CURV (Torrid Holdings) Moat Score: 5/10 (As of Jul. 05, 2026)


CURV Torrid Holdings Inc CURV
47 GF Score
Price $1.76
GF Value $3.37
Valuation Possible Value Trap
! 6 Warning Signs
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What is Torrid Holdings Moat Score?

Torrid Holdings CURV +1.15% 47 Moat Score is 5 as of Jul. 05, 2026. GuruFocus rates CURV with a GF Score™ of 47/100 and a GF Value™ of $3.37 (Possible Value Trap). The stock has 6 warning signs investors should review. Among 1,115 Retail - Cyclical companies, Torrid Holdings ranks better than 94.8% on this metric.

Torrid Holdings has the Moat Score of 5, which implies that the company might have Narrow Moat - Solid narrow moat.

Torrid Holdings has Narrow Moat: CURV has a solid narrow moat due to its strong brand strength and customer loyalty in the plus-size fashion segment. However, it faces competition and lacks significant cost advantages or regulatory barriers.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Torrid Holdings might have Narrow Moat - Solid narrow moat.

Torrid Holdings  (NYSE:CURV) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Torrid Holdings Moat Score Related Terms

CURV vs DLTH, JILL, TLYS: Moat Score Comparison

For the Apparel Retail subindustry, Torrid Holdings's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Torrid Holdings Moat Score vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Torrid Holdings's Moat Score distribution charts can be found below:

* The bar in red indicates where Torrid Holdings's Moat Score falls into.


CURV
47GF Score
Torrid Holdings Inc CURV
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 5 mean?
Torrid Holdings (CURV) has a Moat Score of 5 as of Jul. 05, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, Torrid Holdings ranks #58 out of 1115 companies in the Retail - Cyclical industry, placing it in the top 5.2%.
Is Torrid Holdings' Moat Score too high?
Torrid Holdings' current Moat Score is 5. Based on the distribution chart, Torrid Holdings ranks #58 out of 1115 companies in the Retail - Cyclical industry, which is in the top quartile — a strong position relative to peers. Overall, Torrid Holdings has a GF Score™ of 47/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Torrid Holdings' Moat Score compare to DLTH and JILL?
According to the Retail - Cyclical industry distribution chart, Torrid Holdings ranks #58 out of 1115 companies for Moat Score. This places Torrid Holdings in the top 5% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for a Retail - Cyclical company?
A good Moat Score depends on the Retail - Cyclical industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. Torrid Holdings's current Moat Score is 5. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Torrid Holdings stock overvalued right now?
Based on GuruFocus' analysis, Torrid Holdings (CURV) is currently considered Possible Value Trap. The stock's GF Value™ is $3.37, compared to a current price of $1.76 — trading 47.8% below its estimated fair value. The current Moat Score is 5. Torrid Holdings' overall GF Score™ is 47/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For Torrid Holdings (CURV), the current Moat Score is 5 as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Torrid Holdings (CURV) Overvalued in 2026?

Based on GuruFocus' analysis, Torrid Holdings stock appears to be undervalued. The current stock price of $1.76 is trading 47.8% below its estimated GF Value™ of $3.37. GuruFocus considers Torrid Holdings to be Possible Value Trap.

Key valuation signals for CURV:

  • Moat Score: 5
  • GF Value™: $3.37 vs. price of $1.76 (47.8% below fair value)
  • GF Score™: 47/100 with 6 warning signs

No single metric tells the full story. See the CURV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Torrid Holdings Business Description

Address 18501 East San Jose Avenue, City of Industry, CA, USA, 91748
Torrid Holdings Inc is a direct-to-consumer brand in North America dedicated to offering a diverse assortment of stylish apparel, intimates, and accessories skillfully designed for curvy women. Its extensive collection features high-quality merchandise, including tops, bottoms, denim, dresses, intimates, activewear, footwear, and accessories. The company has one reportable segment, which includes the operation of its e-Commerce platform and stores.
47GF Score

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$1.76
Price
$3.37
GF Value