Instabank ASA (OSL:INSTA) ROC %: % (As of Mar. 2026)


OSL:INSTA Instabank ASA OSL:INSTA
57 GF Score
Price kr4.03
GF Value kr2.54
Valuation Significantly Overvalued
! 2 Warning Signs
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What is Instabank ASA ROC %?

Instabank ASA OSL:INSTA +0.50% 57 ROC % is % as of Mar. 2026. GuruFocus rates OSL:INSTA with a GF Score™ of 57/100 and a GF Value™ of kr2.54 (Significantly Overvalued). The stock has 2 warning signs investors should review.

ROC %does not apply to banks.

OSL:INSTA
57GF Score
Instabank ASA OSL:INSTA
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROC % →
What does a ROC % of % mean?
Instabank ASA (OSL:INSTA) has a ROC % of % as of Mar. 2026. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Instabank ASA and its competitors.
Is Instabank ASA's ROC % too high?
Instabank ASA's current ROC % is %. Overall, Instabank ASA has a GF Score™ of 57/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Instabank ASA's ROC % compare to competitors?
Instabank ASA's ROC % of % can be compared against companies in the Banks industry. The industry median ROC % is 1.98. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Banks company?
The median ROC % among Banks companies is 1.98, based on 48 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Instabank ASA and its competitors. For the Banks industry, the median ROC % is 1.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Instabank ASA's current ROC % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Instabank ASA stock overvalued right now?
Based on GuruFocus' analysis, Instabank ASA (OSL:INSTA) is currently considered Significantly Overvalued. The stock's GF Value™ is kr2.54, compared to a current price of kr4.03 — trading 58.7% above its estimated fair value. The current ROC % is %. Instabank ASA's overall GF Score™ is 57/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For Instabank ASA (OSL:INSTA), the current ROC % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Instabank ASA (OSL:INSTA) Overvalued in 2026?

Based on GuruFocus' analysis, Instabank ASA stock appears to be overvalued. The current stock price of kr4.03 is trading 58.7% above its estimated GF Value™ of kr2.54. GuruFocus considers Instabank ASA to be Significantly Overvalued.

Key valuation signals for OSL:INSTA:

  • ROC %: %
  • GF Value™: kr2.54 vs. price of kr4.03 (58.7% above fair value)
  • GF Score™: 57/100 with 2 warning signs

No single metric tells the full story. See the OSL:INSTA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Instabank ASA Business Description

Other Exchanges 93V:Germany
Address Drammensveien 175, Oslo, NOR, 0277
Instabank ASA offers banking services. The company operates as a digital bank offering loans, savings and insurance.
57GF Score

Get the complete analysis for OSL:INSTA

ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr4.03
Price
kr2.54
GF Value