Instabank ASA (OSL:INSTA) Margin of Safety % (DCF Earnings Based): N/A (As of Jun. 26, 2026)


OSL:INSTA Instabank ASA OSL:INSTA
57 GF Score
Price kr4.01
GF Value kr2.54
Valuation Significantly Overvalued
! 2 Warning Signs
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What is Instabank ASA Margin of Safety % (DCF Earnings Based)?

Margin of Safety % (DCF Earnings Based) = (Intrinsic Value: DCF (Earnings Based) - Current Price) / Intrinsic Value: DCF (Earnings Based).

Note: Discounted Earnings model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

Instabank ASA's Predictability Rank is Not Rated. Thus, the DCF related results in the screener and portfolio will appear as zero and Margin of Safety % (DCF Earnings Based) is not calculated.

Instabank ASA Margin of Safety % (DCF Earnings Based) Competitor Comparison

For the Banks - Regional subindustry, Instabank ASA's Margin of Safety % (DCF Earnings Based), along with its competitors' market caps and Margin of Safety % (DCF Earnings Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Instabank ASA Margin of Safety % (DCF Earnings Based) vs Banks Industry

For the Banks industry and Financial Services sector, Instabank ASA's Margin of Safety % (DCF Earnings Based) distribution charts can be found below:

* The bar in red indicates where Instabank ASA's Margin of Safety % (DCF Earnings Based) falls into.


OSL:INSTA
57GF Score
Instabank ASA OSL:INSTA
Margin of Safety % (DCF Earnings Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Instabank ASA (OSL:INSTA) Overvalued in 2026?

Based on GuruFocus' analysis, Instabank ASA stock appears to be overvalued. The current stock price of kr4.01 is trading 57.9% above its estimated GF Value™ of kr2.54. GuruFocus considers Instabank ASA to be Significantly Overvalued.

Key valuation signals for OSL:INSTA:

  • Margin of Safety % (DCF Earnings Based): N/A
  • GF Value™: kr2.54 vs. price of kr4.01 (57.9% above fair value)
  • GF Score™: 57/100 with 2 warning signs

No single metric tells the full story. See the OSL:INSTA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Instabank ASA Business Description

Other Exchanges 93V:Germany
Address Drammensveien 175, Oslo, NOR, 0277
Instabank ASA offers banking services. The company operates as a digital bank offering loans, savings and insurance.
57GF Score

Get the complete analysis for OSL:INSTA

Margin of Safety % (DCF Earnings Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr4.01
Price
kr2.54
GF Value