) has a ROE % of 7.42% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Banco De Bogota and its competitors. This is 43% below median its historical median of 12.96. Over the past decade, Banco De Bogota's ROE % has ranged from 6.06 to 28.68. According to the industry distribution chart, Banco De Bogota ranks #1013 out of 1523 companies in the Banks industry, placing it in the top 66.5%.
Is Banco De Bogota's ROE % too high?
Banco De Bogota's current ROE % of 7.42% is 43% below median its 10-year median of 12.96. Over the past 10 years, this metric has ranged from a low of 6.06 to a high of 28.68. The Banks industry median ROE % is 10.22. Banco De Bogota's value of 7.42% is 27.4% below this industry median. Based on the distribution chart, Banco De Bogota ranks #1013 out of 1523 companies in the Banks industry, which is below the industry midpoint. Overall, Banco De Bogota has a GF Score™ of 7/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco De Bogota's ROE % compare to PNC?
According to the Banks industry distribution chart, Banco De Bogota ranks #1013 out of 1523 companies for ROE %. This places Banco De Bogota in the lower half of its industry. The industry median ROE % is 10.22. Banco De Bogota's value of 7.42% is 27.4% below this benchmark. Historically, Banco De Bogota's own ROE % has ranged from 6.06 to 28.68 over the past decade. While the company's 10-year median is 12.96 vs. the industry median of 10.22, Banco De Bogota has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Banks company?
The median ROE % among Banks companies is 10.22, based on 1,523 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco De Bogota's current ROE % of 7.42% is 27.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Banco De Bogota and its competitors. For the Banks industry, the median ROE % is 10.22 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco De Bogota's current ROE % is 7.42%, which is 43% below median its own 10-year median of 12.96. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco De Bogota stock overvalued right now?
Based on GuruFocus' analysis, Banco De Bogota (BOG:BOGOTA) is currently considered Modestly Overvalued. The stock's GF Value™ is COP31,102.24, compared to a current price of COP38,400.00 — trading 23.5% above its estimated fair value. The current ROE % is 7.42%, which is 43% below median its 10-year median of 12.96 and 27.4% below the Banks industry median of 10.22. Banco De Bogota's overall GF Score™ is 7/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Banco De Bogota (BOG:BOGOTA), the current ROE % is 7.42% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco De Bogota (BOG:BOGOTA) Overvalued in 2026?

Based on GuruFocus' analysis, Banco De Bogota stock appears to be overvalued. The current stock price of COP38,400.00 is trading 23.5% above its estimated GF Value™ of COP31,102.24. GuruFocus considers Banco De Bogota to be Modestly Overvalued.

Key valuation signals for BOG:BOGOTA:

  • ROE %: 7.42% (43% below median its 10-year median of 12.96)
  • GF Value™: COP31,102.24 vs. price of COP38,400.00 (23.5% above fair value)
  • GF Score™: 7/100 with 5 warning signs
  • Industry Position: 27.4% below the Banks median (#1013 of 1523)

No single metric tells the full story. See the BOG:BOGOTA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banco De Bogota Business Description

Address 36th street No. 7-47, Piso 15, Bogota, COL, 3436
Banco De Bogota SA is a lending institution that provides financial services at different maturities which include loans, capital leases, commercial, consumer and mortgage lending, and microcredit. It has a portfolio of bonds and equity investments, including a stake in subsidiaries and other firms. It also operates on the currency and derivatives markets. The objectives of the group in terms of managing its capital focus on, complying with the capital requirements defined by the Colombian government for the Bank and its financial subsidiaries in Colombia and by foreign governments in countries where the Bank has financial subsidiaries and maintaining an adequate equity structure that allows the group to generate value for its shareholders.
7GF Score

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ROE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

COP38,400.00
Price
COP31,102.24
GF Value