Dhaka Bank (DHA:DHAKABANK) PB Ratio: 0.49 (As of Aug. 08, 2026) — 16% Below Median

Author: Vera Yuan Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

DHA:DHAKABANK Dhaka Bank PLC DHA:DHAKABANK
73 GF Score
Price BDT12.00
GF Value BDT13.46
Valuation Modestly Undervalued
! 2 Warning Signs
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What is Dhaka Bank PB Ratio?

Dhaka Bank DHA:DHAKABANK -0.83% 73 PB Ratio is 0.49 as of Aug. 08, 2026, which is 16% below its 10-year median of 0.58. GuruFocus rates DHA:DHAKABANK with a GF Score™ of 73/100 and a GF Value™ of BDT13.46 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 1,513 Banks companies, Dhaka Bank ranks better than 89.23% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-08-08), Dhaka Bank's share price is BDT12.00. Dhaka Bank's Book Value per Share for the quarter that ended in Mar. 2026 was BDT24.37. Hence, Dhaka Bank's PB Ratio of today is 0.49.

The historical rank and industry rank for Dhaka Bank's PB Ratio or its related term are showing as below:

DHA:DHAKABANK' s PB Ratio Range Over the Past 10 Years
Min: 0.42   Med: 0.58   Max: 1.17
Current: 0.49

During the past 13 years, Dhaka Bank's highest PB Ratio was 1.17. The lowest was 0.42. And the median was 0.58.

DHA:DHAKABANK's PB Ratio is ranked better than
89.23% of 1513 companies
in the Banks industry
Industry Median: 1.12 vs DHA:DHAKABANK: 0.49

During the past 12 months, Dhaka Bank's average Book Value Per Share Growth Rate was 9.20% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 5.10% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 4.50% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 5.90% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Dhaka Bank was 8.00% per year. The lowest was 2.70% per year. And the median was 6.50% per year.

Back to Basics: PB Ratio


Dhaka Bank  (DHA:DHAKABANK) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Dhaka Bank PB Ratio Related Terms


Dhaka Bank PB Ratio Historical Data

* Premium members only.

The historical data trend for Dhaka Bank's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Dhaka Bank PB Ratio Chart

Dhaka Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.63 0.58 0.56 0.48 0.48

Dhaka Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.46 0.44 0.50 0.48 0.50

Dhaka Bank PB Ratio Competitor Comparison

For the Banks - Regional subindustry, Dhaka Bank's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Dhaka Bank PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Dhaka Bank's PB Ratio distribution charts can be found below:

* The bar in red indicates where Dhaka Bank's PB Ratio falls into.


DHA:DHAKABANK
73GF Score
Dhaka Bank PLC DHA:DHAKABANK
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Dhaka Bank PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Dhaka Bank's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Mar. 2026)
=12.00/24.367
=0.49

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 0.49 mean?
Dhaka Bank (DHA:DHAKABANK) has a PB Ratio of 0.49 as of Aug. 08, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Dhaka Bank and its competitors. This is 16% below median its historical median of 0.58. Over the past decade, Dhaka Bank's PB Ratio has ranged from 0.42 to 1.17. According to the industry distribution chart, Dhaka Bank ranks #163 out of 1513 companies in the Banks industry, placing it in the top 10.8%.
Is Dhaka Bank's PB Ratio too high?
Dhaka Bank's current PB Ratio of 0.49 is 16% below median its 10-year median of 0.58. Over the past 10 years, this metric has ranged from a low of 0.42 to a high of 1.17. The Banks industry median PB Ratio is 1.12. Dhaka Bank's value of 0.49 is 56.3% below this industry median. Based on the distribution chart, Dhaka Bank ranks #163 out of 1513 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Dhaka Bank has a GF Score™ of 73/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Dhaka Bank's PB Ratio compare to competitors?
According to the Banks industry distribution chart, Dhaka Bank ranks #163 out of 1513 companies for PB Ratio. This places Dhaka Bank in the top 11% of its industry — outperforming the majority of peers. The industry median PB Ratio is 1.12. Dhaka Bank's value of 0.49 is 56.3% below this benchmark. Historically, Dhaka Bank's own PB Ratio has ranged from 0.42 to 1.17 over the past decade. While the company's 10-year median is 0.58 vs. the industry median of 1.12, Dhaka Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.12, based on 1,513 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Dhaka Bank's current PB Ratio of 0.49 is 56.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Dhaka Bank and its competitors. For the Banks industry, the median PB Ratio is 1.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dhaka Bank's current PB Ratio is 0.49, which is 16% below median its own 10-year median of 0.58. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dhaka Bank stock overvalued right now?
Based on GuruFocus' analysis, Dhaka Bank (DHA:DHAKABANK) is currently considered Modestly Undervalued. The stock's GF Value™ is BDT13.46, compared to a current price of BDT12.00 — trading 10.8% below its estimated fair value. The current PB Ratio is 0.49, which is 16% below median its 10-year median of 0.58 and 56.3% below the Banks industry median of 1.12. Dhaka Bank's overall GF Score™ is 73/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Dhaka Bank (DHA:DHAKABANK), the current PB Ratio is 0.49 as of Aug. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Dhaka Bank (DHA:DHAKABANK) Overvalued in 2026?

Based on GuruFocus' analysis, Dhaka Bank stock appears to be undervalued. The current stock price of BDT12.00 is trading 10.8% below its estimated GF Value™ of BDT13.46. GuruFocus considers Dhaka Bank to be Modestly Undervalued.

Key valuation signals for DHA:DHAKABANK:

  • PB Ratio: 0.49 (16% below median its 10-year median of 0.58)
  • GF Value™: BDT13.46 vs. price of BDT12.00 (10.8% below fair value)
  • GF Score™: 73/100 with 2 warning signs
  • Industry Position: 56.3% below the Banks median (#163 of 1513)

No single metric tells the full story. See the DHA:DHAKABANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Dhaka Bank Business Description

Address Bir Uttam A K Khandakar Road, Plot-CWS(C), 10, Gulshan-1, Dhaka, BGD, 1212
Dhaka Bank PLC offers a full range of banking and investment services for personal and corporate customers across different regions in Bangladesh. These services are mainly offered through its Branches, ATMs, ADMs, and Internet Banking Channels. The Group offers current accounts, savings accounts, fixed deposits, short-notice deposits, loans, non-financial services, and digital banking, among other related products and services. Its operating segments include Conventional Banking, which generates the maximum revenue, Islamic Banking, Offshore Banking Unit, Dhaka Bank Securities Limited, and Dhaka Bank Investment Limited.
73GF Score

Get the complete analysis for DHA:DHAKABANK

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT12.00
Price
BDT13.46
GF Value