Hvidbjerg Bank AS (OCSE:HVID) Altman Z2-Score

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

OCSE:HVID Hvidbjerg Bank AS OCSE:HVID
68 GF Score
Price kr180.00
GF Value kr136.01
Valuation Significantly Overvalued
! 3 Warning Signs
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What is Hvidbjerg Bank AS Altman Z2-Score?

Altman Z2-Score, also known as Z"-Score, is used to predict the likelihood that a non-manufacturing company (excluding property/financial company) will face bankruptcy within a two-year period.

Altman Z2-Score does not apply to banks and insurance companies.

OCSE:HVID
68GF Score
Hvidbjerg Bank AS OCSE:HVID
Altman Z2-Score is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is Hvidbjerg Bank AS (OCSE:HVID) Overvalued in 2026?

Based on GuruFocus' analysis, Hvidbjerg Bank AS stock appears to be overvalued. The current stock price of kr180.00 is trading 32.3% above its estimated GF Value™ of kr136.01. GuruFocus considers Hvidbjerg Bank AS to be Significantly Overvalued.

Key valuation signals for OCSE:HVID:

  • Altman Z2-Score:
  • GF Value™: kr136.01 vs. price of kr180.00 (32.3% above fair value)
  • GF Score™: 68/100 with 3 warning signs

No single metric tells the full story. See the OCSE:HVID stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Hvidbjerg Bank AS Business Description

Address Ostergade 2, Thyholm, DNK, 7790
Hvidbjerg Bank AS is a Denmark-based bank that offers various banking products and services.It offers financial services to private individuals and local businesses. The bank offers pension products, mortgages and personal loans, investment services, and Internet banking. It operates in the central and western Jutland Limfjord area and has four departments in Hvidbjerg / Hurup, Struer, Viborg, and Holstebro.
68GF Score

Get the complete analysis for OCSE:HVID

Altman Z2-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr180.00
Price
kr136.01
GF Value