National Bank of Greece (LUX:GREEC) LT-Debt-to-Total-Asset: 0.05 (As of Mar. 2026)


LUX:GREEC National Bank of Greece SA LUX:GREEC
56 GF Score
Price €92.25
GF Value €46.97
! 8 Warning Signs
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What is National Bank of Greece LT-Debt-to-Total-Asset?

National Bank of Greece LUX:GREEC 56 LT-Debt-to-Total-Asset is 0.05 as of Mar. 2026. GuruFocus rates LUX:GREEC with a GF Score™ of 56/100 and a GF Value™ of €46.97. The stock has 8 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. National Bank of Greece's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.05.

National Bank of Greece's long-term debt to total assets ratio increased from Mar. 2025 (0.05) to Mar. 2026 (0.05). It may suggest that National Bank of Greece is progressively becoming more dependent on debt to grow their business.

National Bank of Greece  (LUX:GREEC) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

National Bank of Greece LT-Debt-to-Total-Asset Related Terms

National Bank of Greece LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for National Bank of Greece's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

National Bank of Greece LT-Debt-to-Total-Asset Chart

National Bank of Greece Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
LT-Debt-to-Total-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.03 0.04 0.04 0.06 0.06

National Bank of Greece Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
LT-Debt-to-Total-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.05 0.05 0.05 0.06 0.05
LUX:GREEC
56GF Score
National Bank of Greece SA LUX:GREEC
LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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National Bank of Greece LT-Debt-to-Total-Asset Calculation

National Bank of Greece's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )=Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )/Total Assets (A: Dec. 2025 )
=4460/78886
=0.06

National Bank of Greece's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )=Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )/Total Assets (Q: Mar. 2026 )
=4496/82699
=0.05

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →
What does a LT-Debt-to-Total-Asset of 0.05 mean?
National Bank of Greece (LUX:GREEC) has a LT-Debt-to-Total-Asset of 0.05 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on National Bank of Greece and its competitors.
Is National Bank of Greece's LT-Debt-to-Total-Asset too high?
National Bank of Greece's current LT-Debt-to-Total-Asset is 0.05. Overall, National Bank of Greece has a GF Score™ of 56/100, reflecting its overall financial health beyond just this single metric.
How does National Bank of Greece's LT-Debt-to-Total-Asset compare to PNC and USB?
National Bank of Greece's LT-Debt-to-Total-Asset of 0.05 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for a Banks company?
A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on National Bank of Greece and its competitors. National Bank of Greece's current LT-Debt-to-Total-Asset is 0.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Bank of Greece stock overvalued right now?
National Bank of Greece (LUX:GREEC) has a current LT-Debt-to-Total-Asset of 0.05. The stock's GF Value™ is €46.97, compared to a current price of €92.25 — trading 96.4% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.05. National Bank of Greece's overall GF Score™ is 56/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For National Bank of Greece (LUX:GREEC), the current LT-Debt-to-Total-Asset is 0.05 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is National Bank of Greece (LUX:GREEC) Overvalued in 2026?

Based on GuruFocus' analysis, National Bank of Greece stock appears to be overvalued. The current stock price of €92.25 is trading 96.4% above its estimated GF Value™ of €46.97.

Key valuation signals for LUX:GREEC:

  • LT-Debt-to-Total-Asset: 0.05
  • GF Value™: €46.97 vs. price of €92.25 (96.4% above fair value)
  • GF Score™: 56/100 with 8 warning signs

No single metric tells the full story. See the LUX:GREEC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

National Bank of Greece Business Description

Address 86 Eolou Street, Athens, GRC, 10559
National Bank of Greece SA consists of several subsidiaries offering diverse financial services, including retail, corporate, and investment banking, specialized asset solutions, transactional banking, leasing, factoring, brokerage, asset management, real estate management, and bancassurance-related services. Its segments include Retail Banking, Corporate and Investment Banking, Trouble Assets Units, Global Markets and Asset Management, International Banking Operations, and Other. The group generates maximum revenue from the Retail Banking segment, which, through its branch network and digital business, offers various types of loans (mortgage, consumer, and small business lending), cards (debit, credit, and prepaid cards), deposits, investment, bancassurance, and other products.
56GF Score

Get the complete analysis for LUX:GREEC

LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€92.25
Price
€46.97
GF Value