Dhaka Bank (DHA:DHAKABANK) Margin of Safety % (DCF Earnings Based): 54.97% (As of Jun. 29, 2026)


DHA:DHAKABANK Dhaka Bank PLC DHA:DHAKABANK
73 GF Score
Price BDT12.50
GF Value BDT13.26
Valuation Fairly Valued
! 2 Warning Signs
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What is Dhaka Bank Margin of Safety % (DCF Earnings Based)?

Dhaka Bank DHA:DHAKABANK +4.17% 73 Margin of Safety % (DCF Earnings Based) is 54.97% as of Jun. 29, 2026. GuruFocus rates DHA:DHAKABANK with a GF Score™ of 73/100 and a GF Value™ of BDT13.26 (Fairly Valued). The stock has 2 warning signs investors should review.

Margin of Safety % (DCF Earnings Based) = (Intrinsic Value: DCF (Earnings Based) - Current Price) / Intrinsic Value: DCF (Earnings Based).

Note: Discounted Earnings model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2026-06-29), Dhaka Bank's Predictability Rank is 4-Stars. Dhaka Bank's intrinsic value calculated from the Discounted Earnings model is BDT27.76 and current share price is BDT12.50. Consequently,

Dhaka Bank's Margin of Safety % (DCF Earnings Based) using Discounted Earnings model is 54.97%.

Dhaka Bank Margin of Safety % (DCF Earnings Based) Competitor Comparison

For the Banks - Regional subindustry, Dhaka Bank's Margin of Safety % (DCF Earnings Based), along with its competitors' market caps and Margin of Safety % (DCF Earnings Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Dhaka Bank Margin of Safety % (DCF Earnings Based) vs Banks Industry

For the Banks industry and Financial Services sector, Dhaka Bank's Margin of Safety % (DCF Earnings Based) distribution charts can be found below:

* The bar in red indicates where Dhaka Bank's Margin of Safety % (DCF Earnings Based) falls into.


DHA:DHAKABANK
73GF Score
Dhaka Bank PLC DHA:DHAKABANK
Margin of Safety % (DCF Earnings Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Dhaka Bank Margin of Safety % (DCF Earnings Based) Calculation

Dhaka Bank's Margin of Safety % (DCF Earnings Based) for today is calculated as

Margin of Safety % (DCF Earnings Based)=(Intrinsic Value: DCF (Earnings Based)-Current Price)/Intrinsic Value: DCF (Earnings Based)
=(27.76-12.50)/27.76
=54.97 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted Earnings model with default parameters. The calculation method is the same as Discounted Cash Flow model except earnings are used in the calculation instead of free cash flow.

What does a Margin of Safety % (DCF Earnings Based) of 54.97% mean?
Dhaka Bank (DHA:DHAKABANK) has a Margin of Safety % (DCF Earnings Based) of 54.97% as of Jun. 29, 2026. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on Dhaka Bank.
Is Dhaka Bank's Margin of Safety % (DCF Earnings Based) too high?
Dhaka Bank's current Margin of Safety % (DCF Earnings Based) is 54.97%. Overall, Dhaka Bank has a GF Score™ of 73/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Dhaka Bank's Margin of Safety % (DCF Earnings Based) compare to competitors?
Dhaka Bank's Margin of Safety % (DCF Earnings Based) of 54.97% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF Earnings Based) for a Banks company?
A good Margin of Safety % (DCF Earnings Based) depends on the Banks industry context. However, Margin of Safety % (DCF Earnings Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF Earnings Based) mean?
A high Margin of Safety % (DCF Earnings Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on Dhaka Bank. Dhaka Bank's current Margin of Safety % (DCF Earnings Based) is 54.97%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dhaka Bank stock overvalued right now?
Based on GuruFocus' analysis, Dhaka Bank (DHA:DHAKABANK) is currently considered Fairly Valued. The stock's GF Value™ is BDT13.26, compared to a current price of BDT12.50 — trading 5.7% below its estimated fair value. The current Margin of Safety % (DCF Earnings Based) is 54.97%. Dhaka Bank's overall GF Score™ is 73/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF Earnings Based) calculated?
Margin of Safety % (DCF Earnings Based) is calculated from a company's financial statements. For Dhaka Bank (DHA:DHAKABANK), the current Margin of Safety % (DCF Earnings Based) is 54.97% as of Jun. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Dhaka Bank (DHA:DHAKABANK) Overvalued in 2026?

Based on GuruFocus' analysis, Dhaka Bank stock appears to be undervalued. The current stock price of BDT12.50 is trading 5.7% below its estimated GF Value™ of BDT13.26. GuruFocus considers Dhaka Bank to be Fairly Valued.

Key valuation signals for DHA:DHAKABANK:

  • Margin of Safety % (DCF Earnings Based): 54.97%
  • GF Value™: BDT13.26 vs. price of BDT12.50 (5.7% below fair value)
  • GF Score™: 73/100 with 2 warning signs

No single metric tells the full story. See the DHA:DHAKABANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Dhaka Bank Business Description

Address Bir Uttam A K Khandakar Road, Plot-CWS(C), 10, Gulshan-1, Dhaka, BGD, 1212
Dhaka Bank PLC offers a full range of banking and investment services for personal and corporate customers across different regions in Bangladesh. These services are mainly offered through its Branches, ATMs, ADMs, and Internet Banking Channels. The Group offers current accounts, savings accounts, fixed deposits, short-notice deposits, loans, non-financial services, and digital banking, among other related products and services. Its operating segments include Conventional Banking, which generates the maximum revenue, Islamic Banking, Offshore Banking Unit, Dhaka Bank Securities Limited, and Dhaka Bank Investment Limited.
73GF Score

Get the complete analysis for DHA:DHAKABANK

Margin of Safety % (DCF Earnings Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT12.50
Price
BDT13.26
GF Value