Hvidbjerg Bank AS (OCSE:HVID) Margin of Safety % (DCF Dividends Based): N/A (As of Jul. 14, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

OCSE:HVID Hvidbjerg Bank AS OCSE:HVID
65 GF Score
Price kr181.00
GF Value kr135.81
Valuation Significantly Overvalued
! 3 Warning Signs
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What is Hvidbjerg Bank AS Margin of Safety % (DCF Dividends Based)?

Margin of Safety % (DCF Dividends Based) = (Intrinsic Value: DCF (Dividends Based) - Current Price) / Intrinsic Value: DCF (Dividends Based).

Note: Discounted Dividend model is only suitable for companies who have a consistant distribution history with more than 5 years. If the company's dividends does not remain steady over a long period, results may not be accurate due to the low consistency. The model is also only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, the data will not be stored into our database.

As of today (2026-07-14), Hvidbjerg Bank AS's Predictability Rank is 4-Stars. Hvidbjerg Bank AS's intrinsic value calculated from the Discounted Dividend model is kr443.86 and current share price is kr181.00. Consequently,

Hvidbjerg Bank AS's Margin of Safety % (DCF Dividends Based) using Discounted Dividend model is N/A.

OCSE:HVID vs PNC, USB: Margin of Safety % (DCF Dividends Based) Comparison

For the Banks - Regional subindustry, Hvidbjerg Bank AS's Margin of Safety % (DCF Dividends Based), along with its competitors' market caps and Margin of Safety % (DCF Dividends Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Hvidbjerg Bank AS Margin of Safety % (DCF Dividends Based) vs Banks Industry

For the Banks industry and Financial Services sector, Hvidbjerg Bank AS's Margin of Safety % (DCF Dividends Based) distribution charts can be found below:

* The bar in red indicates where Hvidbjerg Bank AS's Margin of Safety % (DCF Dividends Based) falls into.


OCSE:HVID
65GF Score
Hvidbjerg Bank AS OCSE:HVID
Margin of Safety % (DCF Dividends Based) is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Hvidbjerg Bank AS Margin of Safety % (DCF Dividends Based) Calculation

Hvidbjerg Bank AS's Margin of Safety % (DCF Dividends Based) for today is calculated as

Margin of Safety % (DCF Dividends Based)=(Intrinsic Value: DCF (Dividends Based)-Current Price)/Intrinsic Value: DCF (Dividends Based)
=(0.00-181.00)/0.00
=N/A

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted Dividend model with default parameters.

Is Hvidbjerg Bank AS (OCSE:HVID) Overvalued in 2026?

Based on GuruFocus' analysis, Hvidbjerg Bank AS stock appears to be overvalued. The current stock price of kr181.00 is trading 33.3% above its estimated GF Value™ of kr135.81. GuruFocus considers Hvidbjerg Bank AS to be Significantly Overvalued.

Key valuation signals for OCSE:HVID:

  • Margin of Safety % (DCF Dividends Based): N/A
  • GF Value™: kr135.81 vs. price of kr181.00 (33.3% above fair value)
  • GF Score™: 65/100 with 3 warning signs

No single metric tells the full story. See the OCSE:HVID stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Hvidbjerg Bank AS Business Description

Address Ostergade 2, Thyholm, DNK, 7790
Hvidbjerg Bank AS is a Denmark-based bank that offers various banking products and services.It offers financial services to private individuals and local businesses. The bank offers pension products, mortgages and personal loans, investment services, and Internet banking. It operates in the central and western Jutland Limfjord area and has four departments in Hvidbjerg / Hurup, Struer, Viborg, and Holstebro.
65GF Score

Get the complete analysis for OCSE:HVID

Margin of Safety % (DCF Dividends Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr181.00
Price
kr135.81
GF Value