Instabank ASA (OSL:INSTA) Altman Z-Score


OSL:INSTA Instabank ASA OSL:INSTA
50 GF Score
Price kr4.10
GF Value kr2.55
Valuation Significantly Overvalued
! 3 Warning Signs
View Full Analysis

What is Instabank ASA Altman Z-Score?

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Altman Z-Score does not apply to banks and insurance companies.

OSL:INSTA
50GF Score
Instabank ASA OSL:INSTA
Altman Z-Score is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is Instabank ASA (OSL:INSTA) Overvalued in 2026?

Based on GuruFocus' analysis, Instabank ASA stock appears to be overvalued. The current stock price of kr4.10 is trading 60.8% above its estimated GF Value™ of kr2.55. GuruFocus considers Instabank ASA to be Significantly Overvalued.

Key valuation signals for OSL:INSTA:

  • Altman Z-Score:
  • GF Value™: kr2.55 vs. price of kr4.10 (60.8% above fair value)
  • GF Score™: 50/100 with 3 warning signs

No single metric tells the full story. See the OSL:INSTA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Instabank ASA Business Description

Other Exchanges 93V:Germany
Address Drammensveien 175, Oslo, NOR, 0277
Instabank ASA offers banking services. The company operates as a digital bank offering loans, savings and insurance.
50GF Score

Get the complete analysis for OSL:INSTA

Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr4.10
Price
kr2.55
GF Value