Hvidbjerg Bank AS (OCSE:HVID) Margin of Safety % (DCF Earnings Based): 59.56% (As of Jun. 28, 2026)


OCSE:HVID Hvidbjerg Bank AS OCSE:HVID
69 GF Score
Price kr179.50
GF Value kr135.22
Valuation Significantly Overvalued
! 3 Warning Signs
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What is Hvidbjerg Bank AS Margin of Safety % (DCF Earnings Based)?

Hvidbjerg Bank AS OCSE:HVID -0.28% 69 Margin of Safety % (DCF Earnings Based) is 59.56% as of Jun. 28, 2026. GuruFocus rates OCSE:HVID with a GF Score™ of 69/100 and a GF Value™ of kr135.22 (Significantly Overvalued). The stock has 3 warning signs investors should review.

Margin of Safety % (DCF Earnings Based) = (Intrinsic Value: DCF (Earnings Based) - Current Price) / Intrinsic Value: DCF (Earnings Based).

Note: Discounted Earnings model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2026-06-28), Hvidbjerg Bank AS's Predictability Rank is 4-Stars. Hvidbjerg Bank AS's intrinsic value calculated from the Discounted Earnings model is kr443.86 and current share price is kr179.50. Consequently,

Hvidbjerg Bank AS's Margin of Safety % (DCF Earnings Based) using Discounted Earnings model is 59.56%.

OCSE:HVID vs PNC, USB: Margin of Safety % (DCF Earnings Based) Comparison

For the Banks - Regional subindustry, Hvidbjerg Bank AS's Margin of Safety % (DCF Earnings Based), along with its competitors' market caps and Margin of Safety % (DCF Earnings Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Hvidbjerg Bank AS Margin of Safety % (DCF Earnings Based) vs Banks Industry

For the Banks industry and Financial Services sector, Hvidbjerg Bank AS's Margin of Safety % (DCF Earnings Based) distribution charts can be found below:

* The bar in red indicates where Hvidbjerg Bank AS's Margin of Safety % (DCF Earnings Based) falls into.


OCSE:HVID
69GF Score
Hvidbjerg Bank AS OCSE:HVID
Margin of Safety % (DCF Earnings Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Hvidbjerg Bank AS Margin of Safety % (DCF Earnings Based) Calculation

Hvidbjerg Bank AS's Margin of Safety % (DCF Earnings Based) for today is calculated as

Margin of Safety % (DCF Earnings Based)=(Intrinsic Value: DCF (Earnings Based)-Current Price)/Intrinsic Value: DCF (Earnings Based)
=(443.86-179.50)/443.86
=59.56 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted Earnings model with default parameters. The calculation method is the same as Discounted Cash Flow model except earnings are used in the calculation instead of free cash flow.

What does a Margin of Safety % (DCF Earnings Based) of 59.56% mean?
Hvidbjerg Bank AS (OCSE:HVID) has a Margin of Safety % (DCF Earnings Based) of 59.56% as of Jun. 28, 2026. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on Hvidbjerg Bank AS.
Is Hvidbjerg Bank AS's Margin of Safety % (DCF Earnings Based) too high?
Hvidbjerg Bank AS's current Margin of Safety % (DCF Earnings Based) is 59.56%. Overall, Hvidbjerg Bank AS has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Hvidbjerg Bank AS's Margin of Safety % (DCF Earnings Based) compare to PNC and USB?
Hvidbjerg Bank AS's Margin of Safety % (DCF Earnings Based) of 59.56% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF Earnings Based) for a Banks company?
A good Margin of Safety % (DCF Earnings Based) depends on the Banks industry context. However, Margin of Safety % (DCF Earnings Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF Earnings Based) mean?
A high Margin of Safety % (DCF Earnings Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on Hvidbjerg Bank AS. Hvidbjerg Bank AS's current Margin of Safety % (DCF Earnings Based) is 59.56%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hvidbjerg Bank AS stock overvalued right now?
Based on GuruFocus' analysis, Hvidbjerg Bank AS (OCSE:HVID) is currently considered Significantly Overvalued. The stock's GF Value™ is kr135.22, compared to a current price of kr179.50 — trading 32.7% above its estimated fair value. The current Margin of Safety % (DCF Earnings Based) is 59.56%. Hvidbjerg Bank AS's overall GF Score™ is 69/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF Earnings Based) calculated?
Margin of Safety % (DCF Earnings Based) is calculated from a company's financial statements. For Hvidbjerg Bank AS (OCSE:HVID), the current Margin of Safety % (DCF Earnings Based) is 59.56% as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Hvidbjerg Bank AS (OCSE:HVID) Overvalued in 2026?

Based on GuruFocus' analysis, Hvidbjerg Bank AS stock appears to be overvalued. The current stock price of kr179.50 is trading 32.7% above its estimated GF Value™ of kr135.22. GuruFocus considers Hvidbjerg Bank AS to be Significantly Overvalued.

Key valuation signals for OCSE:HVID:

  • Margin of Safety % (DCF Earnings Based): 59.56%
  • GF Value™: kr135.22 vs. price of kr179.50 (32.7% above fair value)
  • GF Score™: 69/100 with 3 warning signs

No single metric tells the full story. See the OCSE:HVID stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Hvidbjerg Bank AS Business Description

Address Ostergade 2, Thyholm, DNK, 7790
Hvidbjerg Bank AS is a Denmark-based bank that offers various banking products and services.It offers financial services to private individuals and local businesses. The bank offers pension products, mortgages and personal loans, investment services, and Internet banking. It operates in the central and western Jutland Limfjord area and has four departments in Hvidbjerg / Hurup, Struer, Viborg, and Holstebro.
69GF Score

Get the complete analysis for OCSE:HVID

Margin of Safety % (DCF Earnings Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr179.50
Price
kr135.22
GF Value