Bank of America (BUE:BA.C) Dividend Payout Ratio: 0.03 (As of Mar. 2026) — 88% Below Median


BUE:BA.C Bank of America Corp BUE:BA.C
77 GF Score
Price ARS260.00
GF Value ARS223.00
! 7 Warning Signs
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What is Bank of America Dividend Payout Ratio?

Bank of America BUE:BA.C 77 Dividend Payout Ratio is 0.03 as of Mar. 2026, which is 88% below its 10-year median of 0.26. GuruFocus rates BUE:BA.C with a GF Score™ of 77/100 and a GF Value™ of ARS223.00. The stock has 7 warning signs investors should review. Among 1,169 Banks companies, Bank of America ranks better than 63.3% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Bank of America's Dividend Payout Ratio for the months ended in Mar. 2026 was 0.03.

The historical rank and industry rank for Bank of America's Dividend Payout Ratio or its related term are showing as below:


During the past 13 years, the highest Dividend Payout Ratio of Bank of America was 0.39. The lowest was 0.03. And the median was 0.26.

BUE:BA.C's Dividend Payout Ratio is not ranked *
in the Banks industry.
Industry Median: 0.32
* Ranked among companies with meaningful Dividend Payout Ratio only.

As of today (2026-06-25), the Dividend Yield % of Bank of America is 0.00%.

During the past 13 years, the highest Trailing Annual Dividend Yield of Bank of America was 3.58%. The lowest was 0.00%. And the median was 2.07%.

Bank of America's Dividends per Share for the months ended in Mar. 2026 was ARS97.88.

During the past 12 months, Bank of America's average Dividends Per Share Growth Rate was 7.80% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 7.90% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 8.50% per year. During the past 10 years, the average Dividends Per Share Growth Rate was 17.40% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Bank of America was 84.20% per year. The lowest was -74.50% per year. And the median was 13.00% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

Bank of America (BUE:BA.C) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

Bank of America Dividend Payout Ratio Related Terms

Bank of America Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Bank of America's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank of America Dividend Payout Ratio Chart

Bank of America Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.04 0.07 0.08 0.04 0.04

Bank of America Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.04 0.04 0.03 0.04 0.03

BUE:BA.C vs WFC, C, BNY: Dividend Payout Ratio Comparison

For the Banks - Diversified subindustry, Bank of America's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Bank of America Dividend Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Bank of America's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Bank of America's Dividend Payout Ratio falls into.


BUE:BA.C
77GF Score
Bank of America Corp BUE:BA.C
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Bank of America Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

Bank of America's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Dec. 2025 )/ EPS without NRI (A: Dec. 2025 )
=391.902/ 11060.346
=0.04

Bank of America's Dividend Payout Ratio for the quarter that ended in Mar. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Mar. 2026 )/ EPS without NRI (Q: Mar. 2026 )
=97.877/ 3104.104
=0.03

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 0.03 mean?
Bank of America (BUE:BA.C) has a Dividend Payout Ratio of 0.03 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Bank of America and its competitors. This is 88% below median its historical median of 0.26. Over the past decade, Bank of America's Dividend Payout Ratio has ranged from 0.03 to 0.39. According to the industry distribution chart, Bank of America ranks #429 out of 1169 companies in the Banks industry, placing it in the top 36.7%.
Is Bank of America's Dividend Payout Ratio too high?
Bank of America's current Dividend Payout Ratio of 0.03 is 88% below median its 10-year median of 0.26. Over the past 10 years, this metric has ranged from a low of 0.03 to a high of 0.39. The Banks industry median Dividend Payout Ratio is 0.32. Bank of America's value of 0.03 is 90.6% below this industry median. Based on the distribution chart, Bank of America ranks #429 out of 1169 companies in the Banks industry, which is above the industry midpoint. Overall, Bank of America has a GF Score™ of 77/100, reflecting its overall financial health beyond just this single metric.
How does Bank of America's Dividend Payout Ratio compare to WFC and C?
According to the Banks industry distribution chart, Bank of America ranks #429 out of 1169 companies for Dividend Payout Ratio. This puts Bank of America in the upper half of its industry. The industry median Dividend Payout Ratio is 0.32. Bank of America's value of 0.03 is 90.6% below this benchmark. Historically, Bank of America's own Dividend Payout Ratio has ranged from 0.03 to 0.39 over the past decade. While the company's 10-year median is 0.26 vs. the industry median of 0.32, Bank of America has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,169 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank of America's current Dividend Payout Ratio of 0.03 is 90.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Bank of America and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank of America's current Dividend Payout Ratio is 0.03, which is 88% below median its own 10-year median of 0.26. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of America stock overvalued right now?
Bank of America (BUE:BA.C) has a current Dividend Payout Ratio of 0.03. The stock's GF Value™ is ARS223.00, compared to a current price of ARS260.00 — trading 16.6% above its estimated fair value. The current Dividend Payout Ratio is 0.03, which is 88% below median its 10-year median of 0.26 and 90.6% below the Banks industry median of 0.32. Bank of America's overall GF Score™ is 77/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Bank of America (BUE:BA.C), the current Dividend Payout Ratio is 0.03 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank of America (BUE:BA.C) Overvalued in 2026?

Based on GuruFocus' analysis, Bank of America stock appears to be overvalued. The current stock price of ARS260.00 is trading 16.6% above its estimated GF Value™ of ARS223.00.

Key valuation signals for BUE:BA.C:

  • Dividend Payout Ratio: 0.03 (88% below median its 10-year median of 0.26)
  • GF Value™: ARS223.00 vs. price of ARS260.00 (16.6% above fair value)
  • GF Score™: 77/100 with 7 warning signs
  • Industry Position: 90.6% below the Banks median (#429 of 1169)

No single metric tells the full story. See the BUE:BA.C stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bank of America Business Description

Address 100 North Tryon Street, Bank of America Corporate Center, Charlotte, NC, USA, 28255
Bank of America is a formidable financial titan with a $3.5 trillion balance sheet and a cornerstone of the American economy, holding the second-largest deposit market share in the United States. While the firm has maintained its stronghold among middle-market and retail clientele domestically, Bank of America has continued to hold its own on the global stage, as evidenced by its fourth-largest global trading operation and an investment banking division that regularly finishes in the top four in global league tables. The firm is organized across four segments: consumer banking, global wealth and investment management, global banking, and global markets.
77GF Score

Get the complete analysis for BUE:BA.C

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

ARS260.00
Price
ARS223.00
GF Value