Bank of America (BUE:BA.C) Pretax Margin %: 34.37% (As of Mar. 2026) — Near Median


BUE:BA.C Bank of America Corp BUE:BA.C
77 GF Score
Price ARS260.00
GF Value ARS223.84
! 7 Warning Signs
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What is Bank of America Pretax Margin %?

Bank of America BUE:BA.C 77 Pretax Margin % is 34.37% as of Mar. 2026, which is 4% above its 10-year median of 32.98. GuruFocus rates BUE:BA.C with a GF Score™ of 77/100 and a GF Value™ of ARS223.84. The stock has 7 warning signs investors should review. Among 1,526 Banks companies, Bank of America ranks worse than 50.98% on this metric.

Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Bank of America's Pre-Tax Income for the three months ended in Mar. 2026 was ARS14,547,342 Mil. Bank of America's Revenue for the three months ended in Mar. 2026 was ARS42,327,675 Mil. Therefore, Bank of America's pretax margin for the quarter that ended in Mar. 2026 was 34.37%.

The historical rank and industry rank for Bank of America's Pretax Margin % or its related term are showing as below:

BUE:BA.C' s Pretax Margin % Range Over the Past 10 Years
Min: 22.21   Med: 32.98   Max: 38.13
Current: 34.47


BUE:BA.C's Pretax Margin % is ranked worse than
50.98% of 1526 companies
in the Banks industry
Industry Median: 34.885 vs BUE:BA.C: 34.47

Bank of America  (BUE:BA.C) Pretax Margin % Explanation

The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.

The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.

It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.

The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.


Bank of America Pretax Margin % Related Terms


Bank of America Pretax Margin % Historical Data

* Premium members only.

The historical data trend for Bank of America's Pretax Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank of America Pretax Margin % Chart

Bank of America Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Pretax Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 38.13 32.62 31.65 31.39 33.33

Bank of America Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Pretax Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 31.85 29.05 33.67 39.88 34.37

BUE:BA.C vs WFC, C, BNY: Pretax Margin % Comparison

For the Banks - Diversified subindustry, Bank of America's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bank of America Pretax Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Bank of America's Pretax Margin % distribution charts can be found below:

* The bar in red indicates where Bank of America's Pretax Margin % falls into.


BUE:BA.C
77GF Score
Bank of America Corp BUE:BA.C
Pretax Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Bank of America Pretax Margin % Calculation

Pretax margin - also known as pretax profit margin is the ratio of Pretax Income divided by net sales or Revenue, usually presented in percent.

Bank of America's Pretax Margin for the fiscal year that ended in Dec. 2025 is calculated as

Pretax Margin=Pre-Tax Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=54713877.41/164159050.099
=33.33 %

Bank of America's Pretax Margin for the quarter that ended in Mar. 2026 is calculated as

Pretax Margin=Pre-Tax Income (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=14547341.922/42327675.381
=34.37 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pretax Margin % →
What does a Pretax Margin % of 34.37% mean?
Bank of America (BUE:BA.C) has a Pretax Margin % of 34.37% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Bank of America and its competitors. This is near median its historical median of 32.98. Over the past decade, Bank of America's Pretax Margin % has ranged from 22.21 to 38.13. According to the industry distribution chart, Bank of America ranks #778 out of 1526 companies in the Banks industry, placing it in the top 51%.
Is Bank of America's Pretax Margin % too high?
Bank of America's current Pretax Margin % of 34.37% is near median its 10-year median of 32.98. Over the past 10 years, this metric has ranged from a low of 22.21 to a high of 38.13. The Banks industry median Pretax Margin % is 34.89. Bank of America's value of 34.37% is 1.5% below this industry median. Based on the distribution chart, Bank of America ranks #778 out of 1526 companies in the Banks industry, which is below the industry midpoint. Overall, Bank of America has a GF Score™ of 77/100, reflecting its overall financial health beyond just this single metric.
How does Bank of America's Pretax Margin % compare to WFC and C?
According to the Banks industry distribution chart, Bank of America ranks #778 out of 1526 companies for Pretax Margin %. This places Bank of America in the lower half of its industry. The industry median Pretax Margin % is 34.89. Bank of America's value of 34.37% is 1.5% below this benchmark. Historically, Bank of America's own Pretax Margin % has ranged from 22.21 to 38.13 over the past decade. While the company's 10-year median is 32.98 vs. the industry median of 34.89, Bank of America has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.89, based on 1,526 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank of America's current Pretax Margin % of 34.37% is 1.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Bank of America and its competitors. For the Banks industry, the median Pretax Margin % is 34.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank of America's current Pretax Margin % is 34.37%, which is near median its own 10-year median of 32.98. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of America stock overvalued right now?
Bank of America (BUE:BA.C) has a current Pretax Margin % of 34.37%. The stock's GF Value™ is ARS223.84, compared to a current price of ARS260.00 — trading 16.2% above its estimated fair value. The current Pretax Margin % is 34.37%, which is near median its 10-year median of 32.98 and 1.5% below the Banks industry median of 34.89. Bank of America's overall GF Score™ is 77/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Bank of America (BUE:BA.C), the current Pretax Margin % is 34.37% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank of America (BUE:BA.C) Overvalued in 2026?

Based on GuruFocus' analysis, Bank of America stock appears to be overvalued. The current stock price of ARS260.00 is trading 16.2% above its estimated GF Value™ of ARS223.84.

Key valuation signals for BUE:BA.C:

  • Pretax Margin %: 34.37% (near median its 10-year median of 32.98)
  • GF Value™: ARS223.84 vs. price of ARS260.00 (16.2% above fair value)
  • GF Score™: 77/100 with 7 warning signs
  • Industry Position: 1.5% below the Banks median (#778 of 1526)

No single metric tells the full story. See the BUE:BA.C stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bank of America Business Description

Address 100 North Tryon Street, Bank of America Corporate Center, Charlotte, NC, USA, 28255
Bank of America is a formidable financial titan with a $3.5 trillion balance sheet and a cornerstone of the American economy, holding the second-largest deposit market share in the United States. While the firm has maintained its stronghold among middle-market and retail clientele domestically, Bank of America has continued to hold its own on the global stage, as evidenced by its fourth-largest global trading operation and an investment banking division that regularly finishes in the top four in global league tables. The firm is organized across four segments: consumer banking, global wealth and investment management, global banking, and global markets.
77GF Score

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Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

ARS260.00
Price
ARS223.84
GF Value