National Bank of Greece (LUX:GREEC) PEG Ratio: 5.50 (As of Jul. 02, 2026) — 563% Above Median


LUX:GREEC National Bank of Greece SA LUX:GREEC
57 GF Score
Price €92.25
GF Value €47.34
! 8 Warning Signs
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What is National Bank of Greece PEG Ratio?

National Bank of Greece LUX:GREEC 57 PEG Ratio is 5.50 as of Jul. 02, 2026, which is 563% above its 10-year median of 0.83. GuruFocus rates LUX:GREEC with a GF Score™ of 57/100 and a GF Value™ of €47.34. The stock has 8 warning signs investors should review. Among 1,228 Banks companies, National Bank of Greece ranks better than 70.6% on this metric.

PE Ratio without NRI / 5-Year Book Value Growth Rate*

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use for banks is the 5-Year Book Value growth rate. As of today, National Bank of Greece's PE Ratio without NRI is 71.51. National Bank of Greece's 5-Year Book Value growth rate is 13.00%. Therefore, National Bank of Greece's PEG Ratio for today is 5.50.

* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.


The historical rank and industry rank for National Bank of Greece's PEG Ratio or its related term are showing as below:

LUX:GREEC' s PEG Ratio Range Over the Past 10 Years
Min: 0.46   Med: 0.83   Max: 19.5
Current: 0.92


During the past 13 years, National Bank of Greece's highest PEG Ratio was 19.50. The lowest was 0.46. And the median was 0.83.


LUX:GREEC's PEG Ratio is ranked better than
70.6% of 1228 companies
in the Banks industry
Industry Median: 1.51 vs LUX:GREEC: 0.92

Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.


National Bank of Greece  (LUX:GREEC) PEG Ratio Explanation

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.


National Bank of Greece PEG Ratio Related Terms


National Bank of Greece PEG Ratio Historical Data

* Premium members only.

The historical data trend for National Bank of Greece's PEG Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

National Bank of Greece PEG Ratio Chart

National Bank of Greece Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PEG Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 2.14 0.70 0.47 0.71

National Bank of Greece Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PEG Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.64 0.71 0.82 0.71 0.77

LUX:GREEC vs PNC, USB: PEG Ratio Comparison

For the Banks - Regional subindustry, National Bank of Greece's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


National Bank of Greece PEG Ratio vs Banks Industry

For the Banks industry and Financial Services sector, National Bank of Greece's PEG Ratio distribution charts can be found below:

* The bar in red indicates where National Bank of Greece's PEG Ratio falls into.


LUX:GREEC
57GF Score
National Bank of Greece SA LUX:GREEC
PEG Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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National Bank of Greece PEG Ratio Calculation

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The ratio we use is the 5-Year Book Value growth rate.

National Bank of Greece's PEG Ratio for today is calculated as

PEG Ratio=PE Ratio without NRI/5-Year Book Value Growth Rate*
=71.51380620155/13.00
=5.50

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.

Frequently Asked Questions Learn more about PEG Ratio →
What does a PEG Ratio of 5.50 mean?
National Bank of Greece (LUX:GREEC) has a PEG Ratio of 5.50 as of Jul. 02, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on National Bank of Greece and its competitors. This is 563% above median its historical median of 0.83. Over the past decade, National Bank of Greece's PEG Ratio has ranged from 0.46 to 19.50. According to the industry distribution chart, National Bank of Greece ranks #361 out of 1228 companies in the Banks industry, placing it in the top 29.4%.
Is National Bank of Greece's PEG Ratio too high?
National Bank of Greece's current PEG Ratio of 5.50 is 563% above median its 10-year median of 0.83. Over the past 10 years, this metric has ranged from a low of 0.46 to a high of 19.50. The Banks industry median PEG Ratio is 1.51. National Bank of Greece's value of 5.50 is 264.2% above this industry median. Based on the distribution chart, National Bank of Greece ranks #361 out of 1228 companies in the Banks industry, which is above the industry midpoint. Overall, National Bank of Greece has a GF Score™ of 57/100, reflecting its overall financial health beyond just this single metric.
How does National Bank of Greece's PEG Ratio compare to PNC and USB?
According to the Banks industry distribution chart, National Bank of Greece ranks #361 out of 1228 companies for PEG Ratio. This puts National Bank of Greece in the upper half of its industry. The industry median PEG Ratio is 1.51. National Bank of Greece's value of 5.50 is 264.2% above this benchmark. Historically, National Bank of Greece's own PEG Ratio has ranged from 0.46 to 19.50 over the past decade. While the company's 10-year median is 0.83 vs. the industry median of 1.51, National Bank of Greece has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.51, based on 1,228 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. National Bank of Greece's current PEG Ratio of 5.50 is 264.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on National Bank of Greece and its competitors. For the Banks industry, the median PEG Ratio is 1.51 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. National Bank of Greece's current PEG Ratio is 5.50, which is 563% above median its own 10-year median of 0.83. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Bank of Greece stock overvalued right now?
National Bank of Greece (LUX:GREEC) has a current PEG Ratio of 5.50. The stock's GF Value™ is €47.34, compared to a current price of €92.25 — trading 94.9% above its estimated fair value. The current PEG Ratio is 5.50, which is 563% above median its 10-year median of 0.83 and 264.2% above the Banks industry median of 1.51. National Bank of Greece's overall GF Score™ is 57/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For National Bank of Greece (LUX:GREEC), the current PEG Ratio is 5.50 as of Jul. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is National Bank of Greece (LUX:GREEC) Overvalued in 2026?

Based on GuruFocus' analysis, National Bank of Greece stock appears to be overvalued. The current stock price of €92.25 is trading 94.9% above its estimated GF Value™ of €47.34.

Key valuation signals for LUX:GREEC:

  • PEG Ratio: 5.50 (563% above median its 10-year median of 0.83)
  • GF Value™: €47.34 vs. price of €92.25 (94.9% above fair value)
  • GF Score™: 57/100 with 8 warning signs
  • Industry Position: 264.2% above the Banks median (#361 of 1228)

No single metric tells the full story. See the LUX:GREEC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


National Bank of Greece Business Description

Address 86 Eolou Street, Athens, GRC, 10559
National Bank of Greece SA consists of several subsidiaries offering diverse financial services, including retail, corporate, and investment banking, specialized asset solutions, transactional banking, leasing, factoring, brokerage, asset management, real estate management, and bancassurance-related services. Its segments include Retail Banking, Corporate and Investment Banking, Trouble Assets Units, Global Markets and Asset Management, International Banking Operations, and Other. The group generates maximum revenue from the Retail Banking segment, which, through its branch network and digital business, offers various types of loans (mortgage, consumer, and small business lending), cards (debit, credit, and prepaid cards), deposits, investment, bancassurance, and other products.
57GF Score

Get the complete analysis for LUX:GREEC

PEG Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€92.25
Price
€47.34
GF Value