Bank of America (BUE:BA.C) Margin of Safety % (DCF Earnings Based): 99.86% (As of Jun. 25, 2026)


BUE:BA.C Bank of America Corp BUE:BA.C
77 GF Score
Price ARS260.00
GF Value ARS223.84
! 7 Warning Signs
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What is Bank of America Margin of Safety % (DCF Earnings Based)?

Bank of America BUE:BA.C 77 Margin of Safety % (DCF Earnings Based) is 99.86% as of Jun. 25, 2026. GuruFocus rates BUE:BA.C with a GF Score™ of 77/100 and a GF Value™ of ARS223.84. The stock has 7 warning signs investors should review.

Margin of Safety % (DCF Earnings Based) = (Intrinsic Value: DCF (Earnings Based) - Current Price) / Intrinsic Value: DCF (Earnings Based).

Note: Discounted Earnings model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2026-06-25), Bank of America's Predictability Rank is 5-Stars. Bank of America's intrinsic value calculated from the Discounted Earnings model is ARS181116.15 and current share price is ARS260.00. Consequently,

Bank of America's Margin of Safety % (DCF Earnings Based) using Discounted Earnings model is 99.86%.

BUE:BA.C vs WFC, C, BNY: Margin of Safety % (DCF Earnings Based) Comparison

For the Banks - Diversified subindustry, Bank of America's Margin of Safety % (DCF Earnings Based), along with its competitors' market caps and Margin of Safety % (DCF Earnings Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Bank of America Margin of Safety % (DCF Earnings Based) vs Banks Industry

For the Banks industry and Financial Services sector, Bank of America's Margin of Safety % (DCF Earnings Based) distribution charts can be found below:

* The bar in red indicates where Bank of America's Margin of Safety % (DCF Earnings Based) falls into.


BUE:BA.C
77GF Score
Bank of America Corp BUE:BA.C
Margin of Safety % (DCF Earnings Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Bank of America Margin of Safety % (DCF Earnings Based) Calculation

Bank of America's Margin of Safety % (DCF Earnings Based) for today is calculated as

Margin of Safety % (DCF Earnings Based)=(Intrinsic Value: DCF (Earnings Based)-Current Price)/Intrinsic Value: DCF (Earnings Based)
=(181116.15-260.00)/181116.15
=99.86 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted Earnings model with default parameters. The calculation method is the same as Discounted Cash Flow model except earnings are used in the calculation instead of free cash flow.

What does a Margin of Safety % (DCF Earnings Based) of 99.86% mean?
Bank of America (BUE:BA.C) has a Margin of Safety % (DCF Earnings Based) of 99.86% as of Jun. 25, 2026. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on Bank of America.
Is Bank of America's Margin of Safety % (DCF Earnings Based) too high?
Bank of America's current Margin of Safety % (DCF Earnings Based) is 99.86%. Overall, Bank of America has a GF Score™ of 77/100, reflecting its overall financial health beyond just this single metric.
How does Bank of America's Margin of Safety % (DCF Earnings Based) compare to WFC and C?
Bank of America's Margin of Safety % (DCF Earnings Based) of 99.86% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF Earnings Based) for a Banks company?
A good Margin of Safety % (DCF Earnings Based) depends on the Banks industry context. However, Margin of Safety % (DCF Earnings Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF Earnings Based) mean?
A high Margin of Safety % (DCF Earnings Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on Bank of America. Bank of America's current Margin of Safety % (DCF Earnings Based) is 99.86%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of America stock overvalued right now?
Bank of America (BUE:BA.C) has a current Margin of Safety % (DCF Earnings Based) of 99.86%. The stock's GF Value™ is ARS223.84, compared to a current price of ARS260.00 — trading 16.2% above its estimated fair value. The current Margin of Safety % (DCF Earnings Based) is 99.86%. Bank of America's overall GF Score™ is 77/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF Earnings Based) calculated?
Margin of Safety % (DCF Earnings Based) is calculated from a company's financial statements. For Bank of America (BUE:BA.C), the current Margin of Safety % (DCF Earnings Based) is 99.86% as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank of America (BUE:BA.C) Overvalued in 2026?

Based on GuruFocus' analysis, Bank of America stock appears to be overvalued. The current stock price of ARS260.00 is trading 16.2% above its estimated GF Value™ of ARS223.84.

Key valuation signals for BUE:BA.C:

  • Margin of Safety % (DCF Earnings Based): 99.86%
  • GF Value™: ARS223.84 vs. price of ARS260.00 (16.2% above fair value)
  • GF Score™: 77/100 with 7 warning signs

No single metric tells the full story. See the BUE:BA.C stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bank of America Business Description

Address 100 North Tryon Street, Bank of America Corporate Center, Charlotte, NC, USA, 28255
Bank of America is a formidable financial titan with a $3.5 trillion balance sheet and a cornerstone of the American economy, holding the second-largest deposit market share in the United States. While the firm has maintained its stronghold among middle-market and retail clientele domestically, Bank of America has continued to hold its own on the global stage, as evidenced by its fourth-largest global trading operation and an investment banking division that regularly finishes in the top four in global league tables. The firm is organized across four segments: consumer banking, global wealth and investment management, global banking, and global markets.
77GF Score

Get the complete analysis for BUE:BA.C

Margin of Safety % (DCF Earnings Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

ARS260.00
Price
ARS223.84
GF Value