National Bank of Greece (LUX:GREEC) Profitability Rank: 3 (As of Jun. 2026) — 25% Below Median

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LUX:GREEC National Bank of Greece SA LUX:GREEC
49 GF Score
Price €92.25
GF Value €44.94
! 8 Warning Signs
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What is National Bank of Greece Profitability Rank?

National Bank of Greece LUX:GREEC 49 Profitability Rank is 3 as of Jun. 2026, which is 25% below its 10-year median of 4.00. GuruFocus rates LUX:GREEC with a GF Score™ of 49/100 and a GF Value™ of €44.94. The stock has 8 warning signs investors should review.

National Bank of Greece has the Profitability Rank of 3. It has had trouble to make a profit.

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way. It is rated on a scale of 1 to 10 and is based on these factors:

1. Operating Margin %
2. Piotroski F-Score
3. Trend of the Operating Margin % (5-year average). The company with an uptrend profit margin has a higher rank.
4. Consistency of the profitability
5. Predictability Rank

A higher score indicates superior profitability, with companies rated 7 or above considered to have more robust and sustainable profit generation. Conversely, a score of 3 or lower suggests challenges in generating consistent profits.

National Bank of Greece's Operating Margin % for the quarter that ended in Jun. 2026 was 0.00%. As of today, National Bank of Greece's Piotroski F-Score is 4.


National Bank of Greece Profitability Rank Related Terms


LUX:GREEC vs PNC, USB: Profitability Rank Comparison

For the Banks - Regional subindustry, National Bank of Greece's Profitability Rank, along with its competitors' market caps and Profitability Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


National Bank of Greece Profitability Rank vs Banks Industry

For the Banks industry and Financial Services sector, National Bank of Greece's Profitability Rank distribution charts can be found below:

* The bar in red indicates where National Bank of Greece's Profitability Rank falls into.


LUX:GREEC
49GF Score
National Bank of Greece SA LUX:GREEC
Profitability Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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National Bank of Greece Profitability Rank Calculation

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way.

The rank is rated on a scale of 1 to 10. A higher score indicates superior profitability, with companies rated 7 or above considered to have more robust and sustainable profit generation. Conversely, a score of 3 or lower suggests challenges in generating consistent profits.

National Bank of Greece has the Profitability Rank of 3. It has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength. But if a company is consistently profitable, its financial strength will be stronger.

Profitability Rank is based on these factors:

1. Operating Margin %

Operating Margin % - also known as operating income margin, operating profit margin and return on sales (ROS) - is the ratio of Operating Income divided by net sales or Revenue, usually presented in percent.

National Bank of Greece's Operating Margin % for the quarter that ended in Jun. 2026 is calculated as:

Operating Margin %=Operating Income (Q: Jun. 2026 ) / Revenue (Q: Jun. 2026 )
=0 / 555
=0.00 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

2. Piotroski F-Score

The zones of discrimination were as such:

Good or high score = 8 or 9
Bad or low score = 0 or 1

National Bank of Greece has an F-score of 4 indicating the company's financial situation is typical for a stable company.

3. Trend of the Operating Margin % (5-year average). The company with an uptrend profit margin has a higher rank.

4. Consistency of the profitability

5. Predictability Rank

Frequently Asked Questions Learn more about Profitability Rank →
What does a Profitability Rank of 3 mean?
National Bank of Greece (LUX:GREEC) has a Profitability Rank of 3 as of Jun. 2026. Profitability and Growth ranks a company based on its profit margins and earnings growth. View historical data on National Bank of Greece and its competitors. This is 25% below median its historical median of 4.00. Over the past decade, National Bank of Greece's Profitability Rank has ranged from 3.00 to 4.00.
Is National Bank of Greece's Profitability Rank too high?
National Bank of Greece's current Profitability Rank of 3 is 25% below median its 10-year median of 4.00. Over the past 10 years, this metric has ranged from a low of 3.00 to a high of 4.00. Overall, National Bank of Greece has a GF Score™ of 49/100, reflecting its overall financial health beyond just this single metric.
How does National Bank of Greece's Profitability Rank compare to PNC and USB?
National Bank of Greece's Profitability Rank of 3 can be compared against companies in the Banks industry. Historically, National Bank of Greece's own Profitability Rank has ranged from 3.00 to 4.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Profitability Rank for a Banks company?
A good Profitability Rank depends on the Banks industry context. However, Profitability Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Profitability Rank mean?
A high Profitability Rank can signal that a stock is expensive relative to its fundamentals. Profitability and Growth ranks a company based on its profit margins and earnings growth. View historical data on National Bank of Greece and its competitors. National Bank of Greece's current Profitability Rank is 3, which is 25% below median its own 10-year median of 4.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Bank of Greece stock overvalued right now?
National Bank of Greece (LUX:GREEC) has a current Profitability Rank of 3. The stock's GF Value™ is €44.94, compared to a current price of €92.25 — trading 105.3% above its estimated fair value. The current Profitability Rank is 3, which is 25% below median its 10-year median of 4.00. National Bank of Greece's overall GF Score™ is 49/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Profitability Rank calculated?
Profitability Rank is calculated from a company's financial statements. For National Bank of Greece (LUX:GREEC), the current Profitability Rank is 3 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is National Bank of Greece (LUX:GREEC) Overvalued in 2026?

Based on GuruFocus' analysis, National Bank of Greece stock appears to be overvalued. The current stock price of €92.25 is trading 105.3% above its estimated GF Value™ of €44.94.

Key valuation signals for LUX:GREEC:

  • Profitability Rank: 3 (25% below median its 10-year median of 4.00)
  • GF Value™: €44.94 vs. price of €92.25 (105.3% above fair value)
  • GF Score™: 49/100 with 8 warning signs

No single metric tells the full story. See the LUX:GREEC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


National Bank of Greece Business Description

Address 86 Eolou Street, Athens, GRC, 10559
National Bank of Greece SA consists of several subsidiaries offering diverse financial services, including retail, corporate, and investment banking, specialized asset solutions, transactional banking, leasing, factoring, brokerage, asset management, real estate management, and bancassurance-related services. Its segments include Retail Banking, Corporate and Investment Banking, Trouble Assets Units, Global Markets and Asset Management, International Banking Operations, and Other. The group generates maximum revenue from the Retail Banking segment, which, through its branch network and digital business, offers various types of loans (mortgage, consumer, and small business lending), cards (debit, credit, and prepaid cards), deposits, investment, bancassurance, and other products.
49GF Score

Get the complete analysis for LUX:GREEC

Profitability Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€92.25
Price
€44.94
GF Value