Dhaka Bank (DHA:DHAKABANK) Retained Earnings: BDT3,146 Mil (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

DHA:DHAKABANK Dhaka Bank PLC DHA:DHAKABANK
73 GF Score
Price BDT11.90
GF Value BDT13.02
Valuation Fairly Valued
! 1 Warning Sign
View Full Analysis

What is Dhaka Bank Retained Earnings?

Dhaka Bank DHA:DHAKABANK -0.83% 73 Retained Earnings is BDT3,146 Mil as of Jun. 2026. GuruFocus rates DHA:DHAKABANK with a GF Score™ of 73/100 and a GF Value™ of BDT13.02 (Fairly Valued). The stock has 1 warning sign investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Dhaka Bank's retained earnings for the quarter that ended in Jun. 2026 was BDT3,146 Mil.

Dhaka Bank's quarterly retained earnings increased from Dec. 2025 (BDT3,309 Mil) to Mar. 2026 (BDT3,890 Mil) but then declined from Mar. 2026 (BDT3,890 Mil) to Jun. 2026 (BDT3,146 Mil).

Dhaka Bank's annual retained earnings increased from Dec. 2023 (BDT2,207 Mil) to Dec. 2024 (BDT2,241 Mil) and increased from Dec. 2024 (BDT2,241 Mil) to Dec. 2025 (BDT3,309 Mil).


Dhaka Bank  (DHA:DHAKABANK) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


Dhaka Bank Retained Earnings Historical Data

* Premium members only.

The historical data trend for Dhaka Bank's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Dhaka Bank Retained Earnings Chart

Dhaka Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2,302.00 2,408.81 2,207.13 2,240.83 3,308.99

Dhaka Bank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3,293.51 2,024.60 3,308.99 3,890.36 3,146.49
DHA:DHAKABANK
73GF Score
Dhaka Bank PLC DHA:DHAKABANK
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Dhaka Bank Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of BDT3,146 Mil mean?
Dhaka Bank (DHA:DHAKABANK) has a Retained Earnings of BDT3,146 Mil as of Jun. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on Dhaka Bank and its competitors.
Is Dhaka Bank's Retained Earnings too high?
Dhaka Bank's current Retained Earnings is BDT3,146 Mil. Overall, Dhaka Bank has a GF Score™ of 73/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Dhaka Bank's Retained Earnings compare to competitors?
Dhaka Bank's Retained Earnings of BDT3,146 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Banks company?
A good Retained Earnings depends on the Banks industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Dhaka Bank and its competitors. Dhaka Bank's current Retained Earnings is BDT3,146 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dhaka Bank stock overvalued right now?
Based on GuruFocus' analysis, Dhaka Bank (DHA:DHAKABANK) is currently considered Fairly Valued. The stock's GF Value™ is BDT13.02, compared to a current price of BDT11.90 — trading 8.6% below its estimated fair value. The current Retained Earnings is BDT3,146 Mil. Dhaka Bank's overall GF Score™ is 73/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Dhaka Bank (DHA:DHAKABANK), the current Retained Earnings is BDT3,146 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Dhaka Bank (DHA:DHAKABANK) Overvalued in 2026?

Based on GuruFocus' analysis, Dhaka Bank stock appears to be undervalued. The current stock price of BDT11.90 is trading 8.6% below its estimated GF Value™ of BDT13.02. GuruFocus considers Dhaka Bank to be Fairly Valued.

Key valuation signals for DHA:DHAKABANK:

  • Retained Earnings: BDT3,146 Mil
  • GF Value™: BDT13.02 vs. price of BDT11.90 (8.6% below fair value)
  • GF Score™: 73/100 with 1 warning sign

No single metric tells the full story. See the DHA:DHAKABANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Dhaka Bank Business Description

Address Bir Uttam A K Khandakar Road, Plot-CWS(C), 10, Gulshan-1, Dhaka, BGD, 1212
Dhaka Bank PLC offers a full range of banking and investment services for personal and corporate customers across different regions in Bangladesh. These services are mainly offered through its Branches, ATMs, ADMs, and Internet Banking Channels. The Group offers current accounts, savings accounts, fixed deposits, short-notice deposits, loans, non-financial services, and digital banking, among other related products and services. Its operating segments include Conventional Banking, which generates the maximum revenue, Islamic Banking, Offshore Banking Unit, Dhaka Bank Securities Limited, and Dhaka Bank Investment Limited.
73GF Score

Get the complete analysis for DHA:DHAKABANK

Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT11.90
Price
BDT13.02
GF Value