Instabank ASA (OSL:INSTA) Market Cap: kr1,849.5 Mil (As of Jul. 02, 2026)


OSL:INSTA Instabank ASA OSL:INSTA
57 GF Score
Price kr4.01
GF Value kr2.55
Valuation Significantly Overvalued
! 3 Warning Signs
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What is Instabank ASA Market Cap?

Instabank ASA OSL:INSTA -0.50% 57 Market Cap is kr1,849.5 Mil as of Jul. 02, 2026. GuruFocus rates OSL:INSTA with a GF Score™ of 57/100 and a GF Value™ of kr2.55 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 1,546 Banks companies, Instabank ASA ranks worse than 70.18% on this metric.

Market cap is the total market value to buy the whole company. It is equal to the share price times the number of Shares Outstanding (EOP). Instabank ASA's share price for the quarter that ended in Mar. 2026 was kr3.97. Instabank ASA's Shares Outstanding (EOP) for the quarter that ended in Mar. 2026 was 452.6 Mil. Therefore, Instabank ASA's market cap for the quarter that ended in Mar. 2026 was kr1,796.8 Mil.

Instabank ASA's quarterly market cap increased from Sep. 2025 (kr1,349.9 Mil) to Dec. 2025 (kr1,552.4 Mil) and increased from Dec. 2025 (kr1,552.4 Mil) to Mar. 2026 (kr1,796.8 Mil).

Instabank ASA's annual market cap increased from Dec. 2023 (kr660.1 Mil) to Dec. 2024 (kr756.5 Mil) and increased from Dec. 2024 (kr756.5 Mil) to Dec. 2025 (kr1,552.4 Mil).

Enterprise Value is the theoretical takeover price. It is more comprehensive than market capitalization (market cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash and cash equivalents. Instabank ASA's Enterprise Value for Today is kr2,136.0 Mil.


Instabank ASA  (OSL:INSTA) Market Cap Explanation

Market cap is not the real price you pay for a company. If you buy the company and become its owner, you become the owner of the cash the company has, and you also assume the company’s debt. The real price you pay is the Enterprise Value.

Warren Buffett uses the ratio of total market cap of all public traded companies over GDP to measure if the market is expensive. As of April 2012, the US total market cap is about $14.7 trillion, while the US GDP is about $15 trillion. The market was modestly overvalued.


Instabank ASA Market Cap Related Terms


Instabank ASA Market Cap Historical Data

* Premium members only.

The historical data trend for Instabank ASA's Market Cap can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Instabank ASA Market Cap Chart

Instabank ASA Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Market Cap
Get a 7-Day Free Trial Premium Member Only 678.59 607.07 660.07 756.52 1,552.44

Instabank ASA Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Market Cap Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 858.65 941.87 1,349.95 1,552.44 1,796.85

Instabank ASA Market Cap Competitor Comparison

For the Banks - Regional subindustry, Instabank ASA's Market Cap, along with its competitors' market caps and Market Cap data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Instabank ASA Market Cap vs Banks Industry

For the Banks industry and Financial Services sector, Instabank ASA's Market Cap distribution charts can be found below:

* The bar in red indicates where Instabank ASA's Market Cap falls into.


OSL:INSTA
57GF Score
Instabank ASA OSL:INSTA
Market Cap is just one metric. See GF Score™, valuation, warning signs, and more.
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Instabank ASA Market Cap Calculation

Market cap is the short version of market capitalization. It is the total market value to buy the whole company. It is equal to the share price times the number of shares outstanding.

Instabank ASA's Market Cap for the fiscal year that ended in Dec. 2025 is calculated as

Market Cap (A: Dec. 2025 )=Share Price (A: Dec. 2025 )*Shares Outstanding (EOP) (A: Dec. 2025 )
=kr3.43*452.606
=kr1,552.4

Instabank ASA's Market Cap for the quarter that ended in Mar. 2026 is calculated as

Market Cap (Q: Mar. 2026 )=Share Price (Q: Mar. 2026 )*Shares Outstanding (EOP) (Q: Mar. 2026 )
=kr3.97*452.606
=kr1,796.8

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Market Cap →
What does a Market Cap of kr1,849.5 Mil mean?
Instabank ASA (OSL:INSTA) has a Market Cap of kr1,849.5 Mil as of Jul. 02, 2026. Market cap equals the total value of a company's shares: price times shares outstanding. View historical data on Instabank ASA and its competitors. According to the industry distribution chart, Instabank ASA ranks #1085 out of 1546 companies in the Banks industry, placing it in the top 70.2%.
Is Instabank ASA's Market Cap too high?
Instabank ASA's current Market Cap is kr1,849.5 Mil. Based on the distribution chart, Instabank ASA ranks #1085 out of 1546 companies in the Banks industry, which is below the industry midpoint. Overall, Instabank ASA has a GF Score™ of 57/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Instabank ASA's Market Cap compare to competitors?
According to the Banks industry distribution chart, Instabank ASA ranks #1085 out of 1546 companies for Market Cap. This places Instabank ASA in the lower half of its industry. The industry median Market Cap is 710.52. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Market Cap for a Banks company?
The median Market Cap among Banks companies is 710.52, based on 1,546 companies in the industry. Companies in the top quartile (top 25%) have a Market Cap significantly above this median, while those in the bottom quartile fall well below. However, Market Cap should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Market Cap mean?
A high Market Cap can signal that a stock is expensive relative to its fundamentals. Market cap equals the total value of a company's shares: price times shares outstanding. View historical data on Instabank ASA and its competitors. For the Banks industry, the median Market Cap is 710.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Instabank ASA's current Market Cap is kr1,849.5 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Instabank ASA stock overvalued right now?
Based on GuruFocus' analysis, Instabank ASA (OSL:INSTA) is currently considered Significantly Overvalued. The stock's GF Value™ is kr2.55, compared to a current price of kr4.01 — trading 57.3% above its estimated fair value. The current Market Cap is kr1,849.5 Mil. Instabank ASA's overall GF Score™ is 57/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Market Cap calculated?
Market Cap is calculated from a company's financial statements. For Instabank ASA (OSL:INSTA), the current Market Cap is kr1,849.5 Mil as of Jul. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Instabank ASA (OSL:INSTA) Overvalued in 2026?

Based on GuruFocus' analysis, Instabank ASA stock appears to be overvalued. The current stock price of kr4.01 is trading 57.3% above its estimated GF Value™ of kr2.55. GuruFocus considers Instabank ASA to be Significantly Overvalued.

Key valuation signals for OSL:INSTA:

  • Market Cap: kr1,849.5 Mil
  • GF Value™: kr2.55 vs. price of kr4.01 (57.3% above fair value)
  • GF Score™: 57/100 with 3 warning signs

No single metric tells the full story. See the OSL:INSTA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Instabank ASA Business Description

Other Exchanges 93V:Germany
Address Drammensveien 175, Oslo, NOR, 0277
Instabank ASA offers banking services. The company operates as a digital bank offering loans, savings and insurance.
57GF Score

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Market Cap is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr4.01
Price
kr2.55
GF Value