CURV (Torrid Holdings) LT-Debt-to-Total-Asset: 0.86 (As of Apr. 2026)

What is Torrid Holdings LT-Debt-to-Total-Asset?

Torrid Holdings CURV +2.84% 51 LT-Debt-to-Total-Asset is 0.86 as of Apr. 2026. GuruFocus rates CURV with a GF Score™ of 51/100 and a GF Value™ of $3.37 (Possible Value Trap). The stock has 6 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Torrid Holdings's long-term debt to total assests ratio for the quarter that ended in Apr. 2026 was 0.86.

Torrid Holdings's long-term debt to total assets ratio declined from Apr. 2025 (0.87) to Apr. 2026 (0.86). It may suggest that Torrid Holdings is progressively becoming less dependent on debt to grow their business.

Torrid Holdings (NYSE:CURV) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Torrid Holdings LT-Debt-to-Total-Asset Related Terms

Torrid Holdings LT-Debt-to-Total-Asset Historical Data

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The historical data trend for Torrid Holdings's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Torrid Holdings LT-Debt-to-Total-Asset Chart

Torrid Holdings Annual Data

Trend

Jan19

Jan20

Jan21

Jan22

Jan23

Jan24

Jan25

Jan26

LT-Debt-to-Total-Asset

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0.91

0.93

0.83

0.89

Torrid Holdings Quarterly Data
	Jul21	Oct21	Jan22	Apr22	Jul22	Oct22	Jan23	Apr23	Jul23	Oct23	Jan24	Apr24	Jul24	Oct24	Jan25	Apr25	Jul25	Oct25	Jan26	Apr26
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															0.87	0.91	0.91	0.89	0.86

51GF Score

Torrid Holdings Inc CURV

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Torrid Holdings LT-Debt-to-Total-Asset Calculation

Torrid Holdings's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Jan. 2026 is calculated as

LT Debt to Total Assets (A: Jan. 2026 )	=	Long-Term Debt & Capital Lease Obligation (A: Jan. 2026 )	/	Total Assets (A: Jan. 2026 )
	=	357.148	/	400.34
	=	0.89

Torrid Holdings's Long-Term Debt to Total Asset Ratio for the quarter that ended in Apr. 2026 is calculated as

LT Debt to Total Assets (Q: Apr. 2026 )	=	Long-Term Debt & Capital Lease Obligation (Q: Apr. 2026 )	/	Total Assets (Q: Apr. 2026 )
	=	346.577	/	402.523
	=	0.86

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.86 mean?

Torrid Holdings (CURV) has a LT-Debt-to-Total-Asset of 0.86 as of Apr. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Torrid Holdings and its competitors.

Is Torrid Holdings' LT-Debt-to-Total-Asset too high?

Torrid Holdings' current LT-Debt-to-Total-Asset is 0.86. Overall, Torrid Holdings has a GF Score™ of 51/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.

How does Torrid Holdings' LT-Debt-to-Total-Asset compare to DLTH and JILL?

Torrid Holdings' LT-Debt-to-Total-Asset of 0.86 can be compared against companies in the Retail - Cyclical industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for a Retail - Cyclical company?

A good LT-Debt-to-Total-Asset depends on the Retail - Cyclical industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Torrid Holdings and its competitors. Torrid Holdings's current LT-Debt-to-Total-Asset is 0.86. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Torrid Holdings stock overvalued right now?

Based on GuruFocus' analysis, Torrid Holdings (CURV) is currently considered Possible Value Trap. The stock's GF Value™ is $3.37, compared to a current price of $1.81 — trading 46.3% below its estimated fair value. The current LT-Debt-to-Total-Asset is 0.86. Torrid Holdings' overall GF Score™ is 51/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Torrid Holdings (CURV), the current LT-Debt-to-Total-Asset is 0.86 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Torrid Holdings (CURV) Overvalued in 2026?

Based on GuruFocus' analysis, Torrid Holdings stock appears to be undervalued. The current stock price of $1.81 is trading 46.3% below its estimated GF Value™ of $3.37. GuruFocus considers Torrid Holdings to be Possible Value Trap.

Key valuation signals for CURV:

LT-Debt-to-Total-Asset: 0.86
GF Value™: $3.37 vs. price of $1.81 (46.3% below fair value)
GF Score™: 51/100 with 6 warning signs

No single metric tells the full story. See the CURV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Torrid Holdings Business Description

Industry Consumer Cyclical Retail - Cyclical

Comparable Companies DLTH JILL TLYS AKA RENT ZUMZ CATO KMFG BIRD BRIA XMAD:ITX TJX TSE:9983 ROST LSE:NXT BURL BOM:500251 LULU TSX:ATZ GAP

Address 18501 East San Jose Avenue, City of Industry, CA, USA, 91748

Website https://www.torrid.com

Torrid Holdings Inc is a direct-to-consumer brand in North America dedicated to offering a diverse assortment of stylish apparel, intimates, and accessories skillfully designed for curvy women. Its extensive collection features high-quality merchandise, including tops, bottoms, denim, dresses, intimates, activewear, footwear, and accessories. The company has one reportable segment, which includes the operation of its e-Commerce platform and stores.

51GF Score

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$1.81

Price

$3.37

GF Value

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