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Torrid HoldingsCURV +4.48%49 3-Year ROIIC % is 60.53 as of Jan. 2026, which is 2578% above its 10-year median of 2.26. GuruFocus rates CURV with a GF Score™ of 49/100 and a GF Value™ of $3.36 (Possible Value Trap). The stock has 7 warning signs investors should review. Among 1,059 Retail - Cyclical companies, Torrid Holdings ranks better than 88.86% on this metric.
3-Year Return on Invested Incremental Capital (3-Year ROIIC %) measures the change in earnings as a percentage of change in investment over 3-year.
Torrid Holdings's 3-Year ROIIC % for the quarter that ended in Jan. 2026 was 60.53%. High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
The industry rank for Torrid Holdings's 3-Year ROIIC % or its related term are showing as below:
CURV's 3-Year ROIIC % is ranked better than 88.86% of 1059
companies
in the Retail - Cyclical industry
Industry Median: 4.48
vs CURV: 60.53
Return on Incremental Invested Capital (ROIIC) is an extension of Return on Investment Capital (ROIC). ROIC % tells investors how efficiently that profitability is earned per dollar of company capital. ROIIC narrows the focus even further and shows how profitable each additional unit of capital investment could be. ROIIC % is a more powerful metric than ROIC because it measures how much money the company can generate going forward on future capital investments.
High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
Be Aware
It's important to keep in mind that when tracking ROIIC, the metric is better suited to forecasting the trend of future returns rather than measuring current return on investment.
Torrid Holdings 3-Year ROIIC % Related Terms
Torrid Holdings 3-Year ROIIC % Historical Data
* Premium members only.
The historical data trend for Torrid Holdings's 3-Year ROIIC % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CURV vs DLTH, JILL, TLYS: 3-Year ROIIC % Comparison
For the Apparel Retail subindustry, Torrid Holdings's 3-Year ROIIC %, along with its competitors' market caps and 3-Year ROIIC % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Torrid Holdings 3-Year ROIIC % vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Torrid Holdings's 3-Year ROIIC % distribution charts can be found below:
* The bar in red indicates where Torrid Holdings's 3-Year ROIIC % falls into.
Torrid Holdings's 3-Year ROIIC % for the quarter that ended in Jan. 2026 is calculated as:
3-Year ROIIC %
=
3-Year Incremental Net Operating Profit After Taxes (NOPAT)**
/
3-Year Incremental Invested Capital**
=
( 15.7475916 (Jan. 2026) - 71.17815 (Jan. 2023) )
/
( 301.511 (Jan. 2026) - 393.093 (Jan. 2023) )
=
-55.4305584
/
-91.582
=
60.53%***
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
** Annual data of NOPAT and Invested Capital was used to calculate 3-Year ROIIC %.
*** Please be aware that the ROIIC (Return on Invested Capital) calculations are based on company-level data using the primary share class. The calculated data provided is for demonstration purposes and may slightly differ from the results displayed in the title due to potential variations caused by currency exchange rate differences throughout the year.
Torrid Holdings (CURV) has a 3-Year ROIIC % of 60.53 as of Jan. 2026. 3-Year ROIIC % measures the change in earnings as a percentage of change in investment over 3-year. View historical data on Torrid Holdings and its competitors. This is 2578% above median its historical median of 2.26. According to the industry distribution chart, Torrid Holdings ranks #118 out of 1059 companies in the Retail - Cyclical industry, placing it in the top 11.1%.
Is Torrid Holdings' 3-Year ROIIC % too high?
Torrid Holdings' current 3-Year ROIIC % of 60.53 is 2578% above median its 10-year median of 2.26. The Retail - Cyclical industry median 3-Year ROIIC % is 4.48. Torrid Holdings' value of 60.53 is 1251.1% above this industry median. Based on the distribution chart, Torrid Holdings ranks #118 out of 1059 companies in the Retail - Cyclical industry, which is in the top quartile — a strong position relative to peers. Overall, Torrid Holdings has a GF Score™ of 49/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Torrid Holdings' 3-Year ROIIC % compare to DLTH and JILL?
According to the Retail - Cyclical industry distribution chart, Torrid Holdings ranks #118 out of 1059 companies for 3-Year ROIIC %. This places Torrid Holdings in the top 11% of its industry — outperforming the majority of peers. The industry median 3-Year ROIIC % is 4.48. Torrid Holdings' value of 60.53 is 1251.1% above this benchmark. While the company's 10-year median is 2.26 vs. the industry median of 4.48, Torrid Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year ROIIC % for a Retail - Cyclical company?
The median 3-Year ROIIC % among Retail - Cyclical companies is 4.48, based on 1,059 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year ROIIC % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year ROIIC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Torrid Holdings's current 3-Year ROIIC % of 60.53 is 1251.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year ROIIC % mean?
A high 3-Year ROIIC % can signal that a stock is expensive relative to its fundamentals. 3-Year ROIIC % measures the change in earnings as a percentage of change in investment over 3-year. View historical data on Torrid Holdings and its competitors. For the Retail - Cyclical industry, the median 3-Year ROIIC % is 4.48 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Torrid Holdings's current 3-Year ROIIC % is 60.53, which is 2578% above median its own 10-year median of 2.26. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Torrid Holdings stock overvalued right now?
Based on GuruFocus' analysis, Torrid Holdings (CURV) is currently considered Possible Value Trap. The stock's GF Value™ is $3.36, compared to a current price of $2.33 — trading 30.7% below its estimated fair value. The current 3-Year ROIIC % is 60.53, which is 2578% above median its 10-year median of 2.26 and 1251.1% above the Retail - Cyclical industry median of 4.48. Torrid Holdings' overall GF Score™ is 49/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year ROIIC % calculated?
3-Year ROIIC % is calculated from a company's financial statements. For Torrid Holdings (CURV), the current 3-Year ROIIC % is 60.53 as of Jan. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Torrid Holdings (CURV) Overvalued in 2026?
Based on GuruFocus' analysis, Torrid Holdings stock appears to be undervalued.
The current stock price of $2.33 is trading 30.7% below its estimated GF Value™ of $3.36.
GuruFocus considers Torrid Holdings to be Possible Value Trap.
Key valuation signals for CURV:
3-Year ROIIC %: 60.53 (2578% above median its 10-year median of 2.26)
GF Value™: $3.36 vs. price of $2.33 (30.7% below fair value)
Industry Position: 1251.1% above the Retail - Cyclical median (#118 of 1059)
No single metric tells the full story. See the CURV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Torrid Holdings Inc is a direct-to-consumer brand in North America dedicated to offering a diverse assortment of stylish apparel, intimates, and accessories skillfully designed for curvy women. Its extensive collection features high-quality merchandise, including tops, bottoms, denim, dresses, intimates, activewear, footwear, and accessories. The company has one reportable segment, which includes the operation of its e-Commerce platform and stores.
49GF Score
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