PHR (Phreesia) LT-Debt-to-Total-Asset: 0.13 (As of Apr. 2026)

What is Phreesia LT-Debt-to-Total-Asset?

Phreesia PHR +4.18% 65 LT-Debt-to-Total-Asset is 0.13 as of Apr. 2026. GuruFocus rates PHR with a GF Score™ of 65/100 and a GF Value™ of $26.99 (Possible Value Trap). The stock has 4 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Phreesia's long-term debt to total assests ratio for the quarter that ended in Apr. 2026 was 0.13.

Phreesia's long-term debt to total assets ratio increased from Apr. 2025 (0.02) to Apr. 2026 (0.13). It may suggest that Phreesia is progressively becoming more dependent on debt to grow their business.

Phreesia (NYSE:PHR) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Phreesia LT-Debt-to-Total-Asset Related Terms

Phreesia LT-Debt-to-Total-Asset Historical Data

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The historical data trend for Phreesia's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Phreesia LT-Debt-to-Total-Asset Chart

Phreesia Annual Data

Trend

Jan18

Jan19

Jan20

Jan21

Jan22

Jan23

Jan24

Jan25

Jan26

LT-Debt-to-Total-Asset

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0.02

0.01

0.02

0.14

Phreesia Quarterly Data
	Jul21	Oct21	Jan22	Apr22	Jul22	Oct22	Jan23	Apr23	Jul23	Oct23	Jan24	Apr24	Jul24	Oct24	Jan25	Apr25	Jul25	Oct25	Jan26	Apr26
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															0.02	0.01	0.01	0.14	0.13

65GF Score

Phreesia Inc PHR

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Phreesia LT-Debt-to-Total-Asset Calculation

Phreesia's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Jan. 2026 is calculated as

LT Debt to Total Assets (A: Jan. 2026 )	=	Long-Term Debt & Capital Lease Obligation (A: Jan. 2026 )	/	Total Assets (A: Jan. 2026 )
	=	93.224	/	663.79
	=	0.14

Phreesia's Long-Term Debt to Total Asset Ratio for the quarter that ended in Apr. 2026 is calculated as

LT Debt to Total Assets (Q: Apr. 2026 )	=	Long-Term Debt & Capital Lease Obligation (Q: Apr. 2026 )	/	Total Assets (Q: Apr. 2026 )
	=	86.194	/	666.141
	=	0.13

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.13 mean?

Phreesia (PHR) has a LT-Debt-to-Total-Asset of 0.13 as of Apr. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Phreesia and its competitors.

Is Phreesia's LT-Debt-to-Total-Asset too high?

Phreesia's current LT-Debt-to-Total-Asset is 0.13. Overall, Phreesia has a GF Score™ of 65/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.

How does Phreesia's LT-Debt-to-Total-Asset compare to EVH and CTEV?

Phreesia's LT-Debt-to-Total-Asset of 0.13 can be compared against companies in the Healthcare Providers & Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for a Healthcare Providers & Services company?

A good LT-Debt-to-Total-Asset depends on the Healthcare Providers & Services industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Phreesia and its competitors. Phreesia's current LT-Debt-to-Total-Asset is 0.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Phreesia stock overvalued right now?

Based on GuruFocus' analysis, Phreesia (PHR) is currently considered Possible Value Trap. The stock's GF Value™ is $26.99, compared to a current price of $10.72 — trading 60.3% below its estimated fair value. The current LT-Debt-to-Total-Asset is 0.13. Phreesia's overall GF Score™ is 65/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Phreesia (PHR), the current LT-Debt-to-Total-Asset is 0.13 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Phreesia (PHR) Overvalued in 2026?

Based on GuruFocus' analysis, Phreesia stock appears to be undervalued. The current stock price of $10.72 is trading 60.3% below its estimated GF Value™ of $26.99. GuruFocus considers Phreesia to be Possible Value Trap.

Key valuation signals for PHR:

LT-Debt-to-Total-Asset: 0.13
GF Value™: $26.99 vs. price of $10.72 (60.3% below fair value)
GF Score™: 65/100 with 4 warning signs

No single metric tells the full story. See the PHR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Phreesia Business Description

Industry Healthcare Healthcare Providers & Services

Comparable Companies EVH CTEV MDRX SOPH WEAV NRC HSTM TBRG TALK SLP VEEV ASX:PME BTSG TEM HQY TSE:2413 HNGE TXG DOCS WAY

Other Exchanges 19P:Germany

Address 1521 Concord Pike, Suite 301, PMB 221, Wilmington, DE, USA, 19803

Website https://www.phreesia.com

Phreesia Inc is a provides an integrated software, payments, and engagement platform designed to address three foundational challenges in healthcare delivery: access to care, affordability of care, and patient health outcomes. Its platform is embedded directly into provider workflows and patient interactions, enabling healthcare organizations to activate patients, streamline administrative processes, and improve financial performance across the care continuum. The group serves a diverse group of healthcare organizations, including ambulatory practices, health systems, and hospitals, as well as life sciences companies, government entities, patient advocacy, public interest, and not-for-profit and other organizations.

65GF Score

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$10.72

Price

$26.99

GF Value

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