Hvidbjerg Bank AS (OCSE:HVID) Quality Rank

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

OCSE:HVID Hvidbjerg Bank AS OCSE:HVID
65 GF Score
Price kr185.00
GF Value kr136.72
Valuation Significantly Overvalued
! 3 Warning Signs
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What is Hvidbjerg Bank AS Quality Rank?

The Quality Rank measures the business quality of a company relative to other companies. It is ranked based on the strength of the balance sheet, as well as the profitability and growth of the business. The ranked companies are split in equal numbers and then ranked from 1 to 10, with 10 being the highest.

The rank of balance sheet (30%)

The rank of balance sheet is done through the ranking of:
  • Interest coverage
  • Zscore
  • Debt to revenue
  • Equity to asset
  • Cash to debt

The rank of Profitability (70%)

The ranking of Profitability is done by ranking:
  • Operating margin mean rank (10-year mean average profit margine)
  • Operating margin growth rank
  • Fscore
  • Predictability rank
  • Revenue growth rank (5 year), when the growth is higher than 25%, set it as 25%
  • Num of year profit (number of years that is profitable within the last 10 years)
  • ROIC median (10-year median of ROIC)

Hvidbjerg Bank AS Quality Rank Related Terms

OCSE:HVID
65GF Score
Hvidbjerg Bank AS OCSE:HVID
Quality Rank is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is Hvidbjerg Bank AS (OCSE:HVID) Overvalued in 2026?

Based on GuruFocus' analysis, Hvidbjerg Bank AS stock appears to be overvalued. The current stock price of kr185.00 is trading 35.3% above its estimated GF Value™ of kr136.72. GuruFocus considers Hvidbjerg Bank AS to be Significantly Overvalued.

Key valuation signals for OCSE:HVID:

  • Quality Rank:
  • GF Value™: kr136.72 vs. price of kr185.00 (35.3% above fair value)
  • GF Score™: 65/100 with 3 warning signs

No single metric tells the full story. See the OCSE:HVID stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Hvidbjerg Bank AS Business Description

Address Ostergade 2, Thyholm, DNK, 7790
Hvidbjerg Bank AS is a Denmark-based bank that offers various banking products and services.It offers financial services to private individuals and local businesses. The bank offers pension products, mortgages and personal loans, investment services, and Internet banking. It operates in the central and western Jutland Limfjord area and has four departments in Hvidbjerg / Hurup, Struer, Viborg, and Holstebro.
65GF Score

Get the complete analysis for OCSE:HVID

Quality Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr185.00
Price
kr136.72
GF Value