Bank of America (BUE:BA.C) Moat Score: 7/10 (As of Jun. 25, 2026)


BUE:BA.C Bank of America Corp BUE:BA.C
77 GF Score
Price ARS260.00
GF Value ARS223.00
! 7 Warning Signs
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What is Bank of America Moat Score?

Bank of America BUE:BA.C 77 Moat Score is 7 as of Jun. 25, 2026. GuruFocus rates BUE:BA.C with a GF Score™ of 77/100 and a GF Value™ of ARS223.00. The stock has 7 warning signs investors should review. Among 1,610 Banks companies, Bank of America ranks better than 99.38% on this metric.

Bank of America has the Moat Score of 7, which implies that the company might have Wide Moat - Entry-level wide moat, clearly possessing durable advantages.

Bank of America has Wide Moat: Bank of America has a strong brand, significant market share, and benefits from economies of scale. It possesses a robust distribution network and customer switching costs due to its comprehensive financial services. Regulatory barriers and pricing power further solidify its durable competitive advantages.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Bank of America might have Wide Moat - Entry-level wide moat, clearly possessing durable advantages.

Bank of America  (BUE:BA.C) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Bank of America Moat Score Related Terms

BUE:BA.C vs WFC, C, BNY: Moat Score Comparison

For the Banks - Diversified subindustry, Bank of America's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Bank of America Moat Score vs Banks Industry

For the Banks industry and Financial Services sector, Bank of America's Moat Score distribution charts can be found below:

* The bar in red indicates where Bank of America's Moat Score falls into.


BUE:BA.C
77GF Score
Bank of America Corp BUE:BA.C
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 7 mean?
Bank of America (BUE:BA.C) has a Moat Score of 7 as of Jun. 25, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, Bank of America ranks #10 out of 1610 companies in the Banks industry, placing it in the top 0.59999999999999%.
Is Bank of America's Moat Score too high?
Bank of America's current Moat Score is 7. Based on the distribution chart, Bank of America ranks #10 out of 1610 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Bank of America has a GF Score™ of 77/100, reflecting its overall financial health beyond just this single metric.
How does Bank of America's Moat Score compare to WFC and C?
According to the Banks industry distribution chart, Bank of America ranks #10 out of 1610 companies for Moat Score. This places Bank of America in the top 1% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for a Banks company?
A good Moat Score depends on the Banks industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. Bank of America's current Moat Score is 7. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of America stock overvalued right now?
Bank of America (BUE:BA.C) has a current Moat Score of 7. The stock's GF Value™ is ARS223.00, compared to a current price of ARS260.00 — trading 16.6% above its estimated fair value. The current Moat Score is 7. Bank of America's overall GF Score™ is 77/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For Bank of America (BUE:BA.C), the current Moat Score is 7 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank of America (BUE:BA.C) Overvalued in 2026?

Based on GuruFocus' analysis, Bank of America stock appears to be overvalued. The current stock price of ARS260.00 is trading 16.6% above its estimated GF Value™ of ARS223.00.

Key valuation signals for BUE:BA.C:

  • Moat Score: 7
  • GF Value™: ARS223.00 vs. price of ARS260.00 (16.6% above fair value)
  • GF Score™: 77/100 with 7 warning signs

No single metric tells the full story. See the BUE:BA.C stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bank of America Business Description

Address 100 North Tryon Street, Bank of America Corporate Center, Charlotte, NC, USA, 28255
Bank of America is a formidable financial titan with a $3.5 trillion balance sheet and a cornerstone of the American economy, holding the second-largest deposit market share in the United States. While the firm has maintained its stronghold among middle-market and retail clientele domestically, Bank of America has continued to hold its own on the global stage, as evidenced by its fourth-largest global trading operation and an investment banking division that regularly finishes in the top four in global league tables. The firm is organized across four segments: consumer banking, global wealth and investment management, global banking, and global markets.
77GF Score

Get the complete analysis for BUE:BA.C

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

ARS260.00
Price
ARS223.00
GF Value