CURV (Torrid Holdings) ROC (Joel Greenblatt) %: 21.85% (As of Apr. 2026) — 29% Above Median

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CURV Torrid Holdings Inc CURV
49 GF Score
Price $2.38
GF Value $3.36
Valuation Modestly Undervalued
! 7 Warning Signs
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What is Torrid Holdings ROC (Joel Greenblatt) %?

Torrid Holdings CURV +2.59% 49 ROC (Joel Greenblatt) % is 21.85% as of Apr. 2026, which is 29% above its 10-year median of 16.90. GuruFocus rates CURV with a GF Score™ of 49/100 and a GF Value™ of $3.36 (Modestly Undervalued). The stock has 7 warning signs investors should review. Among 1,128 Retail - Cyclical companies, Torrid Holdings ranks worse than 58.42% on this metric.

Joel Greenblatt defined Return on Capital differently in his book The Little Book That Still Beats the Market (Little Books. Big Profits). He defines ROC (Joel Greenblatt) % as EBIT divided by the total of Property, Plant and Equipment and net working capital. Torrid Holdings's annualized ROC (Joel Greenblatt) % for the quarter that ended in Apr. 2026 was 21.85%.

The historical rank and industry rank for Torrid Holdings's ROC (Joel Greenblatt) % or its related term are showing as below:

CURV' s ROC (Joel Greenblatt) % Range Over the Past 10 Years
Min: 8.06   Med: 16.9   Max: 32.26
Current: 8.06

During the past 8 years, Torrid Holdings's highest ROC (Joel Greenblatt) % was 32.26%. The lowest was 8.06%. And the median was 16.90%.

CURV's ROC (Joel Greenblatt) % is ranked worse than
58.42% of 1128 companies
in the Retail - Cyclical industry
Industry Median: 11.6 vs CURV: 8.06

Torrid Holdings's 5-Year average Growth Rate of ROC (Joel Greenblatt) % was 2.20% per year.


Torrid Holdings  (NYSE:CURV) ROC (Joel Greenblatt) % Explanation

The way Joel Greenblatt defines Return on Capital is a more accurate measure of how efficiently the company generates returns onthe capital actually invested in the business. EBIT is used instead of net income because the tax and interest payment may be affected by factors other than the core business operation. Intangible assets are not included in the calculation because they don't need to be replaced.

Joel Greenblatt uses his definition of Return on Capital and Earnings Yield (Joel Greenblatt) % to rank companies.


Torrid Holdings ROC (Joel Greenblatt) % Related Terms


Torrid Holdings ROC (Joel Greenblatt) % Historical Data

* Premium members only.

The historical data trend for Torrid Holdings's ROC (Joel Greenblatt) % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Torrid Holdings ROC (Joel Greenblatt) % Chart

Torrid Holdings Annual Data
Trend Jan19 Jan20 Jan21 Jan22 Jan23 Jan24 Jan25 Jan26
ROC (Joel Greenblatt) %
Get a 7-Day Free Trial 12.52 32.26 20.49 23.64 11.70

Torrid Holdings Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
ROC (Joel Greenblatt) % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 31.57 20.95 -0.12 -10.86 21.85

CURV vs DLTH, JILL, TLYS: ROC (Joel Greenblatt) % Comparison

For the Apparel Retail subindustry, Torrid Holdings's ROC (Joel Greenblatt) %, along with its competitors' market caps and ROC (Joel Greenblatt) % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Torrid Holdings ROC (Joel Greenblatt) % vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Torrid Holdings's ROC (Joel Greenblatt) % distribution charts can be found below:

* The bar in red indicates where Torrid Holdings's ROC (Joel Greenblatt) % falls into.


CURV
49GF Score
Torrid Holdings Inc CURV
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Torrid Holdings ROC (Joel Greenblatt) % Calculation

Joel Greenblatt defined Return on Capital differently in his book The Little Book That Still Beats the Market (Little Books. Big Profits) . He defines Return on Capital as follows:

ROC (Joel Greenblatt) %=EBIT/Average of (Net fixed Assets + Net Working Capital)

EBIT stands for Earnings Before Interest and Taxes.

Fixed Assets are also known as non-current assets. They include the Property, Plant and Equipment that the firm needs in its operation.

GuruFocus calculates net working capital as: (Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Deferred Revenue + Other Current Liabilities). We're trying to account for OPERATING assets and liabilities (part of daily business) when calculating working capital. Cash and marketable securities are considered NON-OPERATING assets and are not included in calculation. We will also back out all interest bearing debt, short term debt and the portion of long term debt that is due in the current period from the current liabilities. This debt will be considered when computing cost of capital and it would be inappropriate to count it twice.

Working Capital(Q: Jan. 2026 )
=(Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Defer. Rev. + Other Current Liabilities)
=(0 + 136.483 + 34.028) - (154.285 + 2.492 + 11.063)
=2.671

Working Capital(Q: Apr. 2026 )
=(Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Defer. Rev. + Other Current Liabilities)
=(0 + 142.642 + 38.953) - (181.789 + 0 + 0)
=-0.19399999999999

When net working capital is negative, 0 is used.

So ROC (Joel Greenblatt) % of Torrid Holdings for the quarter that ended in Apr. 2026 can be restated as:

ROC (Joel Greenblatt) %(Q: Apr. 2026 )
=EBIT/Average of (Net fixed Assets + Net Working Capital)
=EBIT/Average of (Property, Plant and Equipment+Net Working Capital)
     Q: Jan. 2026  Q: Apr. 2026
=EBIT/( ( (Property, Plant and Equipment + Net Working Capital) + (Property, Plant and Equipment + Net Working Capital) )/ count )
=34.36/( ( (159.823 + max(2.671, 0)) + (152.003 + max(-0.19399999999999, 0)) )/ 2 )
=34.36/( ( 162.494 + 152.003 )/ 2 )
=34.36/157.2485
=21.85 %

Note: The EBIT data used here is four times the quarterly (Apr. 2026) EBIT data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROC (Joel Greenblatt) % of 21.85% mean?
Torrid Holdings (CURV) has a ROC (Joel Greenblatt) % of 21.85% as of Apr. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Torrid Holdings and its competitors. This is 29% above median its historical median of 16.90. Over the past decade, Torrid Holdings' ROC (Joel Greenblatt) % has ranged from 8.06 to 32.26. According to the industry distribution chart, Torrid Holdings ranks #659 out of 1128 companies in the Retail - Cyclical industry, placing it in the top 58.4%.
Is Torrid Holdings' ROC (Joel Greenblatt) % too high?
Torrid Holdings' current ROC (Joel Greenblatt) % of 21.85% is 29% above median its 10-year median of 16.90. Over the past 10 years, this metric has ranged from a low of 8.06 to a high of 32.26. The Retail - Cyclical industry median ROC (Joel Greenblatt) % is 11.60. Torrid Holdings' value of 21.85% is 88.4% above this industry median. Based on the distribution chart, Torrid Holdings ranks #659 out of 1128 companies in the Retail - Cyclical industry, which is below the industry midpoint. Overall, Torrid Holdings has a GF Score™ of 49/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Torrid Holdings' ROC (Joel Greenblatt) % compare to DLTH and JILL?
According to the Retail - Cyclical industry distribution chart, Torrid Holdings ranks #659 out of 1128 companies for ROC (Joel Greenblatt) %. This places Torrid Holdings in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 11.60. Torrid Holdings' value of 21.85% is 88.4% above this benchmark. Historically, Torrid Holdings' own ROC (Joel Greenblatt) % has ranged from 8.06 to 32.26 over the past decade. While the company's 10-year median is 16.90 vs. the industry median of 11.60, Torrid Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Retail - Cyclical company?
The median ROC (Joel Greenblatt) % among Retail - Cyclical companies is 11.60, based on 1,128 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Torrid Holdings's current ROC (Joel Greenblatt) % of 21.85% is 88.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Torrid Holdings and its competitors. For the Retail - Cyclical industry, the median ROC (Joel Greenblatt) % is 11.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Torrid Holdings's current ROC (Joel Greenblatt) % is 21.85%, which is 29% above median its own 10-year median of 16.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Torrid Holdings stock overvalued right now?
Based on GuruFocus' analysis, Torrid Holdings (CURV) is currently considered Modestly Undervalued. The stock's GF Value™ is $3.36, compared to a current price of $2.38 — trading 29.2% below its estimated fair value. The current ROC (Joel Greenblatt) % is 21.85%, which is 29% above median its 10-year median of 16.90 and 88.4% above the Retail - Cyclical industry median of 11.60. Torrid Holdings' overall GF Score™ is 49/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For Torrid Holdings (CURV), the current ROC (Joel Greenblatt) % is 21.85% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Torrid Holdings (CURV) Overvalued in 2026?

Based on GuruFocus' analysis, Torrid Holdings stock appears to be undervalued. The current stock price of $2.38 is trading 29.2% below its estimated GF Value™ of $3.36. GuruFocus considers Torrid Holdings to be Modestly Undervalued.

Key valuation signals for CURV:

  • ROC (Joel Greenblatt) %: 21.85% (29% above median its 10-year median of 16.90)
  • GF Value™: $3.36 vs. price of $2.38 (29.2% below fair value)
  • GF Score™: 49/100 with 7 warning signs
  • Industry Position: 88.4% above the Retail - Cyclical median (#659 of 1128)

No single metric tells the full story. See the CURV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Torrid Holdings Business Description

Address 18501 East San Jose Avenue, City of Industry, CA, USA, 91748
Torrid Holdings Inc is a direct-to-consumer brand in North America dedicated to offering a diverse assortment of stylish apparel, intimates, and accessories skillfully designed for curvy women. Its extensive collection features high-quality merchandise, including tops, bottoms, denim, dresses, intimates, activewear, footwear, and accessories. The company has one reportable segment, which includes the operation of its e-Commerce platform and stores.
49GF Score

Get the complete analysis for CURV

ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$2.38
Price
$3.36
GF Value