National Bank of Greece (LUX:GREEC) PS Ratio: 32.54 (As of Jul. 06, 2026) — 1959% Above Median


LUX:GREEC National Bank of Greece SA LUX:GREEC
56 GF Score
Price €92.25
GF Value €46.23
! 8 Warning Signs
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What is National Bank of Greece PS Ratio?

National Bank of Greece LUX:GREEC 56 PS Ratio is 32.54 as of Jul. 06, 2026, which is 1959% above its 10-year median of 1.58. GuruFocus rates LUX:GREEC with a GF Score™ of 56/100 and a GF Value™ of €46.23. The stock has 8 warning signs investors should review. Among 1,519 Banks companies, National Bank of Greece ranks worse than 87.89% on this metric.

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, National Bank of Greece's share price is €92.25281. National Bank of Greece's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was €2.84. Hence, National Bank of Greece's PS Ratio for today is 32.54.

Warning Sign:

National Bank of Greece SA stock PS Ratio (=5.56) is close to 10-year high of 5.56.

The historical rank and industry rank for National Bank of Greece's PS Ratio or its related term are showing as below:

LUX:GREEC' s PS Ratio Range Over the Past 10 Years
Min: 0.1   Med: 1.58   Max: 5.56
Current: 5.56

During the past 13 years, National Bank of Greece's highest PS Ratio was 5.56. The lowest was 0.10. And the median was 1.58.

LUX:GREEC's PS Ratio is ranked worse than
87.89% of 1519 companies
in the Banks industry
Industry Median: 3 vs LUX:GREEC: 5.56

National Bank of Greece's Revenue per Sharefor the three months ended in Mar. 2026 was €0.79. Its Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was €2.84.

Warning Sign:

National Bank of Greece SA revenue per share is in decline over the past 12 months.

During the past 12 months, the average Revenue per Share Growth Rate of National Bank of Greece was -3.00% per year. During the past 3 years, the average Revenue per Share Growth Rate was 8.50% per year. During the past 5 years, the average Revenue per Share Growth Rate was 4.50% per year. During the past 10 years, the average Revenue per Share Growth Rate was 4.20% per year.

During the past 13 years, National Bank of Greece's highest 3-Year average Revenue per Share Growth Rate was 15.10% per year. The lowest was -91.80% per year. And the median was 0.50% per year.

Back to Basics: PS Ratio


National Bank of Greece  (LUX:GREEC) PS Ratio Explanation

The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.

When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.

Similar to the PE Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PS Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.


National Bank of Greece PS Ratio Related Terms


National Bank of Greece PS Ratio Historical Data

* Premium members only.

The historical data trend for National Bank of Greece's PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

National Bank of Greece PS Ratio Chart

National Bank of Greece Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.33 1.62 2.07 2.43 4.39

National Bank of Greece Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.23 3.71 4.37 4.39 4.67

LUX:GREEC vs PNC, USB: PS Ratio Comparison

For the Banks - Regional subindustry, National Bank of Greece's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


National Bank of Greece PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, National Bank of Greece's PS Ratio distribution charts can be found below:

* The bar in red indicates where National Bank of Greece's PS Ratio falls into.


LUX:GREEC
56GF Score
National Bank of Greece SA LUX:GREEC
PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

National Bank of Greece PS Ratio Calculation

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.

National Bank of Greece's PS Ratio for today is calculated as

PS Ratio=Share Price/Revenue per Share (TTM)
=92.25281/2.835
=32.54

National Bank of Greece's Share Price of today is €92.25281.
National Bank of Greece's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €2.84.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PS Ratio=Market Cap/Revenue

The Revenue here is for the trailing 12 months.

Frequently Asked Questions Learn more about PS Ratio →
What does a PS Ratio of 32.54 mean?
National Bank of Greece (LUX:GREEC) has a PS Ratio of 32.54 as of Jul. 06, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on National Bank of Greece and its competitors. This is 1959% above median its historical median of 1.58. Over the past decade, National Bank of Greece's PS Ratio has ranged from 0.10 to 5.56. According to the industry distribution chart, National Bank of Greece ranks #1335 out of 1519 companies in the Banks industry, placing it in the top 87.9%.
Is National Bank of Greece's PS Ratio too high?
National Bank of Greece's current PS Ratio of 32.54 is 1959% above median its 10-year median of 1.58. Over the past 10 years, this metric has ranged from a low of 0.10 to a high of 5.56. The Banks industry median PS Ratio is 3.00. National Bank of Greece's value of 32.54 is 984.7% above this industry median. Based on the distribution chart, National Bank of Greece ranks #1335 out of 1519 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, National Bank of Greece has a GF Score™ of 56/100, reflecting its overall financial health beyond just this single metric.
How does National Bank of Greece's PS Ratio compare to PNC and USB?
According to the Banks industry distribution chart, National Bank of Greece ranks #1335 out of 1519 companies for PS Ratio. This places National Bank of Greece in the lower half of its industry. The industry median PS Ratio is 3.00. National Bank of Greece's value of 32.54 is 984.7% above this benchmark. Historically, National Bank of Greece's own PS Ratio has ranged from 0.10 to 5.56 over the past decade. While the company's 10-year median is 1.58 vs. the industry median of 3.00, National Bank of Greece has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 3.00, based on 1,519 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. National Bank of Greece's current PS Ratio of 32.54 is 984.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on National Bank of Greece and its competitors. For the Banks industry, the median PS Ratio is 3.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. National Bank of Greece's current PS Ratio is 32.54, which is 1959% above median its own 10-year median of 1.58. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Bank of Greece stock overvalued right now?
National Bank of Greece (LUX:GREEC) has a current PS Ratio of 32.54. The stock's GF Value™ is €46.23, compared to a current price of €92.25 — trading 99.6% above its estimated fair value. The current PS Ratio is 32.54, which is 1959% above median its 10-year median of 1.58 and 984.7% above the Banks industry median of 3.00. National Bank of Greece's overall GF Score™ is 56/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For National Bank of Greece (LUX:GREEC), the current PS Ratio is 32.54 as of Jul. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is National Bank of Greece (LUX:GREEC) Overvalued in 2026?

Based on GuruFocus' analysis, National Bank of Greece stock appears to be overvalued. The current stock price of €92.25 is trading 99.6% above its estimated GF Value™ of €46.23.

Key valuation signals for LUX:GREEC:

  • PS Ratio: 32.54 (1959% above median its 10-year median of 1.58)
  • GF Value™: €46.23 vs. price of €92.25 (99.6% above fair value)
  • GF Score™: 56/100 with 8 warning signs
  • Industry Position: 984.7% above the Banks median (#1335 of 1519)

No single metric tells the full story. See the LUX:GREEC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


National Bank of Greece Business Description

Address 86 Eolou Street, Athens, GRC, 10559
National Bank of Greece SA consists of several subsidiaries offering diverse financial services, including retail, corporate, and investment banking, specialized asset solutions, transactional banking, leasing, factoring, brokerage, asset management, real estate management, and bancassurance-related services. Its segments include Retail Banking, Corporate and Investment Banking, Trouble Assets Units, Global Markets and Asset Management, International Banking Operations, and Other. The group generates maximum revenue from the Retail Banking segment, which, through its branch network and digital business, offers various types of loans (mortgage, consumer, and small business lending), cards (debit, credit, and prepaid cards), deposits, investment, bancassurance, and other products.
56GF Score

Get the complete analysis for LUX:GREEC

PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€92.25
Price
€46.23
GF Value