Torrid HoldingsCURV -4.57%49 ROE % is Negative Equity% as of Apr. 2026. GuruFocus rates CURV with a GF Score™ of 49/100 and a GF Value™ of $3.37 (Possible Value Trap). The stock has 6 warning signs investors should review. Among 1,097 Retail - Cyclical companies, Torrid Holdings ranks worse than 91157.61% on this metric.
ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. Torrid Holdings's annualized net income for the quarter that ended in Apr. 2026 was $1.7 Mil. Torrid Holdings's average Total Stockholders Equity over the quarter that ended in Apr. 2026 was $-212.7 Mil. Therefore, Torrid Holdings's annualized ROE % for the quarter that ended in Apr. 2026 was Negative Equity%.
The historical rank and industry rank for Torrid Holdings's ROE % or its related term are showing as below:
CURV's ROE % is not ranked *
in the Retail - Cyclical industry.
Industry Median: 6.46 * Ranked among companies with meaningful ROE % only.
Torrid Holdings (NYSE:CURV) ROE % Explanation
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is four times the quarterly (Apr. 2026) net income data. The Revenue data used here is four times the quarterly (Apr. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
Torrid Holdings ROE % Related Terms
Torrid Holdings ROE % Historical Data
* Premium members only.
The historical data trend for Torrid Holdings's ROE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Apparel Retail subindustry, Torrid Holdings's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Torrid Holdings ROE % vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Torrid Holdings's ROE % distribution charts can be found below:
* The bar in red indicates where Torrid Holdings's ROE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Apr. 2026) net income data.
ROE % is displayed in the 30-year financial page.
* Note that if the average Total Stockholders Equity is zero or negative, then ROE % would be considered meaningless and hence not be calculated.
Torrid Holdings (CURV) has a ROE % of Negative Equity% as of Apr. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Torrid Holdings and its competitors. According to the industry distribution chart, Torrid Holdings ranks #999999 out of 1097 companies in the Retail - Cyclical industry.
Is Torrid Holdings' ROE % too high?
Torrid Holdings' current ROE % is Negative Equity%. Based on the distribution chart, Torrid Holdings ranks #999999 out of 1097 companies in the Retail - Cyclical industry, which is in the bottom quartile relative to peers. Overall, Torrid Holdings has a GF Score™ of 49/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Torrid Holdings' ROE % compare to TLYS and RENT?
According to the Retail - Cyclical industry distribution chart, Torrid Holdings ranks #999999 out of 1097 companies for ROE %. This places Torrid Holdings in the lower half of its industry. The industry median ROE % is 6.46. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Retail - Cyclical company?
The median ROE % among Retail - Cyclical companies is 6.46, based on 1,097 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Torrid Holdings and its competitors. For the Retail - Cyclical industry, the median ROE % is 6.46 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Torrid Holdings's current ROE % is Negative Equity%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Torrid Holdings stock overvalued right now?
Based on GuruFocus' analysis, Torrid Holdings (CURV) is currently considered Possible Value Trap. The stock's GF Value™ is $3.37, compared to a current price of $1.99 — trading 41.1% below its estimated fair value. The current ROE % is Negative Equity%. Torrid Holdings' overall GF Score™ is 49/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Torrid Holdings (CURV), the current ROE % is Negative Equity% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Torrid Holdings (CURV) Overvalued in 2026?
Based on GuruFocus' analysis, Torrid Holdings stock appears to be undervalued.
The current stock price of $1.99 is trading 41.1% below its estimated GF Value™ of $3.37.
GuruFocus considers Torrid Holdings to be Possible Value Trap.
Key valuation signals for CURV:
ROE %: Negative Equity%
GF Value™: $3.37 vs. price of $1.99 (41.1% below fair value)
No single metric tells the full story. See the CURV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Torrid Holdings Inc is a direct-to-consumer brand in North America dedicated to offering a diverse assortment of stylish apparel, intimates, and accessories skillfully designed for curvy women. Its extensive collection features high-quality merchandise, including tops, bottoms, denim, dresses, intimates, activewear, footwear, and accessories. The company has one reportable segment, which includes the operation of its e-Commerce platform and stores.
49GF Score
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