Carvana Co (XSWX:CVNA) LT-Debt-to-Total-Asset: 0.38 (As of Mar. 2026)

What is Carvana Co LT-Debt-to-Total-Asset?

Carvana Co XSWX:CVNA -3.90% 73 LT-Debt-to-Total-Asset is 0.38 as of Mar. 2026. GuruFocus rates XSWX:CVNA with a GF Score™ of 73/100 and a GF Value™ of CHF63.63. The stock has 3 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Carvana Co's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.38.

Carvana Co's long-term debt to total assets ratio declined from Mar. 2025 (0.64) to Mar. 2026 (0.38). It may suggest that Carvana Co is progressively becoming less dependent on debt to grow their business.

Carvana Co (XSWX:CVNA) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Carvana Co LT-Debt-to-Total-Asset Related Terms

Carvana Co LT-Debt-to-Total-Asset Historical Data

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The historical data trend for Carvana Co's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Carvana Co LT-Debt-to-Total-Asset Chart

Carvana Co Annual Data

Trend

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

LT-Debt-to-Total-Asset

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0.51

0.81

0.83

0.67

0.40

Carvana Co Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															0.64	0.61	0.53	0.40	0.38

73GF Score

Carvana Co XSWX:CVNA

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Carvana Co LT-Debt-to-Total-Asset Calculation

Carvana Co's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )	=	Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )	/	Total Assets (A: Dec. 2025 )
	=	4172.568	/	10519.877
	=	0.40

Carvana Co's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )	=	Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )	/	Total Assets (Q: Mar. 2026 )
	=	4123.877	/	10841.908
	=	0.38

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.38 mean?

Carvana Co (XSWX:CVNA) has a LT-Debt-to-Total-Asset of 0.38 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Carvana Co and its competitors.

Is Carvana Co's LT-Debt-to-Total-Asset too high?

Carvana Co's current LT-Debt-to-Total-Asset is 0.38. Overall, Carvana Co has a GF Score™ of 73/100, reflecting its overall financial health beyond just this single metric.

How does Carvana Co's LT-Debt-to-Total-Asset compare to PAG and ALTB?

Carvana Co's LT-Debt-to-Total-Asset of 0.38 can be compared against companies in the Vehicles & Parts industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for a Vehicles & Parts company?

A good LT-Debt-to-Total-Asset depends on the Vehicles & Parts industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Carvana Co and its competitors. Carvana Co's current LT-Debt-to-Total-Asset is 0.38. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Carvana Co stock overvalued right now?

Carvana Co (XSWX:CVNA) has a current LT-Debt-to-Total-Asset of 0.38. The stock's GF Value™ is CHF63.63, compared to a current price of CHF52.50 — trading 17.5% below its estimated fair value. The current LT-Debt-to-Total-Asset is 0.38. Carvana Co's overall GF Score™ is 73/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Carvana Co (XSWX:CVNA), the current LT-Debt-to-Total-Asset is 0.38 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Carvana Co (XSWX:CVNA) Overvalued in 2026?

Based on GuruFocus' analysis, Carvana Co stock appears to be undervalued. The current stock price of CHF52.50 is trading 17.5% below its estimated GF Value™ of CHF63.63.

Key valuation signals for XSWX:CVNA:

LT-Debt-to-Total-Asset: 0.38
GF Value™: CHF63.63 vs. price of CHF52.50 (17.5% below fair value)
GF Score™: 73/100 with 3 warning signs

No single metric tells the full story. See the XSWX:CVNA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Carvana Co Business Description

Industry Consumer Cyclical Vehicles & Parts

Comparable Companies PAG ALTB LAD KMX AN RUSHA VVV OPLN GPI ABG XBRU:DIE TPE:2207 TSE:4732 ASX:APE LSE:INCH TSX:BYD CARG SAH MCW DRVN

Other Exchanges CVNA:USA CVNA:Mexico 1CVNA:Italy 0A79:UK CV0:Germany

Address 300 E. Rio Salado Parkway, Tempe, AZ, USA, 85281

Website https://www.carvana.com

Carvana Co is an e-commerce platform for buying and selling used cars. The company derives revenue from used vehicle sales, wholesale vehicle sales and other sales and revenues. The other sales and revenues include sales of loans originated and sold in securitization transactions or to financing partners, commissions received on VSCs and sales of GAP waiver coverage. The foundation of the business is retail vehicle unit sales. This drives the majority of the revenue and allows the company to capture additional revenue streams associated with financing, VSCs, auto insurance and GAP waiver coverage, as well as trade-in vehicles.

73GF Score

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LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF52.50

Price

CHF63.63

GF Value

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