Instabank ASA (OSL:INSTA) Total Liabilities: kr10,314.5 Mil (As of Jun. 2026)

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OSL:INSTA Instabank ASA OSL:INSTA
50 GF Score
Price kr5.06
GF Value kr2.62
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Instabank ASA Total Liabilities?

Instabank ASA OSL:INSTA 50 Total Liabilities is kr10,314.5 Mil as of Jun. 2026. GuruFocus rates OSL:INSTA with a GF Score™ of 50/100 and a GF Value™ of kr2.62 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Instabank ASA's Total Liabilities for the quarter that ended in Jun. 2026 was kr10,314.5 Mil.

Instabank ASA's quarterly Total Liabilities increased from Dec. 2025 (kr8,504.95 Mil) to Mar. 2026 (kr9,294.66 Mil) and increased from Mar. 2026 (kr9,294.66 Mil) to Jun. 2026 (kr10,314.45 Mil).

Instabank ASA's annual Total Liabilities increased from Dec. 2023 (kr6,329.14 Mil) to Dec. 2024 (kr6,966.85 Mil) and increased from Dec. 2024 (kr6,966.85 Mil) to Dec. 2025 (kr8,504.95 Mil).


Instabank ASA Total Liabilities Historical Data

* Premium members only.

The historical data trend for Instabank ASA's Total Liabilities can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Instabank ASA Total Liabilities Chart

Instabank ASA Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Liabilities
Get a 7-Day Free Trial Premium Member Only 4,165.55 5,012.96 6,329.14 6,966.85 8,504.95

Instabank ASA Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Total Liabilities Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8,110.93 8,377.53 8,504.95 9,294.66 10,314.45
OSL:INSTA
50GF Score
Instabank ASA OSL:INSTA
Total Liabilities is just one metric. See GF Score™, valuation, warning signs, and more.
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Instabank ASA Total Liabilities Calculation

Total Liabilities are the liabilities that the company has to pay others. It is a part of the balance sheet of a company that shareholders do not own, and would be obligated to pay back if the company liquidated.

Instabank ASA's Total Liabilities for the fiscal year that ended in Dec. 2025 is calculated as

Total Liabilities=Total Assets (A: Dec. 2025 )-Total Equity (A: Dec. 2025 )
=9891.31-1386.358
=8,505.0

Instabank ASA's Total Liabilities for the quarter that ended in Jun. 2026 is calculated as

Total Liabilities=Total Assets (Q: Jun. 2026 )-Total Equity (Q: Jun. 2026 )
=11745.153-1430.703
=10,314.5

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Liabilities →
What does a Total Liabilities of kr10,314.5 Mil mean?
Instabank ASA (OSL:INSTA) has a Total Liabilities of kr10,314.5 Mil as of Jun. 2026. The total amount of liabilities as recorded on a company's balance sheet. View historical data for Instabank ASA and its competitors.
Is Instabank ASA's Total Liabilities too high?
Instabank ASA's current Total Liabilities is kr10,314.5 Mil. Overall, Instabank ASA has a GF Score™ of 50/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Instabank ASA's Total Liabilities compare to competitors?
Instabank ASA's Total Liabilities of kr10,314.5 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Liabilities for a Banks company?
A good Total Liabilities depends on the Banks industry context. However, Total Liabilities should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Liabilities mean?
A high Total Liabilities can signal that a stock is expensive relative to its fundamentals. The total amount of liabilities as recorded on a company's balance sheet. View historical data for Instabank ASA and its competitors. Instabank ASA's current Total Liabilities is kr10,314.5 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Instabank ASA stock overvalued right now?
Based on GuruFocus' analysis, Instabank ASA (OSL:INSTA) is currently considered Significantly Overvalued. The stock's GF Value™ is kr2.62, compared to a current price of kr5.06 — trading 93.1% above its estimated fair value. The current Total Liabilities is kr10,314.5 Mil. Instabank ASA's overall GF Score™ is 50/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Liabilities calculated?
Total Liabilities is calculated from a company's financial statements. For Instabank ASA (OSL:INSTA), the current Total Liabilities is kr10,314.5 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Instabank ASA (OSL:INSTA) Overvalued in 2026?

Based on GuruFocus' analysis, Instabank ASA stock appears to be overvalued. The current stock price of kr5.06 is trading 93.1% above its estimated GF Value™ of kr2.62. GuruFocus considers Instabank ASA to be Significantly Overvalued.

Key valuation signals for OSL:INSTA:

  • Total Liabilities: kr10,314.5 Mil
  • GF Value™: kr2.62 vs. price of kr5.06 (93.1% above fair value)
  • GF Score™: 50/100 with 6 warning signs

No single metric tells the full story. See the OSL:INSTA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Instabank ASA Business Description

Other Exchanges 93V:Germany
Address Drammensveien 175, Oslo, NOR, 0277
Instabank ASA offers banking services. The company operates as a digital bank offering loans, savings and insurance.
50GF Score

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Total Liabilities is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr5.06
Price
kr2.62
GF Value